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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 151 - 180 (of 199)

GG643B 4 Burner Gas Hob In Black, Glass Top

£179

RB390N4WWE 60cm Wide, Total No Frost, Freestanding Fridge Freezer - White

£399

RW12D4NWG0 48cm Wide, 30 bottle, Freestanding Wine Cooler - Black

£329

HS673C60WUK 16-Place Freestanding Dishwasher with Invertor Motor - White

£399

RB327N4BCE 55cm Wide Total No Frost Freestanding Fridge Freezer - Silver

Current sale price is £319

RQ758N4SWFE Pureflat 90cm Cross Door, American Fridge Freezer - Black Stainless Steel

Current sale price is £999

HV623D15UK Full-Size Fully Integrated 30 Minute Quick Wash, 14 Place Dishwasher

£319

RR220D4BBE 52cm Wide Freestanding Retro Fridge with Icebox - Black

Current sale price is £199

HV523E15UK Slimline Fully Integrated 30-Minute Quick Wash, 10 Place Dishwasher

£289

RS818N4IFE Pureflat Infinite series, 90cm Wide Side by Side, American Fridge Freezer - Black Stainless Steel

£999

E6432C 60cm Wide Ceramic Hob - Black

£139

WF3M841BWI 8kg 1400RPM A rated Washing Machine - White

£399

Hi6 BlackLine BIM325GI63DBGUK Built-In 25L Solo Microwave with Grill - Jet Black

Current sale price is £299

Hi6 BlackLine BSA66346ADBGUK Built-In Electric Single Oven - Steam Add Plus, Wi-Fi Enabled - Jet Black

£599

BID95211XUK Built-In Double Oven - Stainless Steel

£369

5S Series WF5S1045BW 10.5KG 1400rpm Auto Dosing Freestanding Washing Machine -White

£449

FV298N4ACE 60cm Wide, Freestanding Fridge Freezer - Stainless Steel

£499

FV105D4BW21 55cm Wide Under-Counter Freezer - White

£219

WF3M741BWI 7kg 1400RPM A rated Washing Machine - White

£369

RF815N4SESE Pureflat 90cm French Door, American Fridge Freezer - Stainless Steel

£1029

HS622E90XUK Full-Size 30 Minute Quick Wash, 13 Place, Dishwasher – Stainless Steel

£329

RF728N4SASE Pureflat 90cm French Door, Water and Ice, American Fridge Freezer - Stainless Steel

£1499

RL415N4ACE 60cm Wide, FREESTANDING TALLER FRIDGE - Stainless Steel

£469

RB435N4BWE 60cm Wide 70/30 Frost-Free Fridge Freezer - White

£429

BID95211BGUK 60cm Wide Built-In Double Oven - Black

£369

RS694N4ICE 90cm Wide Side by Side, Water and Ice, American Fridge Freezer - Stainless Steel

Current sale price is £799

WD3M841BWI 8kg 1400RPM B rated Washer Dryer - White

£429

RS818N4IIE Pureflat Infinite series, 90cm Wide Side by Side, American Fridge Freezer - Stainless Steel

Current sale price is £999

RS818N4TFE 91cm Wide Pureflat Fridge Freezer with Water & Ice Dispenser - Black

£999

RIB312F4AWE 55cm Wide 60/40 Frost -Free Integrated Fridge Freezer - White

£449