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Triton T70gsi+ 10.5kW White Electric Shower

T70gsi+ 10.5kW White Electric Shower

£142.99

SWIFT Adair Ready Assembled 2 Door Wardrobe - Matt White

Adair Ready Assembled 2 Door Wardrobe - Matt White

£329

5 out of 5 stars

1 review

Obaby Fibre Cot Bed Mattress 120x60cm

Fibre Cot Bed Mattress 120x60cm

£39.99

4.2 out of 5 stars

22 reviews

Obaby Nika Cot Bed

Nika Cot Bed

£244.99

Obaby Nika Cot Bed & Changing Unit

Nika Cot Bed & Changing Unit

£469.99

SWIFT Adair Ready Assembled Triple Mirror Wardrobe

Adair Ready Assembled Triple Mirror Wardrobe

£649

2 out of 5 stars

1 review

SWIFT Adair Ready Assembled 4 Drawer Chest

Adair Ready Assembled 4 Drawer Chest

£449

SWIFT Adair Ready Assembled 5 Drawer Chest - Matt White

Adair Ready Assembled 5 Drawer Chest - Matt White

£329

SWIFT Florence Ready Assembled 3 Drawer Bedside Chest

Available in white gloss, grey coloursAvailable in white gloss, grey coloursAvailable in white gloss, grey coloursAvailable in white gloss, grey coloursAvailable in white gloss, grey colours

Florence Ready Assembled 3 Drawer Bedside Chest

£199

1 out of 5 stars

1 review

SWIFT Adair Ready Assembled 2 Door 2 Drawer Wardrobe

Adair Ready Assembled 2 Door 2 Drawer Wardrobe

£479

VTech RM5766HD.5" Smart Wi-Fi 1080p Pan & Tilt Baby Monitor

RM5766HD.5" Smart Wi-Fi 1080p Pan & Tilt Baby Monitor

Current sale price is £139.99

(Save £10)

Regular price was £149.99

2 out of 5 stars

1 review

SWIFT Regent Ready Assembled 5 Drawer Chest - FSC® Certified

Available in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey colours

Regent Ready Assembled 5 Drawer Chest - FSC® Certified

£249

4.6 out of 5 stars

58 reviews

SWIFT Adair Ready Assembled 3 Drawer Deep Chest - Matt White

Adair Ready Assembled 3 Drawer Deep Chest - Matt White

£329

5 out of 5 stars

1 review

SWIFT Adair Ready Assembled 4 Drawer Deep Chest - Matt White

Adair Ready Assembled 4 Drawer Deep Chest - Matt White

£279

1 out of 5 stars

1 review

Triton T70gsi+ 8.5kW Easy Fit Electric Shower

T70gsi+ 8.5kW Easy Fit Electric Shower

£117.99

3.5 out of 5 stars

4 reviews

SWIFT Regent Ready Assembled Multi Function Desk / Dressing Table - FSC® Certified

Available in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey colours

Regent Ready Assembled Multi Function Desk / Dressing Table - FSC® Certified

£189

4.5 out of 5 stars

37 reviews

Obaby Maya 3 Piece Furniture Set - Nordic White

Maya 3 Piece Furniture Set - Nordic White

Current sale price is £709.99

(Save £170)

Regular price was £879.99

Obaby Stamford Classic Sleigh Cot Bed

Available in white, warm grey coloursAvailable in white, warm grey coloursAvailable in white, warm grey coloursAvailable in white, warm grey coloursAvailable in white, warm grey colours

Stamford Classic Sleigh Cot Bed

Current sale price is £289.99

(Save £66)

Regular price was £355.99

5 out of 5 stars

9 reviews

Triton T70gsi+ 9.5kW White Electric Shower

T70gsi+ 9.5kW White Electric Shower

£139.99

2.3 out of 5 stars

3 reviews

SWIFT Verve Ready Assembled 5 Drawer Chest - FSC® Certified

Available in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey coloursAvailable in white, grey colours

Verve Ready Assembled 5 Drawer Chest - FSC® Certified

£279

4.2 out of 5 stars

11 reviews

Obaby Foam Mattress 100 x 50cm

Foam Mattress 100 x 50cm

Current sale price is £33.99

(Save £8)

Regular price was £41.99

5 out of 5 stars

4 reviews

Triton Seville Electric Shower

Seville Electric Shower

From £99.99

4 out of 5 stars

29 reviews

Obaby Grace Mini Cot Bed - White

Grace Mini Cot Bed - White

Current sale price is £139.99

(Save £26)

Regular price was £165.99

4.7 out of 5 stars

10 reviews

Obaby Travel Cot Mattress 95x65cm

Travel Cot Mattress 95x65cm

£29.99

4.1 out of 5 stars

19 reviews

SWIFT Regent Ready Assembled 3 Piece Package - 5 Drawer Chest and 2 Bedside Chests - FSC® Certified

Available in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey coloursAvailable in white/oak, grey, light grey colours

Regent Ready Assembled 3 Piece Package - 5 Drawer Chest and 2 Bedside Chests - FSC® Certified

£449

4.8 out of 5 stars

29 reviews

Obaby Maya Shelf - White with Natural

Maya Shelf - White with Natural

Current sale price is £44.99

(Save £10)

Regular price was £54.99

5 out of 5 stars

3 reviews

Obaby Nika Mini 3-Piece Room Set - Grey Wash/White

Nika Mini 3-Piece Room Set - Grey Wash/White

Current sale price is £579.99

(Save £140)

Regular price was £719.99

5 out of 5 stars

2 reviews

Obaby Nika 3-Piece Room Set - Grey Wash/White

Nika 3-Piece Room Set - Grey Wash/White

Current sale price is £579.99

(Save £160)

Regular price was £739.99

5 out of 5 stars

2 reviews

SWIFT Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

+1 colour

Available in white, black, grey, stone coloursAvailable in white, black, grey, stone coloursAvailable in white, black, grey, stone coloursAvailable in white, black, grey, stone coloursAvailable in white, black, grey, stone colours

Cube Ready Assembled 2 Door Wardrobe - FSC® Certified

£479

5 out of 5 stars

2 reviews

Heat Holders Thermal Long Sleeve Vest - White

Thermal Long Sleeve Vest - White

£20

4.7 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.