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The Very Collection Cut Out Polka Dot Asymmetric Dress - Print

The Very Collection

Cut Out Polka Dot Asymmetric Dress - Print

Current sale price is £32.50

(Save £32.50)

Regular price was £65

4 out of 5 stars

1 review

The Very Collection Floral Print Pintuck Poplin Co-Ord Full Skirt - Print

The Very Collection

Floral Print Pintuck Poplin Co-Ord Full Skirt - Print

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4 out of 5 stars

2 reviews

Michelle Keegan Belted Wide Leg Trouser - Light Khaki

Michelle Keegan

Belted Wide Leg Trouser - Light Khaki

£40

4.3 out of 5 stars

7 reviews

The Very Collection Girls Lace Blouse - Cream

The Very Collection

Girls Lace Blouse - Cream

Current sale price is From £6

(Save up to £18.25)

Regular price was From £20

4.8 out of 5 stars

5 reviews

The Very Collection Curve Wrap Stretch Maxi Dress

The Very Collection

Curve Wrap Stretch Maxi Dress

Current sale price is £14

(Save £21)

Regular price was £35

4 out of 5 stars

2 reviews

Michelle Keegan Cap Sleeve Cinched Pleated Blouse - Ivory

Michelle Keegan

Cap Sleeve Cinched Pleated Blouse - Ivory

Current sale price is £20

(Save £20)

Regular price was £40

4 out of 5 stars

3 reviews

Michelle Keegan Linen Blend Wide Leg Trouser - White

Michelle Keegan

Linen Blend Wide Leg Trouser - White

£35

4 out of 5 stars

2 reviews

New Look Satin High Neck Maxi Dress - Dark Brown

Satin High Neck Maxi Dress - Dark Brown

Current sale price is £17

(Save £12.99)

Regular price was £29.99

4 out of 5 stars

2 reviews

New Look Polka Dot Satin Lace Midi Dress - Cream

Polka Dot Satin Lace Midi Dress - Cream

Current sale price is £12

(Save £27.99)

Regular price was £39.99

4 out of 5 stars

1 review

New Look Floral Chiffon Ruffled Midi Dress - Orange

Floral Chiffon Ruffled Midi Dress - Orange

Current sale price is £29.99

(Save £10)

Regular price was £39.99

4 out of 5 stars

2 reviews

AX Paris Abstract Print Strappy Cowl Slip Midi Dress - Blue/White

Abstract Print Strappy Cowl Slip Midi Dress - Blue/White

£45

4 out of 5 stars

2 reviews

The Very Collection Occasion Gem Embellished Mesh Ballet Flats - Cream

The Very Collection

Occasion Gem Embellished Mesh Ballet Flats - Cream

Current sale price is From £6.25

(Save up to £12)

Regular price was From £17

4 out of 5 stars

1 review

New Look Black Polka Dot Chiffon Tiered Midi Dress

Black Polka Dot Chiffon Tiered Midi Dress

Current sale price is £24

(Save £25.99)

Regular price was £49.99

4 out of 5 stars

2 reviews

Jack & Jones Marco Slim Fit Chino Trousers - Beige

Marco Slim Fit Chino Trousers - Beige

£25

4.7 out of 5 stars

10 reviews

The Very Collection Peplum Hem Blazer - Olive

The Very Collection

Peplum Hem Blazer - Olive

Current sale price is £20.50

(Save £34.50)

Regular price was £55

4 out of 5 stars

2 reviews

Michelle Keegan Tailored Lapel Bomber Jacket - Lemon

Michelle Keegan

Tailored Lapel Bomber Jacket - Lemon

Current sale price is £24.50

(Save £35.50)

Regular price was £60

4.7 out of 5 stars

3 reviews

Michelle Keegan Tie Detail Midaxi Dress - Brown

Michelle Keegan

Tie Detail Midaxi Dress - Brown

£40

4 out of 5 stars

3 reviews

The Very Collection Textured Curve Seam Puff Sleeve Midi Dress - Black

The Very Collection

Textured Curve Seam Puff Sleeve Midi Dress - Black

Current sale price is £23.75

(Save £26.25)

Regular price was £50

4 out of 5 stars

1 review

The Very Collection Curve Polka Dot Belted Wrap Midaxi Dress

The Very Collection

Curve Polka Dot Belted Wrap Midaxi Dress

Current sale price is £30.50

(Save £14.50)

Regular price was £45

4.3 out of 5 stars

4 reviews

New Look Satin Orchid Print Flutter Sleeve Midi Dress - Cream

Satin Orchid Print Flutter Sleeve Midi Dress - Cream

£39.99

4 out of 5 stars

1 review

New Look Square Neck Gathered Hips Midi Dress - Light Yellow

Square Neck Gathered Hips Midi Dress - Light Yellow

Current sale price is £27.50

(Save £12.49)

Regular price was £39.99

4 out of 5 stars

1 review

The Very Collection Double Breasted Linen Blazer - Natural

The Very Collection

Double Breasted Linen Blazer - Natural

Current sale price is £22

(Save £33)

Regular price was £55

4.6 out of 5 stars

5 reviews

The Very Collection Linen Blend Tailored Culottes - Brown

The Very Collection

Linen Blend Tailored Culottes - Brown

Current sale price is £22

(Save £8)

Regular price was £30

4 out of 5 stars

2 reviews

The Very Collection Sleeveless Crochet Lace Maxi Dress - Brown

The Very Collection

Sleeveless Crochet Lace Maxi Dress - Brown

Current sale price is £32.25

(Save £5.75)

Regular price was £38

4.8 out of 5 stars

6 reviews

The Very Collection Printed Frill Tiered Mini Dress - Print

The Very Collection

Printed Frill Tiered Mini Dress - Print

Current sale price is £37.50

(Save £12.50)

Regular price was £50

4.8 out of 5 stars

4 reviews

The Very Collection Fitted Longline Blazer - Light Blue

The Very Collection

Fitted Longline Blazer - Light Blue

Current sale price is £37.25

(Save £17.75)

Regular price was £55

4.5 out of 5 stars

2 reviews

River Island Short Asymmetric Drape Jumpsuit - Pink

Short Asymmetric Drape Jumpsuit - Pink

Current sale price is £26.50

(Save £19.50)

Regular price was £46

4.5 out of 5 stars

2 reviews

The Very Collection Sheer Blouson Co-Ord Blouse - Blue

The Very Collection

Sheer Blouson Co-Ord Blouse - Blue

Current sale price is £25

(Save £3)

Regular price was £28

4.7 out of 5 stars

3 reviews

Jack & Jones Marco Slim Fit Chino Trousers - Navy

Marco Slim Fit Chino Trousers - Navy

£25

4.4 out of 5 stars

7 reviews

Ray-Ban Meta Wayfarer Glasses - Shiny Black, Clear

Wayfarer Glasses - Shiny Black, Clear

Current sale price is £224

(Save £75)

Regular price was £299

4.7 out of 5 stars

19 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.