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Juicy Couture Classic Velour Zip Up Hoodie With Diamante Branding - Black

Classic Velour Zip Up Hoodie With Diamante Branding - Black

£85

4.3 out of 5 stars

6 reviews

Tina Classic Velour Track Pant With Diamante Logo - Black

Current sale price is £60

(Save £15)

Regular price was £75

4.3 out of 5 stars

3 reviews

adidas Originals Womens Firebird Loose Tracksuit Pants - Black

adidas Originals

Womens Firebird Loose Tracksuit Pants - Black

Current sale price is £39

(Save £21)

Regular price was £60

4.6 out of 5 stars

540 reviews

Zavetti Canada Olivia Hooded Bomber Jacket - Black

Olivia Hooded Bomber Jacket - Black

Current sale price is £93.50

(Save £31.50)

Regular price was £125

4.9 out of 5 stars

14 reviews

Zavetti Canada Cascella Boxy Lightweight Crop Jacket - Black

Cascella Boxy Lightweight Crop Jacket - Black

Current sale price is £45

(Save £30)

Regular price was £75

4.5 out of 5 stars

2 reviews

Zavetti Canada Goshawa Padded Parka Jacket - Black

Goshawa Padded Parka Jacket - Black

Current sale price is £97.50

(Save £32.50)

Regular price was £130

4.4 out of 5 stars

75 reviews

Zavetti Canada Okawa 20 Puffer Jacket - Black

Okawa 20 Puffer Jacket - Black

Current sale price is £90

(Save £30)

Regular price was £120

4 out of 5 stars

4 reviews

The Very Collection Crew Neck Fluffy Jumper with Organza Bows - Burgundy

The Very Collection

Crew Neck Fluffy Jumper with Organza Bows - Burgundy

Current sale price is £18.75

(Save £16.25)

Regular price was £35

5 out of 5 stars

1 review

JDY Nathalie Long Padded Coat - Black

Nathalie Long Padded Coat - Black

Current sale price is £60

(Save £15)

Regular price was £75

The Very Collection Crew Neck Embellished Cardigan With Wool - Black

The Very Collection

Crew Neck Embellished Cardigan With Wool - Black

Current sale price is £26

(Save £14)

Regular price was £40

5 out of 5 stars

4 reviews

Zavetti Canada Alora Longline Padded Jacket - Black

Alora Longline Padded Jacket - Black

£120

4.4 out of 5 stars

51 reviews

The Very Collection V Neck Tinsel Knitted Cardigan Co-Ord - Black

The Very Collection

V Neck Tinsel Knitted Cardigan Co-Ord - Black

Current sale price is £22.75

(Save £12.25)

Regular price was £35

1.7 out of 5 stars

3 reviews

Hunter Jopu Raincoat - Black

Jopu Raincoat - Black

Current sale price is £64

(Save £16)

Regular price was £80

River Island High Waist Neo Premium Wide Leg Jogger - Black

High Waist Neo Premium Wide Leg Jogger - Black

£34

The Very Collection Funnel Neck Button Shoulder Jumper - Black

The Very Collection

Funnel Neck Button Shoulder Jumper - Black

£28

2 out of 5 stars

1 review

River Island Teddy Swing Coat - Black

Teddy Swing Coat - Black

Current sale price is £63

(Save £16)

Regular price was £79

5 out of 5 stars

1 review

The Very Collection Bardot Belted Twist Yarn Jumper With Wool - Grey

The Very Collection

Bardot Belted Twist Yarn Jumper With Wool - Grey

Current sale price is £19.50

(Save £10.50)

Regular price was £30

3.5 out of 5 stars

2 reviews

Tommy Jeans Hooded Midi Puffer Jacket - Black

Hooded Midi Puffer Jacket - Black

Current sale price is £130

(Save £70)

Regular price was £200

The Very Collection Fit And Flare Tinsel Knitted Mini Skirt Co-Ord - Black

The Very Collection

Fit And Flare Tinsel Knitted Mini Skirt Co-Ord - Black

Current sale price is £16.25

(Save £8.75)

Regular price was £25

2 out of 5 stars

1 review

The Very Collection Crew Neck Rib Detail Jumper With Wool - Salt & Pepper

The Very Collection

Crew Neck Rib Detail Jumper With Wool - Salt & Pepper

£25

4.6 out of 5 stars

8 reviews

River Island Long Sleeve Scallop Trim Tee - Black

Long Sleeve Scallop Trim Tee - Black

£19

The Very Collection Organza Collared V Neck Cardigan - Black

The Very Collection

Organza Collared V Neck Cardigan - Black

Current sale price is £26

(Save £14)

Regular price was £40

River Island Cowl Hotfix Bust Jumpsuit - Black

Cowl Hotfix Bust Jumpsuit - Black

Current sale price is £36.75

(Save £12.25)

Regular price was £49

Zavetti Canada Remila Padded Jacket - Black

Remila Padded Jacket - Black

£105

4.1 out of 5 stars

11 reviews

River Island Long Sleeve Animal Print Top - Print

Long Sleeve Animal Print Top - Print

Current sale price is £28.75

(Save £7.25)

Regular price was £36

Apricot Velvet Bardot Long Sleeve Top

Velvet Bardot Long Sleeve Top

£27

The Very Collection V Neck Cinched Waist Cardigan With Detachable Brooch - Black

The Very Collection

V Neck Cinched Waist Cardigan With Detachable Brooch - Black

Current sale price is £25.75

(Save £9.25)

Regular price was £35

5 out of 5 stars

1 review

Quiz Black Sequin Bow Jumper

Black Sequin Bow Jumper

£33

The Very Collection Crew Neck Button Detail Knitted Jumper - Black

The Very Collection

Crew Neck Button Detail Knitted Jumper - Black

Current sale price is £22.25

(Save £5.75)

Regular price was £28

4 out of 5 stars

2 reviews

New Look Black Longline Crew Neck Cardigan

Black Longline Crew Neck Cardigan

Current sale price is £25.75

(Save £9.24)

Regular price was £34.99

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.