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Falcon Maverick Mountain Bike

Maverick Mountain Bike

Current sale price is £214.99

(Save £65)

Regular price was £279.99

2.8 out of 5 stars

13 reviews

The Very Collection Satin Frill Blouse - Burgundy

The Very Collection

Satin Frill Blouse - Burgundy

Current sale price is £26.25

(Save £8.75)

Regular price was £35

2 out of 5 stars

2 reviews

Catherine Lansfield Christmas Candy Cane Placemats – Set of 4

Catherine Lansfield

Christmas Candy Cane Placemats – Set of 4

Current sale price is £15

(Save £5)

Regular price was £20

2.5 out of 5 stars

2 reviews

Mango Double Breasted Duster Coat - Burgundy

Double Breasted Duster Coat - Burgundy

Current sale price is £112

(Save £28)

Regular price was £140

2 out of 5 stars

2 reviews

Dune London Deliberate Woven Shoulder Bag - Burgundy

Deliberate Woven Shoulder Bag - Burgundy

£109

2 out of 5 stars

1 review

Thomas & Friends Thomas And Friends All Over Print Pyjamas - Red

Thomas & Friends

Thomas And Friends All Over Print Pyjamas - Red

Current sale price is From £12.75

(Save up to £3.75)

Regular price was From £16

2 out of 5 stars

2 reviews

Three Kings Santa Sleigh Stake Light Outdoor Christmas Decorations

Santa Sleigh Stake Light Outdoor Christmas Decorations

£12.99

2 out of 5 stars

1 review

Silentnight Luxury Heated Throw - Berry

Luxury Heated Throw - Berry

£52

2 out of 5 stars

4 reviews

The Very Collection Curve Lace Tie Top - Red

The Very Collection Curve

Lace Tie Top - Red

Current sale price is £16.50

(Save £11.50)

Regular price was £28

2 out of 5 stars

1 review

The Very Collection Curve Pu Croc A Line Midi Skirt - Burgundy

The Very Collection Curve

Pu Croc A Line Midi Skirt - Burgundy

Current sale price is £20

(Save £20)

Regular price was £40

2 out of 5 stars

1 review

AllSaints Lana Lace Dress - Dark Red

Lana Lace Dress - Dark Red

Current sale price is £96

(Save £24)

Regular price was £120

2.7 out of 5 stars

3 reviews

Liverpool FC Junior Short Sleeve T Shirt - Red

Junior Short Sleeve T Shirt - Red

Current sale price is From £7.25

(Save up to £9.75)

Regular price was From £16

2 out of 5 stars

1 review

Say It With Birthstone Bangle - Silver

+9 colours+8 colours+7 colours+6 colours+5 colours

Available in january, april, december and 9 more coloursAvailable in january, april, december, march and 8 more coloursAvailable in january, april, december, march, november and 7 more coloursAvailable in january, april, december, march, november, february and 6 more coloursAvailable in january, april, december, march, november, february, september and 5 more colours

Birthstone Bangle - Silver

£50

2 out of 5 stars

2 reviews

Three Kings Gingerbread Train Light Up Advent Calendar

Gingerbread Train Light Up Advent Calendar

Current sale price is £23.99

(Save £6)

Regular price was £29.99

2.5 out of 5 stars

8 reviews

Bunty Highland Dog Coat Extra Large

Highland Dog Coat Extra Large

From £9.99

2.3 out of 5 stars

4 reviews

Sosandar Burgundy Velvet Feather Trim Bardot Top

Burgundy Velvet Feather Trim Bardot Top

£55

2.2 out of 5 stars

5 reviews

BadRhino Fleece Tartan Lounge Set

Fleece Tartan Lounge Set

£30

2.3 out of 5 stars

3 reviews

New Look Velvet Fit And Flare Mini Dress - Burgundy

Velvet Fit And Flare Mini Dress - Burgundy

Current sale price is £23.50

(Save £6.49)

Regular price was £29.99

2 out of 5 stars

1 review

Only Verona Faux Leather Midi Skirt - Purple

Verona Faux Leather Midi Skirt - Purple

Current sale price is £17.50

(Save £7.50)

Regular price was £25

2 out of 5 stars

1 review

rucomfy Black Rugame Gamer Adult Beanbag Chair

Black Rugame Gamer Adult Beanbag Chair

£120

2 out of 5 stars

4 reviews

Long Tall Sally Crinkle Lace Detail Blouse - Purple

Long Tall Sally

Crinkle Lace Detail Blouse - Purple

£30

2 out of 5 stars

1 review

Berghaus Womens Core Leggings - Red

Womens Core Leggings - Red

Current sale price is £40

(Save £10)

Regular price was £50

2 out of 5 stars

1 review

Farah Cotham Contrast Collar Polo Shirt - Burgundy

Cotham Contrast Collar Polo Shirt - Burgundy

Current sale price is £42.25

(Save £22.75)

Regular price was £65

2 out of 5 stars

1 review

West Ham United West Ham Forever Blowing Bubbles Polar Blanket

West Ham United

West Ham Forever Blowing Bubbles Polar Blanket

Current sale price is £24

(Save £16)

Regular price was £40

2 out of 5 stars

1 review

Converse Womens Chuck Taylor All Star Lugged Heel Loafer Leather Ox - Deep Bordeaux

Womens Chuck Taylor All Star Lugged Heel Loafer Leather Ox - Deep Bordeaux

Current sale price is £25.50

(Save £59.50)

Regular price was £85

2.3 out of 5 stars

6 reviews

Quiz Petite Red Asymmetric Midaxi Dress

Petite Red Asymmetric Midaxi Dress

£35

2.5 out of 5 stars

2 reviews

Religion Select one shoulder maxi dress with full skirt - Red

Select one shoulder maxi dress with full skirt - Red

£100

2 out of 5 stars

1 review

Boys Essential Logo T-shirt - Red

From £20

2 out of 5 stars

2 reviews

Quiz Petite Dark Red Ruched Sleeve Blazer

Petite Dark Red Ruched Sleeve Blazer

£30

2 out of 5 stars

1 review

Yours Curve Longline Check Shirt - Red

Curve Longline Check Shirt - Red

£31

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.