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The Very Collection Button Through Collar Detail Soft Touch Top Co-ord - Grey

The Very Collection

Button Through Collar Detail Soft Touch Top Co-ord - Grey

£25

3.5 out of 5 stars

4 reviews

Michelle Keegan Belted Fringe Cardigan - Cream

Michelle Keegan

Belted Fringe Cardigan - Cream

Current sale price is £28

(Save £42)

Regular price was £70

3.5 out of 5 stars

2 reviews

adidas Womens Train Essentials Dress - Black

Womens Train Essentials Dress - Black

Current sale price is £20.50

(Save £17.50)

Regular price was £38

3 out of 5 stars

1 review

adidas Terrex Womens Multi Synt Tight - Black

Womens Multi Synt Tight - Black

Current sale price is £28

(Save £12)

Regular price was £40

3 out of 5 stars

1 review

New Look Camel Red And Blue Trim Colour Block Cardigan

Camel Red And Blue Trim Colour Block Cardigan

Current sale price is £26.50

(Save £3.49)

Regular price was £29.99

3 out of 5 stars

1 review

The Very Collection Boucle Wide Leg Trousers Co-Ord - Brown

The Very Collection

Boucle Wide Leg Trousers Co-Ord - Brown

Current sale price is £22.25

(Save £5.75)

Regular price was £28

3 out of 5 stars

1 review

The Very Collection Crew Neck Button Detail Knitted Jumper - Beige

The Very Collection

Crew Neck Button Detail Knitted Jumper - Beige

£28

3.6 out of 5 stars

5 reviews

The Very Collection Relaxed Collared Boucle Jacquard Cardigan With Wool - Mono

The Very Collection

Relaxed Collared Boucle Jacquard Cardigan With Wool - Mono

Current sale price is £27.75

(Save £17.25)

Regular price was £45

3.5 out of 5 stars

2 reviews

The Very Collection Timeless Yarn Crew Neck Turn Up Cuff Cable Jumper - Dark Green

The Very Collection

Timeless Yarn Crew Neck Turn Up Cuff Cable Jumper - Dark Green

£30

3.5 out of 5 stars

2 reviews

The Very Collection Zip Through Knitted Collared Neck Jumper - Pink

The Very Collection

Zip Through Knitted Collared Neck Jumper - Pink

£28

3.5 out of 5 stars

2 reviews

The Very Collection Zip Up Borg Jacket - Brown

The Very Collection

Zip Up Borg Jacket - Brown

Current sale price is £29.25

(Save £15.75)

Regular price was £45

3.8 out of 5 stars

4 reviews

JDY Sara Sleeveless Lace Dress - White

Sara Sleeveless Lace Dress - White

Current sale price is £29.25

(Save £15.75)

Regular price was £45

3 out of 5 stars

1 review

Only Straight Faux Leather Pant - Black

Straight Faux Leather Pant - Black

Current sale price is £25.50

(Save £6.50)

Regular price was £32

3 out of 5 stars

2 reviews

Loungeable Chunky Sherpa Hooded Maxi Dressing Gown - Beige

Chunky Sherpa Hooded Maxi Dressing Gown - Beige

Current sale price is £27

(Save £7)

Regular price was £34

3 out of 5 stars

2 reviews

V by Very Athleisure Wrap Waist Leggings - Black

Athleisure Wrap Waist Leggings - Black

£20

3 out of 5 stars

10 reviews

The Very Collection Tassel Lightweight Jacket - Oatmeal

The Very Collection

Tassel Lightweight Jacket - Oatmeal

Current sale price is £24.50

(Save £10.50)

Regular price was £35

3 out of 5 stars

3 reviews

V by Very Timeless Yarn Off The Shoulder Knitted Jumper - Brown

Timeless Yarn Off The Shoulder Knitted Jumper - Brown

£25

3.2 out of 5 stars

13 reviews

The Very Collection Cable Textured Midaxi Skirt Co-Ord - Brown

The Very Collection

Cable Textured Midaxi Skirt Co-Ord - Brown

£28

3.7 out of 5 stars

3 reviews

New Look Brown Sparkle Knit Crew Neck Jumper

Brown Sparkle Knit Crew Neck Jumper

Current sale price is £28.75

(Save £7.24)

Regular price was £35.99

3 out of 5 stars

2 reviews

UNDER ARMOUR Womens Training Vanish Seamless Loose Long Sleeve T-Shirt - Black

Womens Training Vanish Seamless Loose Long Sleeve T-Shirt - Black

Current sale price is £26

(Save £19)

Regular price was £45

3.7 out of 5 stars

3 reviews

Ann Summers Satin Admiring Cami Set Black PJ's

Satin Admiring Cami Set Black PJ's

£26

3.5 out of 5 stars

13 reviews

River Island Clean Premium Batwing Sweater - Cream

Clean Premium Batwing Sweater - Cream

Current sale price is £27

(Save £9)

Regular price was £36

3 out of 5 stars

1 review

Only Alberte Life Long Sleeve Button Cardigan - Navy

Alberte Life Long Sleeve Button Cardigan - Navy

Current sale price is £20.75

(Save £21.25)

Regular price was £42

3 out of 5 stars

1 review

Womens Multi Climacool Logo Tech T- Shirt - White

£30

3 out of 5 stars

1 review

Puma Womens Running Velocity 2 In 1 3Inch Shorts - Black

Womens Running Velocity 2 In 1 3Inch Shorts - Black

Current sale price is £24.50

(Save £10.50)

Regular price was £35

3 out of 5 stars

1 review

Laura Ashley Floral Jacquard Crew Neck Jumper - Pink

Floral Jacquard Crew Neck Jumper - Pink

Current sale price is £29.25

(Save £12.75)

Regular price was £42

3 out of 5 stars

1 review

THE NORTH FACE Women's Short Sleeve Essential Oversized T-Shirt - White

Women's Short Sleeve Essential Oversized T-Shirt - White

Current sale price is £27

(Save £3)

Regular price was £30

3 out of 5 stars

1 review

The Very Collection Roll Neck Cinched Waist Jumper With Wool - Natural

The Very Collection

Roll Neck Cinched Waist Jumper With Wool - Natural

£28

3 out of 5 stars

1 review

Mango Velvet Blouse With Bows - Red

Velvet Blouse With Bows - Red

£30

3 out of 5 stars

1 review

River Island Shoulder Trim Midi Dress - Black

Shoulder Trim Midi Dress - Black

Current sale price is £26.50

(Save £19.50)

Regular price was £46

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.