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undefined Embossed Chain Cross Body Bag

Embossed Chain Cross Body Bag

£38

5 out of 5 stars

1 review

undefined Tabby Polished Pebble Chain Clutch Bag - Black

Tabby Polished Pebble Chain Clutch Bag - Black

£325

5 out of 5 stars

7 reviews

undefined Payton Fabric Corner Group Sofa - FSC Certified

Payton Fabric Corner Group Sofa - FSC Certified

Current sale price is £1199

(Save £300)

Regular price was £1499

5 out of 5 stars

1 review

undefined Liberty 1000 Pocket Memory Mattress and Upholstered Ottoman Divan Base Bed Set (Headboard sold separately) - FSC® Certified

Liberty 1000 Pocket Memory Mattress and Upholstered Ottoman Divan Base Bed Set (Headboard sold separately) - FSC® Certified

From £1159

5 out of 5 stars

1 review

undefined Alexia Large Tote

Alexia Large Tote

£159

5 out of 5 stars

2 reviews

undefined Black Debossed Faux Leather Bag

Black Debossed Faux Leather Bag

Current sale price is £14.75

(Save £10.24)

Regular price was £24.99

5 out of 5 stars

2 reviews

undefined The Large Tote Cheetah - Black Multi

The Large Tote Cheetah - Black Multi

£295

5 out of 5 stars

2 reviews

undefined Black Woven Gathered Strap Canvas Tote Bag

Black Woven Gathered Strap Canvas Tote Bag

Current sale price is £26

(Save £6.99)

Regular price was £32.99

5 out of 5 stars

1 review

undefined Marino Fabric/Faux Leather 3 + 2 Seater Scatter Back Sofa Set (Buy & SAVE!)

Marino Fabric/Faux Leather 3 + 2 Seater Scatter Back Sofa Set (Buy & SAVE!)

Current sale price is £949

(Save £1010)

Regular price was £1959

5 out of 5 stars

2 reviews

undefined Med Ruched Bowler - Black

Med Ruched Bowler - Black

£40

5 out of 5 stars

1 review

undefined The Jacquard Large Tote Bag - Black

The Jacquard Large Tote Bag - Black

£375

5 out of 5 stars

2 reviews

undefined Narva Fabric/Faux Leather 2 Seater Sofa

Narva Fabric/Faux Leather 2 Seater Sofa

Current sale price is £479

(Save £500)

Regular price was £979

5 out of 5 stars

1 review

undefined Monaco 3 Seater Fabric Sofa

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, natural, silver coloursAvailable in black, natural, silver coloursAvailable in black, natural, silver coloursAvailable in black, natural, silver coloursAvailable in black, natural, silver colours

Monaco 3 Seater Fabric Sofa

Current sale price is £999

(Save £250)

Regular price was £1249

5 out of 5 stars

1 review

undefined Heritage Lane Medium Bifold Purse

Heritage Lane Medium Bifold Purse

Current sale price is £55

(Save £14)

Regular price was £69

5 out of 5 stars

1 review

undefined Margot Crossbody Bag In Black

Margot Crossbody Bag In Black

£40

5 out of 5 stars

1 review

undefined Divina Small Pouchette

Divina Small Pouchette

£69

5 out of 5 stars

3 reviews

undefined Lady Re Shopper Tote

Lady Re Shopper Tote

£169

5 out of 5 stars

1 review

undefined Embossed Ri Monogram Shopper Bag

Embossed Ri Monogram Shopper Bag

£42

5 out of 5 stars

1 review

undefined Pockets Medium Zip Around Crossbody - Black

Pockets Medium Zip Around Crossbody - Black

£159

5 out of 5 stars

1 review

undefined Grained Faux Leather Slouch Shoulder Bag - Black

Grained Faux Leather Slouch Shoulder Bag - Black

Current sale price is £18.50

(Save £3.49)

Regular price was £21.99

5 out of 5 stars

1 review

undefined Monaco Fabric Love Chair

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, silver, natural coloursAvailable in black, silver, natural coloursAvailable in black, silver, natural coloursAvailable in black, silver, natural coloursAvailable in black, silver, natural colours

Monaco Fabric Love Chair

Current sale price is £699

(Save £200)

Regular price was £899

5 out of 5 stars

1 review

undefined Metal Handle Clutch - Black

Metal Handle Clutch - Black

£25

5 out of 5 stars

1 review

undefined Narva Fabric/Faux Leather Armchair

Narva Fabric/Faux Leather Armchair

Current sale price is £399

(Save £400)

Regular price was £799

5 out of 5 stars

1 review

undefined Unisex Duffle Bag - Black/White

adidas Originals

Unisex Duffle Bag - Black/White

£30

5 out of 5 stars

1 review

undefined The Mini Sack Bag - Black

The Mini Sack Bag - Black

£350

5 out of 5 stars

1 review

undefined Black Grained Faux Leather Crossbody Bag

Black Grained Faux Leather Crossbody Bag

£17.99

5 out of 5 stars

1 review

undefined Black Faux Leather Shoulder Bag

Black Faux Leather Shoulder Bag

Current sale price is £9

(Save £6.99)

Regular price was £15.99

5 out of 5 stars

2 reviews

undefined Dukes Place Weave Medium Ziptop Grab Bag - Black

Dukes Place Weave Medium Ziptop Grab Bag - Black

Current sale price is £168

(Save £91)

Regular price was £259

5 out of 5 stars

1 review

undefined Mini Grained Faux Leather Crossbody Bag - Black

Mini Grained Faux Leather Crossbody Bag - Black

£17.99

5 out of 5 stars

1 review

undefined Liberty Velvet Headboard - Black - FSC® Certified

Liberty Velvet Headboard - Black - FSC® Certified

From £249

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.