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Birkenstock Naples Wrapped Suede Clogs- Taupe

Naples Wrapped Suede Clogs- Taupe

£150

1 out of 5 stars

1 review

Estee Lauder Double Wear Stay-in-Place 24-Hour Concealer

+25 colours+24 colours+23 colours+22 colours+21 colours

Available in 3c, 3n, 1c and 25 more coloursAvailable in 3c, 3n, 1c, 2w and 24 more coloursAvailable in 3c, 3n, 1c, 2w, 0.5n and 23 more coloursAvailable in 3c, 3n, 1c, 2w, 0.5n, 4n and 22 more coloursAvailable in 3c, 3n, 1c, 2w, 0.5n, 4n, 4w and 21 more colours

Double Wear Stay-in-Place 24-Hour Concealer

£29.50

1.7 out of 5 stars

15 reviews

River Island Waterfall Collar Twill Coat - Beige

Waterfall Collar Twill Coat - Beige

Current sale price is £33

(Save £77)

Regular price was £110

1 out of 5 stars

1 review

The Very Collection Short Sleeve Crew Neck Cardigan - Beige

The Very Collection

Short Sleeve Crew Neck Cardigan - Beige

Current sale price is £12.75

(Save £12.25)

Regular price was £25

1 out of 5 stars

1 review

Asics Womens Running Gt-2000 14 TR Trainers - Beige

Womens Running Gt-2000 14 TR Trainers - Beige

Current sale price is £60

(Save £80)

Regular price was £140

1 out of 5 stars

1 review

The Very Collection Lisson Lit Dressing Table with Mirror - Oatmeal - FSC® Certified

The Very Collection

Lisson Lit Dressing Table with Mirror - Oatmeal - FSC® Certified

Current sale price is £149

(Save £20)

Regular price was £169

1 out of 5 stars

1 review

The Very Collection Dusk Velvet Dimout 90x90 Pencil Pleat

+2 colours+1 colour

Available in stone, charcoal, silver, black, navy coloursAvailable in stone, charcoal, silver, black, navy coloursAvailable in stone, charcoal, silver, black, navy coloursAvailable in stone, charcoal, silver, black, navy coloursAvailable in stone, charcoal, silver, black, navy colours

The Very Collection

Dusk Velvet Dimout 90x90 Pencil Pleat

From £22

1 out of 5 stars

1 review

Birkenstock Men's Arizona Suede Sandals - Beige

Men's Arizona Suede Sandals - Beige

£115

1 out of 5 stars

1 review

Monsoon Boys Contrast Jersey T-Shirt & Shorts Set - Beige

Boys Contrast Jersey T-Shirt & Shorts Set - Beige

From £30

1 out of 5 stars

1 review

Curvy Kate Superhero Multiway Padded Plunge Bra - Latte

Superhero Multiway Padded Plunge Bra - Latte

£33

1 out of 5 stars

1 review

The Very Collection Zen Textured Cushion With Fringe

Available in sand, brown, soft green coloursAvailable in sand, brown, soft green coloursAvailable in sand, brown, soft green coloursAvailable in sand, brown, soft green coloursAvailable in sand, brown, soft green colours

The Very Collection

Zen Textured Cushion With Fringe

Current sale price is £14

(Save £4)

Regular price was £18

1 out of 5 stars

1 review

The Very Collection Jacquard Denim Wide Leg Jeans - Light Beige

The Very Collection

Jacquard Denim Wide Leg Jeans - Light Beige

£35

1 out of 5 stars

1 review

River Island Tape Yarn Long Sleeve Cardi - Beige

Tape Yarn Long Sleeve Cardi - Beige

Current sale price is £15.50

(Save £36.50)

Regular price was £52

1 out of 5 stars

1 review

Accessorize Starfish Beaded Flip Flops Sandals - Beige

Starfish Beaded Flip Flops Sandals - Beige

£30

1 out of 5 stars

1 review

The Very Collection Lisson Overbed Unit - Oatmeal - FSC® Certified

The Very Collection

Lisson Overbed Unit - Oatmeal - FSC® Certified

Current sale price is £399

(Save £50)

Regular price was £449

1.7 out of 5 stars

3 reviews

The Very Collection Prague 4 Door, 3 Drawer Mirrored Wardrobe - Oatmeal - FSC® Certified

The Very Collection

Prague 4 Door, 3 Drawer Mirrored Wardrobe - Oatmeal - FSC® Certified

Current sale price is £349

(Save £50)

Regular price was £399

1 out of 5 stars

1 review

Barbary & Oak Nattura 26cm Cast Iron Round Pan With Dual Side Spouts, Agave

Nattura 26cm Cast Iron Round Pan With Dual Side Spouts, Agave

£28

1 out of 5 stars

1 review

Sweaty Betty Womens Training City Goer Backpack - Beige

Womens Training City Goer Backpack - Beige

Current sale price is £63.50

(Save £31.50)

Regular price was £95

1 out of 5 stars

1 review

Ann Summers Breast Lift Tape

Breast Lift Tape

£6

1 out of 5 stars

1 review

smALLSAINTS Older Boys Underground Sweatshirt - Beige

Older Boys Underground Sweatshirt - Beige

Current sale price is From £18.75

(Save up to £15.75)

Regular price was From £32

1 out of 5 stars

2 reviews

Decortie Leo Wall Shelf

+1 colour

Available in mocha, anthracite, white, oak coloursAvailable in mocha, anthracite, white, oak coloursAvailable in mocha, anthracite, white, oak coloursAvailable in mocha, anthracite, white, oak coloursAvailable in mocha, anthracite, white, oak colours

Leo Wall Shelf

£35

1 out of 5 stars

2 reviews

adidas Sportswear Kids Linear Embroidered Cap -beige

adidas Sportswear

Kids Linear Embroidered Cap -beige

Current sale price is £8.50

(Save £4.50)

Regular price was £13

1 out of 5 stars

1 review

Sosandar Ankle Strap Mid Wedge Espadrille - Beige

Ankle Strap Mid Wedge Espadrille - Beige

£69

1 out of 5 stars

1 review

Yours New Multiway Bra - Nude

New Multiway Bra - Nude

£24

1.9 out of 5 stars

11 reviews

Pretty Lavish Aurelie Drape Sleeve Co-od Jumper - Beige

Aurelie Drape Sleeve Co-od Jumper - Beige

Current sale price is £20.75

(Save £31.25)

Regular price was £52

1 out of 5 stars

1 review

Hush Puppies Ralph Suede Slip On Loafer

Ralph Suede Slip On Loafer

£70

1 out of 5 stars

1 review

Mango Strapless Knitted Top - Ecru

Strapless Knitted Top - Ecru

Current sale price is £25

(Save £21)

Regular price was £46

1 out of 5 stars

1 review

Triumph Body Make-up Illusion Wire Padded Bra - Beige

Body Make-up Illusion Wire Padded Bra - Beige

Current sale price is £33.50

(Save £8.50)

Regular price was £42

1 out of 5 stars

1 review

Mango Oversized Short Trench - Beige

Oversized Short Trench - Beige

Current sale price is £61

(Save £29)

Regular price was £90

1 out of 5 stars

1 review

Dorel Home Lugo Faux Leather 2 Seater Manual Recliner

Lugo Faux Leather 2 Seater Manual Recliner

£599

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.