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The Very Collection Shirred Cotton Cami Midaxi Dress - Brown

The Very Collection

Shirred Cotton Cami Midaxi Dress - Brown

£25

2 out of 5 stars

1 review

New Look Beaded Shell Trim Straw Fedora Hat - Dark Brown

Beaded Shell Trim Straw Fedora Hat - Dark Brown

Current sale price is £8.99

(Save £6)

Regular price was £14.99

2 out of 5 stars

1 review

The Very Collection Soft Touch Button Detail Co-Ord Top - Brown

The Very Collection

Soft Touch Button Detail Co-Ord Top - Brown

Current sale price is £17.50

(Save £7.50)

Regular price was £25

2.3 out of 5 stars

3 reviews

New Look Square Neck Gathered Hips Midi Dress - Brown

Square Neck Gathered Hips Midi Dress - Brown

Current sale price is £20.40

(Save £22.59)

Regular price was £42.99

2 out of 5 stars

1 review

The Very Collection Wide Fit Gladiator Flatform Sandal - Brown

The Very Collection

Wide Fit Gladiator Flatform Sandal - Brown

Current sale price is £25.50

(Save £6.50)

Regular price was £32

2.8 out of 5 stars

4 reviews

The Very Collection Short Sleeve Cotton Ruched Midaxi Dress - Brown

The Very Collection

Short Sleeve Cotton Ruched Midaxi Dress - Brown

Current sale price is £22

(Save £23)

Regular price was £45

2.2 out of 5 stars

5 reviews

New Look Palm Tree Print Wide Leg Co-Ord Trousers - Brown

Palm Tree Print Wide Leg Co-Ord Trousers - Brown

Current sale price is £17.99

(Save £12)

Regular price was £29.99

2 out of 5 stars

1 review

New Look 2-In-1 Poplin Midi Dress - Dark Brown

2-In-1 Poplin Midi Dress - Dark Brown

Current sale price is £17.50

(Save £12.49)

Regular price was £29.99

2 out of 5 stars

1 review

Lauren by Ralph Lauren Everley 2-Sandals-Flat Sandal - Brown

Lauren by Ralph Lauren

Everley 2-Sandals-Flat Sandal - Brown

Current sale price is £84

(Save £56)

Regular price was £140

2 out of 5 stars

1 review

The Very Collection Button Through Ribbed Vest - Brown

The Very Collection

Button Through Ribbed Vest - Brown

£15

2.5 out of 5 stars

2 reviews

The Very Collection Curve Tailored Wide Leg Linen Co-ord Trouser

The Very Collection

Curve Tailored Wide Leg Linen Co-ord Trouser

Current sale price is £16.50

(Save £18.50)

Regular price was £35

2 out of 5 stars

1 review

The Very Collection Lotus Panelled Under Sink Bathroom Cabinet - Oak - FSC® Certified

The Very Collection

Lotus Panelled Under Sink Bathroom Cabinet - Oak - FSC® Certified

Current sale price is £79

(Save £20.99)

Regular price was £99.99

2.8 out of 5 stars

5 reviews

New Look Tie Shoulder Plunge Maxi Dress - Brown

Tie Shoulder Plunge Maxi Dress - Brown

Current sale price is £21

(Save £16.99)

Regular price was £37.99

2 out of 5 stars

1 review

River Island Swirl Print Co-ord Halter Top - Brown

Swirl Print Co-ord Halter Top - Brown

Current sale price is £21.60

(Save £10.40)

Regular price was £32

2 out of 5 stars

1 review

Michelle Keegan Double Layer Fine Jersey Top Co Ord - Brown

Michelle Keegan

Double Layer Fine Jersey Top Co Ord - Brown

Current sale price is £12.50

(Save £12.50)

Regular price was £25

2.3 out of 5 stars

4 reviews

The Very Collection Scuba Wide Leg Trouser Co-Ord - Brown

The Very Collection

Scuba Wide Leg Trouser Co-Ord - Brown

Current sale price is £13.60

(Save £14.40)

Regular price was £28

2 out of 5 stars

3 reviews

The Very Collection Extra Wide Fit Gladiator Sandals - Brown

The Very Collection

Extra Wide Fit Gladiator Sandals - Brown

Current sale price is £14

(Save £18)

Regular price was £32

2 out of 5 stars

2 reviews

The Very Collection Lace Cami Top - Brown

The Very Collection

Lace Cami Top - Brown

Current sale price is £20

(Save £5)

Regular price was £25

2.5 out of 5 stars

4 reviews

New Balance Mens Trail Running Fuelcell Venym Trainers - Brown

Mens Trail Running Fuelcell Venym Trainers - Brown

Current sale price is £58.50

(Save £71.50)

Regular price was £130

2.7 out of 5 stars

3 reviews

The Very Collection Lotus Pannelled Mirror Cabinet - FSC® Certified

The Very Collection

Lotus Pannelled Mirror Cabinet - FSC® Certified

Current sale price is £59

(Save £20)

Regular price was £79

2 out of 5 stars

2 reviews

The Very Collection Low Strappy Wedge Sandal - Brown

The Very Collection

Low Strappy Wedge Sandal - Brown

Current sale price is £21.75

(Save £6.25)

Regular price was £28

2 out of 5 stars

1 review

The Very Collection Extra Wide Fit Comfort Double Strap Wedge Sandal - Brown

The Very Collection

Extra Wide Fit Comfort Double Strap Wedge Sandal - Brown

Current sale price is £14.40

(Save £15.60)

Regular price was £30

2 out of 5 stars

1 review

Catherine Lansfield Epping Textured Stripe Chocolate Super King Duvet Set

Catherine Lansfield

Epping Textured Stripe Chocolate Super King Duvet Set

From £17

2 out of 5 stars

1 review

River Island Short Collarless Asymmetric Jumpsuit - Brown

Short Collarless Asymmetric Jumpsuit - Brown

Current sale price is £31.25

(Save £27.75)

Regular price was £59

2 out of 5 stars

1 review

New Look Diagonal Stripe Wide Leg Trousers - Brown

Diagonal Stripe Wide Leg Trousers - Brown

Current sale price is £16

(Save £13.99)

Regular price was £29.99

2 out of 5 stars

1 review

Very Home Camberley Bed Frame with Mattress Options (Buy & SAVE!) - Dark Oak

Camberley Bed Frame with Mattress Options (Buy & SAVE!) - Dark Oak

Current sale price is From £146.50

(Save up to £56.50)

Regular price was From £175

2.3 out of 5 stars

3 reviews

River Island Older Boys Faux Leather Point Shoes - Brown

Older Boys Faux Leather Point Shoes - Brown

£24

2 out of 5 stars

1 review

The Very Collection Persepex Toe Thong Low Heel Sandal - Brown

The Very Collection

Persepex Toe Thong Low Heel Sandal - Brown

£32

2 out of 5 stars

1 review

New Look Billy Animal Belted Shirt - Brown

Billy Animal Belted Shirt - Brown

Current sale price is £8.75

(Save £21.24)

Regular price was £29.99

2 out of 5 stars

1 review

The Very Collection High Closed Toe Wedge Shoe - Brown

The Very Collection

High Closed Toe Wedge Shoe - Brown

Current sale price is £20

(Save £5)

Regular price was £25

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.