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New Look Rose Print Milkmaid Midi Dress - Cream

Rose Print Milkmaid Midi Dress - Cream

Current sale price is £27

(Save £18.99)

Regular price was £45.99

2.5 out of 5 stars

2 reviews

Pretty Lavish Brielle Pleated Maxi Dress - Multi

Brielle Pleated Maxi Dress - Multi

Current sale price is £68.75

(Save £23.25)

Regular price was £92

2.5 out of 5 stars

2 reviews

Style Cheat Embroidered Linen Sleeveless Daphne Dress - White

Embroidered Linen Sleeveless Daphne Dress - White

Current sale price is £48.50

(Save £26.50)

Regular price was £75

2.8 out of 5 stars

4 reviews

Michelle Keegan Seam Detail Midaxi Dress - Black

Michelle Keegan

Seam Detail Midaxi Dress - Black

£50

2.8 out of 5 stars

4 reviews

Michelle Keegan Belted Tailored Shorts Co-Ord - Yellow

Michelle Keegan

Belted Tailored Shorts Co-Ord - Yellow

£30

2.5 out of 5 stars

2 reviews

AX Paris Floral Print Halter Neck Jumpsuit - Black

Floral Print Halter Neck Jumpsuit - Black

Current sale price is £34

(Save £15)

Regular price was £49

2.7 out of 5 stars

3 reviews

New Look Satin Lace Trim Tea Midi Dress - Light Yellow

Satin Lace Trim Tea Midi Dress - Light Yellow

Current sale price is £14

(Save £25.99)

Regular price was £39.99

2 out of 5 stars

1 review

Pretty Lavish Elowen Strappy A-Line Maxi Dress - Brown/Botanical Lily Floral Print

Elowen Strappy A-Line Maxi Dress - Brown/Botanical Lily Floral Print

Current sale price is £70.25

(Save £17.75)

Regular price was £88

2 out of 5 stars

1 review

New Look Square Neck Gathered Hips Midi Dress - Brown

Square Neck Gathered Hips Midi Dress - Brown

Current sale price is £25.50

(Save £17.49)

Regular price was £42.99

2 out of 5 stars

1 review

Pretty Lavish Alani V Neck Ruffle Maxi Dress - Multi

Alani V Neck Ruffle Maxi Dress - Multi

Current sale price is £35.50

(Save £59.50)

Regular price was £95

2 out of 5 stars

2 reviews

Roman Abstract Printed Gathered Wrap Dress

Abstract Printed Gathered Wrap Dress

£65

2 out of 5 stars

1 review

Style Cheat Bandeau Dropped Waist Maxi Dress - Orange

Bandeau Dropped Waist Maxi Dress - Orange

£62

2 out of 5 stars

1 review

AX Paris Floral Print Bandeau A-Line Midi Dress - Blue/Cream

Floral Print Bandeau A-Line Midi Dress - Blue/Cream

Current sale price is £37.50

(Save £12.50)

Regular price was £50

2 out of 5 stars

1 review

The Very Collection Textured Strappy Woven Mix Dress - Cream

The Very Collection

Textured Strappy Woven Mix Dress - Cream

Current sale price is £17

(Save £18)

Regular price was £35

2 out of 5 stars

2 reviews

The Very Collection Linen Blend Wide Leg Trouser Co Ord - Peach

The Very Collection

Linen Blend Wide Leg Trouser Co Ord - Peach

Current sale price is £29.75

(Save £5.25)

Regular price was £35

2.5 out of 5 stars

2 reviews

River Island Short Collarless Asymmetric Jumpsuit - Brown

Short Collarless Asymmetric Jumpsuit - Brown

Current sale price is £31.25

(Save £27.75)

Regular price was £59

2 out of 5 stars

1 review

Skopes Aurelio Houndstooth Suit Jacket - Light Pink

Aurelio Houndstooth Suit Jacket - Light Pink

£119

2 out of 5 stars

1 review

Jack & Jones Premium Martin Lawrence Linen Suit Jacket - Navy

Premium Martin Lawrence Linen Suit Jacket - Navy

Current sale price is £33

(Save £77)

Regular price was £110

2 out of 5 stars

1 review

New Look Textured Ruffle Trimmed Wrap Midi Dress - Pink

Textured Ruffle Trimmed Wrap Midi Dress - Pink

Current sale price is £21

(Save £18.99)

Regular price was £39.99

2.3 out of 5 stars

3 reviews

The Very Collection Floral Puff Sleeve Blouse - Pink

The Very Collection

Floral Puff Sleeve Blouse - Pink

Current sale price is £22

(Save £8)

Regular price was £30

2.6 out of 5 stars

7 reviews

The Very Collection Curve Off The Shoulder Drape Midi Dress

The Very Collection

Curve Off The Shoulder Drape Midi Dress

Current sale price is £20.50

(Save £24.50)

Regular price was £45

2 out of 5 stars

1 review

New Look Floral Bias Cut Midi Skirt - Black

Floral Bias Cut Midi Skirt - Black

Current sale price is £14.75

(Save £13.24)

Regular price was £27.99

2 out of 5 stars

1 review

The Very Collection Lace High Neck Blouse - Cream

The Very Collection

Lace High Neck Blouse - Cream

Current sale price is £24.75

(Save £15.25)

Regular price was £40

2.8 out of 5 stars

5 reviews

Yours Curve Wrap Ruffle Maxi Dress - Purple

Curve Wrap Ruffle Maxi Dress - Purple

£50

2 out of 5 stars

1 review

The Very Collection Vented Split Straight Leg Trouser - Pink

The Very Collection

Vented Split Straight Leg Trouser - Pink

Current sale price is £20

(Save £15)

Regular price was £35

2 out of 5 stars

1 review

The Very Collection Sheer Flowy Co-Ord Maxi Skirt - Blue

The Very Collection

Sheer Flowy Co-Ord Maxi Skirt - Blue

Current sale price is £27

(Save £13)

Regular price was £40

2 out of 5 stars

1 review

The Very Collection Belt Cinched Blazer - Pink

The Very Collection

Belt Cinched Blazer - Pink

Current sale price is £22.50

(Save £32.50)

Regular price was £55

2 out of 5 stars

1 review

The Very Collection Stripe Pocket Shirt - Pink

The Very Collection

Stripe Pocket Shirt - Pink

Current sale price is £19.50

(Save £5.50)

Regular price was £25

2.6 out of 5 stars

5 reviews

The Very Collection Tweed Overlay Pleated Midaxi Dress - White

The Very Collection

Tweed Overlay Pleated Midaxi Dress - White

Current sale price is £48.75

(Save £21.25)

Regular price was £70

2.7 out of 5 stars

3 reviews

The Very Collection Lace Cami Top - Brown

The Very Collection

Lace Cami Top - Brown

Current sale price is £20

(Save £5)

Regular price was £25

2.5 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.