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The Very Collection Girls Holiday Postcard Print T-shirt - Grey

The Very Collection

Girls Holiday Postcard Print T-shirt - Grey

Current sale price is From £2.50

(Save up to £10)

Regular price was From £9

Mango Boys Cuffed Joggers - Dark Grey

Boys Cuffed Joggers - Dark Grey

Current sale price is £5

(Save £13)

Regular price was £18

New Look Woven Embroidered Flower Shoulder Bag - Stone

Woven Embroidered Flower Shoulder Bag - Stone

Current sale price is £12.99

(Save £9)

Regular price was £21.99

5 out of 5 stars

1 review

Skechers Arch Fit Oasis Microfiber Sandals - Taupe

Arch Fit Oasis Microfiber Sandals - Taupe

Current sale price is £35

(Save £20)

Regular price was £55

The Very Collection Pure Cotton Premium Oversized Joggers - Grey

The Very Collection

Pure Cotton Premium Oversized Joggers - Grey

Current sale price is £12

(Save £18)

Regular price was £30

5 out of 5 stars

2 reviews

The Very Collection Boys Tape Jacquard Bottoms - Grey

The Very Collection

Boys Tape Jacquard Bottoms - Grey

Current sale price is From £4.75

(Save up to £11)

Regular price was From £12

The Very Collection Girls Denim Dress With Printed Sweatshirt - Grey

The Very Collection

Girls Denim Dress With Printed Sweatshirt - Grey

Current sale price is From £7

(Save up to £12)

Regular price was From £18

The Very Collection Cotton Blend Overhead Hoodie Tracksuit - Charcoal

The Very Collection

Cotton Blend Overhead Hoodie Tracksuit - Charcoal

Current sale price is £20

(Save £20)

Regular price was £40

4.7 out of 5 stars

11 reviews

The Very Collection Cotton Blend Essential Zip Through Hoody - Charcoal Marl

The Very Collection

Cotton Blend Essential Zip Through Hoody - Charcoal Marl

Current sale price is £10

(Save £15)

Regular price was £25

5 out of 5 stars

4 reviews

The Very Collection Girls Peplum Hem Dress - Grey

The Very Collection

Girls Peplum Hem Dress - Grey

Current sale price is From £7.75

Regular price was From £8

The Very Collection Girls Single Jogger - Grey

The Very Collection

Girls Single Jogger - Grey

Current sale price is From £2.50

(Save up to £9.25)

Regular price was From £9

5 out of 5 stars

2 reviews

New Look Woven Fringe Tote Bag - Stone

Woven Fringe Tote Bag - Stone

£25.99

5 out of 5 stars

1 review

Lacoste Serve Hybrid Sliders - Grey

Serve Hybrid Sliders - Grey

Current sale price is £36

(Save £9)

Regular price was £45

1 out of 5 stars

1 review

New Look Chunky Knit V-Neck Cardigan - Light Grey

Chunky Knit V-Neck Cardigan - Light Grey

Current sale price is £13

(Save £16.99)

Regular price was £29.99

5 out of 5 stars

2 reviews

The Very Collection Cotton Rich Jogger Short - Grey Marl

The Very Collection

Cotton Rich Jogger Short - Grey Marl

£18

4.6 out of 5 stars

13 reviews

The Very Collection Boys 3 Pack Basic Jogger

The Very Collection

Boys 3 Pack Basic Jogger

From £20

4.4 out of 5 stars

7 reviews

The Very Collection Girls Denim Skort - Grey

The Very Collection

Girls Denim Skort - Grey

Current sale price is From £6.75

(Save up to £11.75)

Regular price was From £15

Crocs Men's Classic Clog Sandal - Grey

Men's Classic Clog Sandal - Grey

£50

4.6 out of 5 stars

13.4k reviews

AllSaints Regan Low Top Leather Trainers - Grey

Regan Low Top Leather Trainers - Grey

Current sale price is £59.50

(Save £89.50)

Regular price was £149

Centre Logo T-Shirt - Grey

Current sale price is £31.50

(Save £13.50)

Regular price was £45

5 out of 5 stars

1 review

Skechers Meditation Luxe Toe-post Sandal - Taupe Mitobuck

Meditation Luxe Toe-post Sandal - Taupe Mitobuck

£45

5 out of 5 stars

2 reviews

New Look Premium Stone Wide Leg Co-ord Joggers

Premium Stone Wide Leg Co-ord Joggers

Current sale price is £17.50

(Save £7.49)

Regular price was £24.99

5 out of 5 stars

1 review

Skechers Meditation Luxe Toe-post Sandal - Taupe Knit

Meditation Luxe Toe-post Sandal - Taupe Knit

£45

3.8 out of 5 stars

5 reviews

Crocs Men's Classic Clog Sandal - Elephant Grey

Men's Classic Clog Sandal - Elephant Grey

£50

4.6 out of 5 stars

13.4k reviews

The Very Collection Baby Boy Cord Koala Dungaree Set

The Very Collection

Baby Boy Cord Koala Dungaree Set

Current sale price is From £8.25

(Save up to £11)

Regular price was From £18

4 out of 5 stars

2 reviews

Lyle & Scott Crew Neck Contrast trim Ringer T-Shirt - Grey

Crew Neck Contrast trim Ringer T-Shirt - Grey

Current sale price is £17.50

(Save £17.50)

Regular price was £35

5 out of 5 stars

1 review

Mango Boys Combat Trousers - Dark Grey

Boys Combat Trousers - Dark Grey

Current sale price is £7.75

(Save £18.25)

Regular price was £26

The Very Collection Cotton Blend Essential Oversized Open Hem Joggers - Charcoal

The Very Collection

Cotton Blend Essential Oversized Open Hem Joggers - Charcoal

Current sale price is £14

(Save £6)

Regular price was £20

4 out of 5 stars

4 reviews

Levi's Pocket Loose Fit T-Shirt - Grey

Pocket Loose Fit T-Shirt - Grey

Current sale price is £15.50

(Save £11.50)

Regular price was £27

1 out of 5 stars

1 review

New Look Tie Waist Wide Leg Trousers - Light Grey

Tie Waist Wide Leg Trousers - Light Grey

Current sale price is £10

(Save £22.99)

Regular price was £32.99

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.