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The Very Collection Sequin Disc Belted Maxi Dress - Green

The Very Collection

Sequin Disc Belted Maxi Dress - Green

Current sale price is £50

(Save £50)

Regular price was £100

5 out of 5 stars

2 reviews

The Very Collection Wide Leg Trousers - Black

The Very Collection

Wide Leg Trousers - Black

£25

5 out of 5 stars

1 review

The Very Collection Long Line Military Jacket - Black

The Very Collection

Long Line Military Jacket - Black

£45

5 out of 5 stars

2 reviews

The Very Collection Petite Wide Leg Trouser - Black

The Very Collection

Petite Wide Leg Trouser - Black

£25

5 out of 5 stars

2 reviews

Michelle Keegan Satin Hem Bandeau Dress - Black

Michelle Keegan

Satin Hem Bandeau Dress - Black

Current sale price is £40

(Save £40)

Regular price was £80

5 out of 5 stars

1 review

The Very Collection Relaxed Double Breasted Coat - Blue

The Very Collection

Relaxed Double Breasted Coat - Blue

£55

5 out of 5 stars

2 reviews

The Very Collection Faux Wool Blazer Jacket - Grey

The Very Collection

Faux Wool Blazer Jacket - Grey

£50

5 out of 5 stars

2 reviews

The Very Collection Embellished Button Through Wide Leg Jumpsuit - Black

The Very Collection

Embellished Button Through Wide Leg Jumpsuit - Black

Current sale price is £22.50

(Save £52.50)

Regular price was £75

5 out of 5 stars

1 review

Michelle Keegan Ultra Wide Sheer Waistband Trouser - Brown

Michelle Keegan

Ultra Wide Sheer Waistband Trouser - Brown

Current sale price is £20

(Save £20)

Regular price was £40

5 out of 5 stars

1 review

The Very Collection Waist Detail Double Breasted Coat - Khaki

The Very Collection

Waist Detail Double Breasted Coat - Khaki

£75

5 out of 5 stars

7 reviews

The Very Collection Contrast Lapel Boxy Crop Blazer - Black

The Very Collection

Contrast Lapel Boxy Crop Blazer - Black

Current sale price is £15

(Save £35)

Regular price was £50

5 out of 5 stars

2 reviews

The Very Collection Cutwork Pu Shift Dress - Black

The Very Collection

Cutwork Pu Shift Dress - Black

Current sale price is £18.75

(Save £26.25)

Regular price was £45

5 out of 5 stars

1 review

The Very Collection Tailored Belted Mini Dress - Brown

The Very Collection

Tailored Belted Mini Dress - Brown

Current sale price is £15

(Save £35)

Regular price was £50

5 out of 5 stars

2 reviews

The Very Collection Velvet Embroidered Bomber Jacket - Black

The Very Collection

Velvet Embroidered Bomber Jacket - Black

Current sale price is £20.25

(Save £24.75)

Regular price was £45

5 out of 5 stars

1 review

New Look Checked Belted Longline Coat - Brown

Checked Belted Longline Coat - Brown

£79.99

5 out of 5 stars

1 review

The Very Collection Faux Fur Gilet - Grey

The Very Collection

Faux Fur Gilet - Grey

Current sale price is £18

(Save £27)

Regular price was £45

5 out of 5 stars

1 review

Michelle Keegan Fringe Long Sleeve Mini Dress - Brown

Michelle Keegan

Fringe Long Sleeve Mini Dress - Brown

Current sale price is £30

(Save £30)

Regular price was £60

5 out of 5 stars

2 reviews

Michelle Keegan High Neck Knitted Top - Black

Michelle Keegan

High Neck Knitted Top - Black

Current sale price is £10.25

(Save £24.75)

Regular price was £35

5 out of 5 stars

1 review

The Very Collection Diamante Hotfix Waistcoat - Black

The Very Collection

Diamante Hotfix Waistcoat - Black

Current sale price is £20.25

(Save £24.75)

Regular price was £45

5 out of 5 stars

1 review

Michelle Keegan Draped Long Sleeve Top - Cream

Michelle Keegan

Draped Long Sleeve Top - Cream

Current sale price is £15

(Save £15)

Regular price was £30

5 out of 5 stars

1 review

The Very Collection Stretch Smart Mini Skirt - Black

The Very Collection

Stretch Smart Mini Skirt - Black

£16

5 out of 5 stars

1 review

The Very Collection Boucle Metallic Belted Mini Dress - Black

The Very Collection

Boucle Metallic Belted Mini Dress - Black

Current sale price is £11.75

(Save £28.25)

Regular price was £40

5 out of 5 stars

2 reviews

Michelle Keegan Premium Draped Buckle Detail Maxi Dress - Green

Michelle Keegan

Premium Draped Buckle Detail Maxi Dress - Green

Current sale price is £24

(Save £36)

Regular price was £60

5 out of 5 stars

1 review

Michelle Keegan Soft Balloon Trousers - Black

Michelle Keegan

Soft Balloon Trousers - Black

Current sale price is £20

(Save £20)

Regular price was £40

5 out of 5 stars

2 reviews

The Very Collection Asymmetric Hem Dress - Print

The Very Collection

Asymmetric Hem Dress - Print

Current sale price is £19.75

(Save £25.25)

Regular price was £45

5 out of 5 stars

1 review

The Very Collection Volume Detail Midaxi Skirt - Black

The Very Collection

Volume Detail Midaxi Skirt - Black

Current sale price is £20

(Save £20)

Regular price was £40

5 out of 5 stars

1 review

The Very Collection Cinch Satin Blazer - Pink

The Very Collection

Cinch Satin Blazer - Pink

Current sale price is £27.50

(Save £27.50)

Regular price was £55

5 out of 5 stars

2 reviews

Michelle Keegan Premium Beaded Midaxi Dress - Bronze

Michelle Keegan

Premium Beaded Midaxi Dress - Bronze

Current sale price is £60

(Save £60)

Regular price was £120

5 out of 5 stars

3 reviews

The Very Collection Textured Shorts - Gold

The Very Collection

Textured Shorts - Gold

Current sale price is £19

(Save £19)

Regular price was £38

5 out of 5 stars

1 review

Pour Moi Emily Sparkle V-Neck Tie Waist Midi Dress - Silver

Emily Sparkle V-Neck Tie Waist Midi Dress - Silver

£59

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.