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Free Click & Collect

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Only Onlpearlina Long Sleeve Ruffle Lace Top Wvn - Grey

Onlpearlina Long Sleeve Ruffle Lace Top Wvn - Grey

Current sale price is £20

(Save £10)

Regular price was £30

Only Naomi String Shorts - Multi

Naomi String Shorts - Multi

Current sale price is £10.50

(Save £24.50)

Regular price was £35

Only Laina Loose Ruffle Skorts - White

Laina Loose Ruffle Skorts - White

Current sale price is £21.75

(Save £10.25)

Regular price was £32

Only Argyle Long Sleeve Pullover - Grey

Argyle Long Sleeve Pullover - Grey

Current sale price is £20

(Save £15)

Regular price was £35

Only Onlcampiri Frill Skort White

Onlcampiri Frill Skort White

Current sale price is £21.50

(Save £13.50)

Regular price was £35

Only Maisa Pull Up Wide Leg Co-ord Trouser - Cream

Maisa Pull Up Wide Leg Co-ord Trouser - Cream

Current sale price is £21.50

(Save £13.50)

Regular price was £35

4 out of 5 stars

1 review

Only Siesta Short Sleeve Knot Linen Blend Shirt - Beige

Siesta Short Sleeve Knot Linen Blend Shirt - Beige

Current sale price is £17

(Save £9)

Regular price was £26

Only Hattie High Waisted Pleated Straight Trouser - Grey

Hattie High Waisted Pleated Straight Trouser - Grey

Current sale price is £28

(Save £12)

Regular price was £40

4 out of 5 stars

1 review

Only Onlloa Long Sleeve String Crochet Cardigan - Birch

Onlloa Long Sleeve String Crochet Cardigan - Birch

Current sale price is £24.50

(Save £10.50)

Regular price was £35

5 out of 5 stars

1 review

Only Rosie Long Sleeve Fitted Denim Jacket With Metal Button Detailing - Blue Denim

Rosie Long Sleeve Fitted Denim Jacket With Metal Button Detailing - Blue Denim

Current sale price is £16.50

(Save £38.50)

Regular price was £55

Only Hannah High Waist Wide Leg Denim Short - Blue

Hannah High Waist Wide Leg Denim Short - Blue

Current sale price is £7.50

(Save £17.50)

Regular price was £25

4.5 out of 5 stars

2 reviews

Only Faux Suede Trenchcoat - Dark Brown

Faux Suede Trenchcoat - Dark Brown

Current sale price is £42.50

(Save £42.50)

Regular price was £85

4 out of 5 stars

1 review

Only Onlkaya Life Wide Pants - Grey

Onlkaya Life Wide Pants - Grey

Current sale price is £15

(Save £10)

Regular price was £25

Only Jasmin Faux Leather Jacket - Black

Jasmin Faux Leather Jacket - Black

Current sale price is £24

(Save £36)

Regular price was £60

5 out of 5 stars

3 reviews

Only Verona Faux Leather Midi Skirt - Black

Verona Faux Leather Midi Skirt - Black

Current sale price is £12.50

(Save £12.50)

Regular price was £25

4.5 out of 5 stars

2 reviews

Only Caitlin Long Sleeve Denim Dress - Blue

Caitlin Long Sleeve Denim Dress - Blue

Current sale price is £28.50

(Save £26.50)

Regular price was £55

5 out of 5 stars

1 review

Only Fringed Faux Suede Jacket - Brown

Fringed Faux Suede Jacket - Brown

Current sale price is £18

(Save £42)

Regular price was £60

5 out of 5 stars

1 review

Only High Rise Tie Waist Jeans - Blue

High Rise Tie Waist Jeans - Blue

Current sale price is £13.50

(Save £31.50)

Regular price was £45

4 out of 5 stars

1 review

Only Short Sleeve Denim Dress - Blue

Short Sleeve Denim Dress - Blue

Current sale price is £18

(Save £27)

Regular price was £45

1 out of 5 stars

1 review

Only Mountain Check Barn Jacket - Green

Mountain Check Barn Jacket - Green

Current sale price is £35

(Save £35)

Regular price was £70

3 out of 5 stars

2 reviews

Only Ladora Strap Vest Top - Black

Ladora Strap Vest Top - Black

Current sale price is £15

(Save £15)

Regular price was £30

Only Betty-9 Warm Lined Boot - Brown

Betty-9 Warm Lined Boot - Brown

Current sale price is £52

(Save £13)

Regular price was £65

Only High Waist Flared Denim Jeans - Blue

High Waist Flared Denim Jeans - Blue

Current sale price is £15

(Save £15)

Regular price was £30

5 out of 5 stars

2 reviews

Only Luna Long Midi Jersey Skirt - Black

Luna Long Midi Jersey Skirt - Black

Current sale price is £10.50

(Save £24.50)

Regular price was £35

Only Hallie Quilted Denim Jacket - Blue

Hallie Quilted Denim Jacket - Blue

Current sale price is £15

(Save £37)

Regular price was £52

Only Onlemily Flared Jeans - Blue

Onlemily Flared Jeans - Blue

Current sale price is £12.50

(Save £29.50)

Regular price was £42

5 out of 5 stars

1 review

Only Nala Long Sleeve Collar Denim Shirt - Blue

Nala Long Sleeve Collar Denim Shirt - Blue

Current sale price is £10.50

(Save £24.50)

Regular price was £35

Only Life Long Sleeve Argyle Knit Jumper - Black

Life Long Sleeve Argyle Knit Jumper - Black

Current sale price is £20

(Save £15)

Regular price was £35

4 out of 5 stars

3 reviews

Only Embelished Trouser - Blue

Embelished Trouser - Blue

Current sale price is £11.25

(Save £26.75)

Regular price was £38

4.5 out of 5 stars

2 reviews

Only Taylor High Waist Barrel Denim Jean - Blue

Taylor High Waist Barrel Denim Jean - Blue

Current sale price is £20

(Save £20)

Regular price was £40

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.