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Pay later with Very Pay

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Pour Moi Flora Shorty - White

Flora Shorty - White

Current sale price is £11

(Save £3)

Regular price was £14

5 out of 5 stars

9 reviews

rucomfy Weave Ottoman

Available in slate, mustard, marine coloursAvailable in slate, mustard, marine coloursAvailable in slate, mustard, marine coloursAvailable in slate, mustard, marine coloursAvailable in slate, mustard, marine colours

Weave Ottoman

Current sale price is £45

(Save £10)

Regular price was £55

5 out of 5 stars

7 reviews

The Very Collection My Washable Garda Rug - Blue

The Very Collection

My Washable Garda Rug - Blue

Current sale price is From £49

(Save up to £20)

Regular price was From £59

5 out of 5 stars

2 reviews

Gossard Glossies Sheer Bra - Black

Glossies Sheer Bra - Black

Current sale price is £20

(Save £18)

Regular price was £38

5 out of 5 stars

2 reviews

Gossard Encore Padded Longline Bra - Black/Nude

Encore Padded Longline Bra - Black/Nude

Current sale price is £20.75

(Save £31.25)

Regular price was £52

5 out of 5 stars

3 reviews

Gossard Superboost Lace Non Padded Plunge Bra - Black

Superboost Lace Non Padded Plunge Bra - Black

Current sale price is £22.50

(Save £22.50)

Regular price was £45

5 out of 5 stars

2 reviews

Pour Moi Imogen Rose Emb Brief

Imogen Rose Emb Brief

Current sale price is £12.50

(Save £3.50)

Regular price was £16

5 out of 5 stars

17 reviews

Glamorise Front Close Smoothing Underwire Bra - Berry

Front Close Smoothing Underwire Bra - Berry

Current sale price is £23.50

(Save £23.50)

Regular price was £47

5 out of 5 stars

1 review

rucomfy Snug Pouffe Beanbag

Available in grey, oat coloursAvailable in grey, oat coloursAvailable in grey, oat coloursAvailable in grey, oat coloursAvailable in grey, oat colours

Snug Pouffe Beanbag

Current sale price is £55

(Save £15)

Regular price was £70

5 out of 5 stars

3 reviews

Triumph Delicate Doreen Bra - Beige

Delicate Doreen Bra - Beige

Current sale price is £25

(Save £15)

Regular price was £40

5 out of 5 stars

3 reviews

DORINA Sublime Sculpt Sexy Light Padded Bra - Black

Sublime Sculpt Sexy Light Padded Bra - Black

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

4 reviews

Berlei Embrace Non Padded Underwired Side Support Bra - Deep Blue

Embrace Non Padded Underwired Side Support Bra - Deep Blue

Current sale price is £17

(Save £26)

Regular price was £43

5 out of 5 stars

1 review

DORINA Mid Waist Brief - Beige

Mid Waist Brief - Beige

Current sale price is £5

(Save £15)

Regular price was £20

5 out of 5 stars

2 reviews

Sloggi ZERO Feel 2.0 Soft Bra - Cacao Brown

ZERO Feel 2.0 Soft Bra - Cacao Brown

Current sale price is £16

(Save £24)

Regular price was £40

5 out of 5 stars

3 reviews

Bianca Carved Faux Fur Cosy Throw in White 150x200cm

Carved Faux Fur Cosy Throw in White 150x200cm

Current sale price is £25

(Save £20)

Regular price was £45

5 out of 5 stars

11 reviews

Sculptresse Eden Balcony Bra - Pink

Eden Balcony Bra - Pink

Current sale price is £20.75

(Save £31.25)

Regular price was £52

5 out of 5 stars

1 review

The Very Collection Windsor Washable Runner 67x200 - Beige

The Very Collection

Windsor Washable Runner 67x200 - Beige

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

6 reviews

The Very Collection 3D Geo Shaggy Rug - Beige

The Very Collection

3D Geo Shaggy Rug - Beige

Current sale price is From £50

(Save up to £35)

Regular price was From £65

5 out of 5 stars

3 reviews

Silentnight Impress 2.5cm Memory Foam Mattress Topper and Firm Memory Foam Pillow Bundle

Impress 2.5cm Memory Foam Mattress Topper and Firm Memory Foam Pillow Bundle

Current sale price is From £78

(Save up to £26)

Regular price was From £98

5 out of 5 stars

7 reviews

Pour Moi Ooo La La Padded Bra - Black/Multi

Ooo La La Padded Bra - Black/Multi

Current sale price is £25.50

(Save £6.50)

Regular price was £32

5 out of 5 stars

4 reviews

Minnie Mouse Pastel Bow Single Duvet Cover Set - Multi

Pastel Bow Single Duvet Cover Set - Multi

Current sale price is £23

(Save £5)

Regular price was £28

5 out of 5 stars

1 review

Pour Moi Effortless Non-Padded Underwired Double Layer Moulded Bra - Black

Effortless Non-Padded Underwired Double Layer Moulded Bra - Black

Current sale price is £30.40

(Save £7.60)

Regular price was £38

5 out of 5 stars

3 reviews

Pour Moi India Bold Floral Embroidery Non-Padded Bra

India Bold Floral Embroidery Non-Padded Bra

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

6 reviews

The Very Collection Luxury Cotton Anti Allergy Mattress Protector - Ks

The Very Collection

Luxury Cotton Anti Allergy Mattress Protector - Ks

Current sale price is From £17

(Save up to £15)

Regular price was From £25

5 out of 5 stars

2 reviews

The Very Collection Soft Touch Waffle 10.5 Tog Duvet- Super King - White

The Very Collection

Soft Touch Waffle 10.5 Tog Duvet- Super King - White

Current sale price is From £10

(Save up to £8)

Regular price was From £18

5 out of 5 stars

5 reviews

Pour Moi Intense Sequin Non-Padded Underwired Balcony Bra - Black

Intense Sequin Non-Padded Underwired Balcony Bra - Black

Current sale price is £28.80

(Save £7.20)

Regular price was £36

5 out of 5 stars

4 reviews

The Very Collection Nordic Christmas House Fleece Duvet Cover Set

The Very Collection

Nordic Christmas House Fleece Duvet Cover Set

Current sale price is From £25

(Save up to £5)

Regular price was From £30

5 out of 5 stars

9 reviews

The Very Collection Kids Cuddle Cushion - Tie Dye

The Very Collection

Kids Cuddle Cushion - Tie Dye

Current sale price is £15

(Save £10)

Regular price was £25

5 out of 5 stars

1 review

Knickerbox Louisa Padded Strapless Bra - Light Pink

Louisa Padded Strapless Bra - Light Pink

Current sale price is £17.60

(Save £4.40)

Regular price was £22

5 out of 5 stars

1 review

Pour Moi Intense Sequin Push-Up Padded Underwired Longline Bra - Black

Intense Sequin Push-Up Padded Underwired Longline Bra - Black

Current sale price is £32

(Save £8)

Regular price was £40

5 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.