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Free Click & Collect

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New Look Cotton Rich Spot Print Button Through Top - Cream

Cotton Rich Spot Print Button Through Top - Cream

£13.99

5 out of 5 stars

2 reviews

The Very Collection Girls Woven Collar Blouse - White

The Very Collection

Girls Woven Collar Blouse - White

Current sale price is From £5.50

(Save up to £9.75)

Regular price was From £14

5 out of 5 stars

1 review

The Very Collection Embellished Palm Tie Skort Co-Ord - Cream

The Very Collection

Embellished Palm Tie Skort Co-Ord - Cream

£35

5 out of 5 stars

1 review

The Very Collection Textured Lace Strappy Maxi Dress - Cream

The Very Collection

Textured Lace Strappy Maxi Dress - Cream

£28

5 out of 5 stars

1 review

The Very Collection Paisley Sequin Tassel Beach Mini Dress - Cream

The Very Collection

Paisley Sequin Tassel Beach Mini Dress - Cream

£40

5 out of 5 stars

1 review

The Very Collection High V-Neck Fitted Ribbed T-Shirt - Cream

The Very Collection

High V-Neck Fitted Ribbed T-Shirt - Cream

Current sale price is £4

(Save £6)

Regular price was £10

5 out of 5 stars

1 review

The Very Collection Sleeveless Shirred Frill Hem Top - Cream

The Very Collection

Sleeveless Shirred Frill Hem Top - Cream

Current sale price is £10

(Save £15)

Regular price was £25

5 out of 5 stars

1 review

The Very Collection Knotted Slider - Cream

The Very Collection

Knotted Slider - Cream

£25

5 out of 5 stars

1 review

New Look Floral Print Midi Co-ord Skirt - Cream

Floral Print Midi Co-ord Skirt - Cream

£29.99

5 out of 5 stars

1 review

The Very Collection Frill Collar Short Sleeve Knitted Cardigan - Cream

The Very Collection

Frill Collar Short Sleeve Knitted Cardigan - Cream

Current sale price is £15

(Save £13)

Regular price was £28

5 out of 5 stars

1 review

DeLonghi Stilosa, Barista Espresso Machine & Cappuccino Maker, EC260.CR

Stilosa, Barista Espresso Machine & Cappuccino Maker, EC260.CR

Current sale price is £89

(Save £37)

Regular price was £126

5 out of 5 stars

1 review

The Very Collection Stripe Short Co-Ord - Red

The Very Collection

Stripe Short Co-Ord - Red

£15

5 out of 5 stars

1 review

The Very Collection Scallop Edge Printed Mini Dress - Cream

The Very Collection

Scallop Edge Printed Mini Dress - Cream

£28

5 out of 5 stars

2 reviews

River Island Animal Printed Linen Co-ord Trouser - Cream

Animal Printed Linen Co-ord Trouser - Cream

£34

5 out of 5 stars

1 review

The Very Collection Cotton Rich Blanket Stitch Knitted Waistcoat - Cream

The Very Collection

Cotton Rich Blanket Stitch Knitted Waistcoat - Cream

Current sale price is £15

(Save £13)

Regular price was £28

5 out of 5 stars

1 review

Paoletti Evoke Polyester Cushion

+5 colours+4 colours+3 colours+2 colours+1 colour

Available in oyster, ivory, navy and 5 more coloursAvailable in oyster, ivory, navy, black, charcoal, emerald, brick, burgundy coloursAvailable in oyster, ivory, navy, black, charcoal, emerald, brick, burgundy coloursAvailable in oyster, ivory, navy, black, charcoal, emerald, brick, burgundy coloursAvailable in oyster, ivory, navy, black, charcoal, emerald, brick, burgundy colours

Evoke Polyester Cushion

From £17

5 out of 5 stars

1 review

Skechers Arya Slingback Metallic Knit Sandals - Off White

Arya Slingback Metallic Knit Sandals - Off White

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

2 reviews

The Very Collection St Lucia Graphic T-Shirt - Cream

The Very Collection

St Lucia Graphic T-Shirt - Cream

Current sale price is £8

(Save £2)

Regular price was £10

5 out of 5 stars

1 review

The Very Collection Textured Maxi Skirt - Neutral

The Very Collection

Textured Maxi Skirt - Neutral

Current sale price is £20

(Save £5)

Regular price was £25

5 out of 5 stars

2 reviews

The Very Collection Cotton Rich Long Sleeve Crochet Knitted Top - Cream

The Very Collection

Cotton Rich Long Sleeve Crochet Knitted Top - Cream

£30

5 out of 5 stars

1 review

The Very Collection Sonic Zip Through Hoodie - Cream

The Very Collection

Sonic Zip Through Hoodie - Cream

Current sale price is From £12

(Save up to £6.50)

Regular price was From £18

5 out of 5 stars

2 reviews

The Very Collection 2pk Winnie The Pooh Romper Short Sleepsuit - Cream

The Very Collection

2pk Winnie The Pooh Romper Short Sleepsuit - Cream

£18

5 out of 5 stars

1 review

The Very Collection Toddler Girl Long Sleeve Heart Print Frill Swimsuit - Cream

The Very Collection

Toddler Girl Long Sleeve Heart Print Frill Swimsuit - Cream

Current sale price is From £10.40

(Save up to £3)

Regular price was From £13

5 out of 5 stars

1 review

The Very Collection Cotton Rich Pointelle V Neck Cardigan With Lace Trim - Cream

The Very Collection

Cotton Rich Pointelle V Neck Cardigan With Lace Trim - Cream

Current sale price is £20

(Save £12)

Regular price was £32

5 out of 5 stars

1 review

River Island Collared Long Sleeve Trench Coat- Cream

Collared Long Sleeve Trench Coat- Cream

Current sale price is £42

(Save £27)

Regular price was £69

5 out of 5 stars

1 review

Skechers Arch Fit Arcade Cuddle Steps Slip-ins Trainer - Off White Nylon

Arch Fit Arcade Cuddle Steps Slip-ins Trainer - Off White Nylon

£74

5 out of 5 stars

2 reviews

The Very Collection Oversized Crochet V Neck Top - Cream

The Very Collection

Oversized Crochet V Neck Top - Cream

Current sale price is £21.50

(Save £13.50)

Regular price was £35

5 out of 5 stars

4 reviews

New Look Spot Print Flutter Sleeve Midi Dress - Cream

Spot Print Flutter Sleeve Midi Dress - Cream

£33.99

5 out of 5 stars

1 review

The Very Collection Marvel Back Print T-Shirt - Cream

The Very Collection

Marvel Back Print T-Shirt - Cream

From £10

5 out of 5 stars

1 review

Crocs Brooklyn Buckle Flat Sandals - Cream

Brooklyn Buckle Flat Sandals - Cream

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.