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Customer Rating 4, £100-£250, Strap

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Apple Watch SE 3 (GPS, 2025) 40mm Starlight Aluminium Case with Starlight Sport Band - S/M

Trade in & get up to £340*

Watch SE 3 (GPS, 2025) 40mm Starlight Aluminium Case with Starlight Sport Band - S/M

£219

4.6 out of 5 stars

22 reviews

Apple Watch SE 3 (GPS, 2025) 40mm Midnight Aluminium Case with Midnight Sport Band - S/M

Trade in & get up to £340*

Watch SE 3 (GPS, 2025) 40mm Midnight Aluminium Case with Midnight Sport Band - S/M

£219

4.8 out of 5 stars

12 reviews

Garmin vivoactive 5 Music Smartwatch with GPS, WiFi

Available in purple, blue coloursAvailable in purple, blue coloursAvailable in purple, blue coloursAvailable in purple, blue coloursAvailable in purple, blue colours

vivoactive 5 Music Smartwatch with GPS, WiFi

Current sale price is From £179

(Save up to £30)

Regular price was From £209

4.3 out of 5 stars

1.4k reviews

Apple Watch SE 3 (GPS, 2025) 44mm Midnight Aluminium Case with Midnight Sport Band - M/L

Trade in & get up to £340*

Watch SE 3 (GPS, 2025) 44mm Midnight Aluminium Case with Midnight Sport Band - M/L

£249

4.6 out of 5 stars

10 reviews

Garmin Forerunner 165 Smartwatch with Music, GPS, WiFi - Black/Slate Grey

Forerunner 165 Smartwatch with Music, GPS, WiFi - Black/Slate Grey

Current sale price is £239

(Save £50)

Regular price was £289

4.3 out of 5 stars

174 reviews

Huawei Watch Fit 4 Pro Titanium Black

Watch Fit 4 Pro Titanium Black

£169

4.6 out of 5 stars

5 reviews

Google Pixel Watch 3 WiFi 45mm

Bank Holiday Deal

Pixel Watch 3 WiFi 45mm

Current sale price is £229

(Save £170)

Regular price was From £289

4.9 out of 5 stars

39 reviews

Huawei Watch GT5 pro 46mm Black

Bank Holiday Deal

Watch GT5 pro 46mm Black

Current sale price is £189

(Save £10)

Regular price was £199

4.9 out of 5 stars

8 reviews

Huawei Watch GT5 46mm Blue Woven

Bank Holiday Deal

Watch GT5 46mm Blue Woven

Current sale price is £135

(Save £14)

Regular price was £149

4.2 out of 5 stars

6 reviews

Huawei Watch GT5 46mm Black

Bank Holiday Deal

Watch GT5 46mm Black

£129

4.6 out of 5 stars

7 reviews

Michael Kors Bryant Ladies Watch Stainless Steel

Bank Holiday Deal

Bryant Ladies Watch Stainless Steel

Current sale price is £189

(Save £50)

Regular price was £239

4.5 out of 5 stars

67 reviews

Casio G-Shock GA-2300-1AER Combi Resin Watch

G-Shock GA-2300-1AER Combi Resin Watch

£109

4.3 out of 5 stars

3 reviews

Huawei Watch Fit 3 - Pink

Watch Fit 3 - Pink

£139

4.2 out of 5 stars

9 reviews

Garmin Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

Current sale price is £249

(Save £100)

Regular price was £349

4.3 out of 5 stars

78 reviews

Michael Kors Bryant Stainless Steel Womens Watch

Bryant Stainless Steel Womens Watch

Current sale price is £189

(Save £50)

Regular price was £239

4.3 out of 5 stars

41 reviews

Huawei Watch Fit 4 Pro Titanium Green

Watch Fit 4 Pro Titanium Green

£169

4.5 out of 5 stars

2 reviews

Vivienne Westwood

Orb II Black and Gold Logo Dial Gold Plated Case and Charm Black Leather Strap Ladies Watch

£200

4.6 out of 5 stars

14 reviews

Armani Exchange Men's Chronograph Clear Nylon Watch [AX4167]

Armani Exchange

Men's Chronograph Clear Nylon Watch [AX4167]

£139

4 out of 5 stars

5 reviews

Fossil Grant Chronograph Stainless Steel Watch FS4832 - Black

Bank Holiday Deal

Grant Chronograph Stainless Steel Watch FS4832 - Black

Current sale price is £125

(Save £54)

Regular price was £179

4.3 out of 5 stars

4 reviews

Casio G-Shock 2100 range Mens Watch GA-B2100-1AER

G-Shock 2100 range Mens Watch GA-B2100-1AER

£129

4.3 out of 5 stars

3 reviews

Philipp Plein Plein Sport WATCH TITAN 46MM , C/SS D/BLACK , S/BLACK SILICONE watch

Plein Sport WATCH TITAN 46MM , C/SS D/BLACK , S/BLACK SILICONE watch

£200

4 out of 5 stars

1 review

Withings Scanwatch Light - Rose Gold White

Scanwatch Light - Rose Gold White

£229

4.3 out of 5 stars

29 reviews

Orient Bambino Automatic Multi Dial 40mm Red Dial Stainless Steel Case Brown Leather Strap

Bank Holiday Deal

Bambino Automatic Multi Dial 40mm Red Dial Stainless Steel Case Brown Leather Strap

Current sale price is £247

(Save £43)

Regular price was £290

4 out of 5 stars

1 review

Withings Scanwatch Light - White

Scanwatch Light - White

£229

4.3 out of 5 stars

29 reviews

Vivienne Westwood

Orb II White and Gold Logo Charm White Leather Strap Ladies Watch

£200

4.2 out of 5 stars

10 reviews

Withings Scanwatch Light - Black

Scanwatch Light - Black

£229

4.3 out of 5 stars

29 reviews

Casio G-Shock 2100 Range Men's Watch GA-B2100C-9AER

G-Shock 2100 Range Men's Watch GA-B2100C-9AER

£139

4.7 out of 5 stars

6 reviews

Fossil Mens Machine Big Tic Black Stainless Steel Watch, FS6156

Bank Holiday Deal

Mens Machine Big Tic Black Stainless Steel Watch, FS6156

Current sale price is £151

(Save £38)

Regular price was £189

4.3 out of 5 stars

3 reviews

Fossil Mens Machine Big Tic Brown Leather Watch, FS6165

Mens Machine Big Tic Brown Leather Watch, FS6165

Current sale price is £143

(Save £26)

Regular price was £169

4.3 out of 5 stars

4 reviews

Fossil Mens Neutra Chronograph Brown Leather Watch, FS6162

Mens Neutra Chronograph Brown Leather Watch, FS6162

Current sale price is £125

(Save £34)

Regular price was £159

4.5 out of 5 stars

82 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.