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Asics Womens Running Gt-2000 14 TR Trainers - Beige

Womens Running Gt-2000 14 TR Trainers - Beige

Current sale price is £60

(Save £80)

Regular price was £140

1 out of 5 stars

1 review

Dr Martens Junior Adrian Tassel Loafer - Black Softy T

Junior Adrian Tassel Loafer - Black Softy T

£70

1 out of 5 stars

1 review

River Island Floral Puff Sleeve Mini Dress - Pink

Floral Puff Sleeve Mini Dress - Pink

Current sale price is £51.50

(Save £17.50)

Regular price was £69

1 out of 5 stars

1 review

Friends Like These Guava Buckle Side Midi Dress - Brown

Friends Like These

Guava Buckle Side Midi Dress - Brown

£57

1 out of 5 stars

1 review

Mint Velvet Ramie Puff Sleeve Blouse - Yellow

Ramie Puff Sleeve Blouse - Yellow

Current sale price is £55

(Save £34)

Regular price was £89

1 out of 5 stars

1 review

Baby Chic Celuna Total Twin Pushchair

Baby Chic Celuna Total Twin Pushchair

Current sale price is £59.99

(Save £70)

Regular price was £129.99

1.6 out of 5 stars

13 reviews

Salomon Mens Hiking X Ultra 360 Goretex Mid Boots - Blue

Mens Hiking X Ultra 360 Goretex Mid Boots - Blue

Current sale price is £69.60

(Save £80.40)

Regular price was £150

1 out of 5 stars

1 review

The North Face Girls Freedom Insulated Ski Jacket - Light Purple

Girls Freedom Insulated Ski Jacket - Light Purple

Current sale price is From £55.50

(Save up to £82.50)

Regular price was From £135

1 out of 5 stars

1 review

Skechers Hotshot Hi Lifted Luxe Slip-in Trainer - Off White

Hotshot Hi Lifted Luxe Slip-in Trainer - Off White

Current sale price is £54

(Save £14)

Regular price was £68

1 out of 5 stars

1 review

The Very Collection Shenfield 2 Drawer Bedside Chest - Graphite - FSC® Certified

The Very Collection

Shenfield 2 Drawer Bedside Chest - Graphite - FSC® Certified

Current sale price is £54.99

(Save £24.01)

Regular price was £79

1.5 out of 5 stars

2 reviews

FitFlop Platfforms Wedge Toe Post Sandals - Black

Platfforms Wedge Toe Post Sandals - Black

Current sale price is £52

(Save £13)

Regular price was £65

1 out of 5 stars

1 review

Barbour International BIntl Uma Mini Dress - Black

Barbour International

BIntl Uma Mini Dress - Black

£60

1 out of 5 stars

1 review

Roman Petite Printed Dress

Petite Printed Dress

£65

1 out of 5 stars

1 review

Instant Pot Classic Mini 3.8L Multi-Cooker Black Pepper

Classic Mini 3.8L Multi-Cooker Black Pepper

Current sale price is £68

(Save £11)

Regular price was £79

1 out of 5 stars

1 review

Nike Mens Club Sport Shorts - Black

Mens Club Sport Shorts - Black

£50

1 out of 5 stars

1 review

Puma Mens Running Magnify Nitro 3 Trainers - Grey

Mens Running Magnify Nitro 3 Trainers - Grey

Current sale price is £52

(Save £78)

Regular price was £130

1 out of 5 stars

1 review

Nike Womens Field General Trainers - Yellow

Womens Field General Trainers - Yellow

Current sale price is £50.40

(Save £39.60)

Regular price was £90

1 out of 5 stars

1 review

ValueLights Preto Black Metal Curve Stem Living Room Floor Lamp With A Cream Boucle Shade

Preto Black Metal Curve Stem Living Room Floor Lamp With A Cream Boucle Shade

Current sale price is £60

(Save £22)

Regular price was £82

1 out of 5 stars

2 reviews

Tommy Hilfiger Th Icon Court Script Trainers - Pink

Th Icon Court Script Trainers - Pink

Current sale price is £60

(Save £40)

Regular price was £100

1 out of 5 stars

1 review

Yours Curve Gathered Detail Dress - Black

Curve Gathered Detail Dress - Black

£50

1 out of 5 stars

1 review

Sweaty Betty Womens Training City Goer Backpack - Beige

Womens Training City Goer Backpack - Beige

Current sale price is £50.80

(Save £44.20)

Regular price was £95

1 out of 5 stars

1 review

Lacoste Classic Fit Jersey Open Neck Polo Shirt - Blue

Classic Fit Jersey Open Neck Polo Shirt - Blue

Current sale price is £63.75

(Save £46.25)

Regular price was £110

1 out of 5 stars

1 review

Kinderkraft Aston 2 Plus Tricycle - Navy

Aston 2 Plus Tricycle - Navy

£75

1 out of 5 stars

1 review

Calvin Klein Jeans Girls Classic Belted Jacket - Cream

Calvin Klein Jeans

Girls Classic Belted Jacket - Cream

Current sale price is £51

(Save £119)

Regular price was £170

1 out of 5 stars

1 review

Sosandar Strappy Wedge Espadrille - Gold

Strappy Wedge Espadrille - Gold

Current sale price is £50.40

(Save £28.60)

Regular price was £79

1 out of 5 stars

1 review

Merrell Mens Speedarc Matis Hiking Shoes - Purple

Mens Speedarc Matis Hiking Shoes - Purple

Current sale price is £64

(Save £96)

Regular price was £160

1 out of 5 stars

1 review

Kinderkraft Lumi 2 Electric Swing and Bouncer - Light Grey

Lumi 2 Electric Swing and Bouncer - Light Grey

£75

1.6 out of 5 stars

5 reviews

PixieGirl Petite Stretch Denim Maxi Shirt Dress - Blue

Petite Stretch Denim Maxi Shirt Dress - Blue

£50

1 out of 5 stars

1 review

Mint Velvet Ramie Puff Sleeve Top - Blue

Ramie Puff Sleeve Top - Blue

Current sale price is £59

(Save £30)

Regular price was £89

1 out of 5 stars

1 review

BadRhino 2 Pack Cargo Shorts - Black

2 Pack Cargo Shorts - Black

£63

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.