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Michelle Keegan Belted Fringe Cardigan - Cream

Michelle Keegan

Belted Fringe Cardigan - Cream

Current sale price is £28

(Save £42)

Regular price was £70

4 out of 5 stars

3 reviews

V by Very Mary Jane Ballet Pump With Studs - Cream

Mary Jane Ballet Pump With Studs - Cream

Current sale price is £8.25

(Save £19.75)

Regular price was £28

4 out of 5 stars

2 reviews

New Look Faux Leather Winged Tote Bag - Cream

Faux Leather Winged Tote Bag - Cream

Current sale price is £14.25

(Save £15.74)

Regular price was £29.99

4 out of 5 stars

1 review

River Island Older Girls Longline Padded Jacket - Cream

Older Girls Longline Padded Jacket - Cream

Current sale price is £36.25

(Save £15.75)

Regular price was £52

4 out of 5 stars

2 reviews

The Very Collection Crew Neck Lurex Fairisle Fine Knit Jumper With Wool - Cream

The Very Collection

Crew Neck Lurex Fairisle Fine Knit Jumper With Wool - Cream

Current sale price is £25.75

(Save £9.25)

Regular price was £35

4 out of 5 stars

5 reviews

V by Very Timeless Yarn Crew Neck Rib Detail Knitted Jumper - Beige

Timeless Yarn Crew Neck Rib Detail Knitted Jumper - Beige

Current sale price is £20

(Save £5)

Regular price was £25

4.4 out of 5 stars

5 reviews

River Island Checked Knot Maxi Dress - Cream

Checked Knot Maxi Dress - Cream

Current sale price is £31

(Save £31)

Regular price was £62

4 out of 5 stars

2 reviews

V by Very Sea Embroidered Co Ord Beach Shorts - Cream

Sea Embroidered Co Ord Beach Shorts - Cream

Current sale price is £16.25

(Save £8.75)

Regular price was £25

4.5 out of 5 stars

2 reviews

River Island Knit Neck Bow Tie Jumper - Cream

Knit Neck Bow Tie Jumper - Cream

Current sale price is £23.25

(Save £12.75)

Regular price was £36

4 out of 5 stars

1 review

Elle Sport Lace Up Trainer

Lace Up Trainer

Current sale price is £19

(Save £13)

Regular price was £32

4.7 out of 5 stars

3 reviews

The Very Collection Timeless Yarn Zip Through Ribbed Cardigan - Neutral

The Very Collection

Timeless Yarn Zip Through Ribbed Cardigan - Neutral

Current sale price is £18.75

(Save £9.25)

Regular price was £28

4.2 out of 5 stars

6 reviews

V by Very All Over Embroidered Beach Dress - Ivory

All Over Embroidered Beach Dress - Ivory

Current sale price is £24.50

(Save £10.50)

Regular price was £35

4 out of 5 stars

2 reviews

V by Very Embellished Panel Short Sleeve Blouse Co-Ord - Cream

Embellished Panel Short Sleeve Blouse Co-Ord - Cream

Current sale price is £10.25

(Save £24.75)

Regular price was £35

4 out of 5 stars

3 reviews

V by Very High Rise Wide Jeans - Ecru

High Rise Wide Jeans - Ecru

Current sale price is £24.50

(Save £10.50)

Regular price was £35

4.3 out of 5 stars

3 reviews

Mango Pocket Striped Shirt - Stripe

Pocket Striped Shirt - Stripe

Current sale price is £28.75

(Save £7.25)

Regular price was £36

4 out of 5 stars

1 review

V by Very Girls Pocket Detail Zip Up Jacket - Cream

Girls Pocket Detail Zip Up Jacket - Cream

Current sale price is From £12

(Save up to £12.75)

Regular price was From £22

4 out of 5 stars

1 review

New Look Paisley Print Short Sleeve Midi Shirt Dress - Cream

Paisley Print Short Sleeve Midi Shirt Dress - Cream

Current sale price is £17.75

(Save £18.24)

Regular price was £35.99

4 out of 5 stars

1 review

New Look Stiletto Point Hi-Sock Ankle Boot - Leopard Print

Stiletto Point Hi-Sock Ankle Boot - Leopard Print

Current sale price is £23.50

(Save £16.49)

Regular price was £39.99

4 out of 5 stars

1 review

V by Very Girls Quilted Frill Shower Resistant Coat - Cream

Girls Quilted Frill Shower Resistant Coat - Cream

Current sale price is From £8.50

(Save up to £8.50)

Regular price was From £16

4.5 out of 5 stars

2 reviews

The Very Collection Embroidered Cord Jacket - Black

The Very Collection

Embroidered Cord Jacket - Black

Current sale price is £13.50

(Save £31.50)

Regular price was £45

4.3 out of 5 stars

3 reviews

The Very Collection Crew Neck Bow Detail Cardigan With Wool - Cream

The Very Collection

Crew Neck Bow Detail Cardigan With Wool - Cream

Current sale price is £25.50

(Save £6.50)

Regular price was £32

4.4 out of 5 stars

5 reviews

New Look Cream Floral Print Lace Trim Mini Dress

Cream Floral Print Lace Trim Mini Dress

Current sale price is £23.25

(Save £6.74)

Regular price was £29.99

4.7 out of 5 stars

3 reviews

Dune London Elli Lace Up Chunky Flatform Trainers - Cream

Elli Lace Up Chunky Flatform Trainers - Cream

Current sale price is £63

(Save £16)

Regular price was £79

4 out of 5 stars

2 reviews

The Very Collection Girls Lace Blouse - Cream

The Very Collection

Girls Lace Blouse - Cream

Current sale price is From £8

(Save up to £15.75)

Regular price was From £20

4.7 out of 5 stars

3 reviews

V by Very Curve Embroidered Sweatshirt - Cream

V by Very Curve

Embroidered Sweatshirt - Cream

Current sale price is £12.75

(Save £17.25)

Regular price was £30

4.8 out of 5 stars

6 reviews

River Island Texture Wide Leg Trousers - Cream

Texture Wide Leg Trousers - Cream

Current sale price is £9.50

(Save £22.50)

Regular price was £32

4 out of 5 stars

1 review

Mango Wide leg Denim Trousers With Belt - Cream

Wide leg Denim Trousers With Belt - Cream

Current sale price is £20.75

(Save £15.25)

Regular price was £36

4 out of 5 stars

1 review

River Island Knitted Short Sleeve Belted Peplum Top - Cream

Knitted Short Sleeve Belted Peplum Top - Cream

Current sale price is £27

(Save £7)

Regular price was £34

4 out of 5 stars

1 review

Crocs Mens Mellow Recovery Slide - Natural

Mens Mellow Recovery Slide - Natural

Current sale price is £32

(Save £8)

Regular price was £40

4.1 out of 5 stars

354 reviews

New Look Spot Print Bias Cut Midi Skirt - Cream

Spot Print Bias Cut Midi Skirt - Cream

Current sale price is £11.50

(Save £17.49)

Regular price was £28.99

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.