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Pay later with Very Pay

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Salter Toronto Rapid Boil Kettle - White

Toronto Rapid Boil Kettle - White

Current sale price is £37

(Save £7)

Regular price was £44

3.7 out of 5 stars

3 reviews

Salter 3 Piece Roaster Set

3 Piece Roaster Set

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

4 reviews

Salter Toronto 3 Piece Canisters

Toronto 3 Piece Canisters

Current sale price is £22

(Save £5)

Regular price was £27

Salter S.s. Dual Recycle Pedal Bin - Black

S.s. Dual Recycle Pedal Bin - Black

Current sale price is £139

(Save £40)

Regular price was £179

Salter Retro 3.5L Slow Cooker - Pink

Retro 3.5L Slow Cooker - Pink

Current sale price is £29

(Save £6)

Regular price was £35

Salter Expert Chef's Mandoline

Expert Chef's Mandoline

Current sale price is £20

(Save £5)

Regular price was £25

Salter Pebble 50l Pedal Bin

Pebble 50l Pedal Bin

Current sale price is £99

(Save £20)

Regular price was £119

Salter Expert Pizza Tray

Expert Pizza Tray

Current sale price is £8

(Save £5)

Regular price was £13

Salter Expert 6l Salad Spinner

Expert 6l Salad Spinner

Current sale price is £35

(Save £5)

Regular price was £40

Salter S.s. Dual Recycle Pedal Bin - Silver

S.s. Dual Recycle Pedal Bin - Silver

Current sale price is £139

(Save £40)

Regular price was £179

Salter Expert 34cm Roaster And Rack

Expert 34cm Roaster And Rack

Current sale price is £16

(Save £4)

Regular price was £20

Salter Expert 2-in-1 Chopper

Expert 2-in-1 Chopper

Current sale price is £22

(Save £3)

Regular price was £25

Salter Megastone 3pc Frypan Set - Silver

Megastone 3pc Frypan Set - Silver

Current sale price is £45

(Save £10)

Regular price was £55

1 out of 5 stars

1 review

Salter Bakes 3pc Round Pan Set

Bakes 3pc Round Pan Set

Current sale price is £9

(Save £3)

Regular price was £12

Salter Matte Black Analyser Scale

Matte Black Analyser Scale

Current sale price is £19

(Save £5)

Regular price was £24

Salter Battery Free Electronic Scale

Battery Free Electronic Scale

Current sale price is £20

(Save £5)

Regular price was £25

Salter Bakes 7pc Stacking Bakeware Set

Bakes 7pc Stacking Bakeware Set

Current sale price is £34

(Save £5)

Regular price was £39

Salter Battery Free Electronic Scale

Battery Free Electronic Scale

Current sale price is £20

(Save £5)

Regular price was £25

Salter Kuro Omelette Maker

Kuro Omelette Maker

Current sale price is £14

(Save £2)

Regular price was £16

4.8 out of 5 stars

5 reviews

Salter Toronto Bread Bin

Toronto Bread Bin

Current sale price is £25

(Save £10)

Regular price was £35

5 out of 5 stars

1 review

Salter Aspen Rapid Boil Kettle - Silver

Aspen Rapid Boil Kettle - Silver

Current sale price is £28

(Save £6)

Regular price was £34

3 out of 5 stars

2 reviews

Salter Kuro Nutripro - Black

Kuro Nutripro - Black

Current sale price is £39

(Save £20)

Regular price was £59

Salter Waterproof Kitchen Scale

Waterproof Kitchen Scale

Current sale price is £19

(Save £5)

Regular price was £24

5 out of 5 stars

2 reviews

Salter Aspen 2 Slice Toaster - White

Aspen 2 Slice Toaster - White

Current sale price is £28

(Save £6)

Regular price was £34

5 out of 5 stars

1 review

Salter Kuro Health Grill

Kuro Health Grill

Current sale price is £24

(Save £5)

Regular price was £29

5 out of 5 stars

2 reviews

Salter British Bakes Waterproof Kitchen Scale

British Bakes Waterproof Kitchen Scale

Current sale price is £19

(Save £5)

Regular price was £24

5 out of 5 stars

1 review

Salter British Bakes Waterproof Kitchen Scale

British Bakes Waterproof Kitchen Scale

Current sale price is £19

(Save £5)

Regular price was £24

Salter Retro Mechanical Kitchen Scale

Retro Mechanical Kitchen Scale

Current sale price is £27

(Save £5)

Regular price was £32

Salter Buxton 2 Piece Serving Spoons

Buxton 2 Piece Serving Spoons

Current sale price is £6

(Save £2)

Regular price was £8

Salter Dalton Cake Server

Dalton Cake Server

Current sale price is £9

(Save £1)

Regular price was £10

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.