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The Very Collection Channel Waist Maxi Dress - Mono

The Very Collection

Channel Waist Maxi Dress - Mono

£22

4.5 out of 5 stars

4 reviews

The Very Collection Curve 2 Pack Banded Hem Vest - White/Orange

The Very Collection

Curve 2 Pack Banded Hem Vest - White/Orange

£18

4.7 out of 5 stars

3 reviews

The Very Collection Girls Printed Sweatshirt With Cycling Shorts - Lilac/Pink

The Very Collection

Girls Printed Sweatshirt With Cycling Shorts - Lilac/Pink

Current sale price is From £4.75

(Save up to £8.50)

Regular price was From £12

The Very Collection Crew Neck Frill Edge Knitted Top - Stone

The Very Collection

Crew Neck Frill Edge Knitted Top - Stone

Current sale price is £10

(Save £12)

Regular price was £22

5 out of 5 stars

3 reviews

The Very Collection Curve Tiered Printed Midi Dress

The Very Collection

Curve Tiered Printed Midi Dress

Current sale price is £19.25

(Save £15.75)

Regular price was £35

3.3 out of 5 stars

4 reviews

The Very Collection Floral Co-ord Cotton Shirt - Print

The Very Collection

Floral Co-ord Cotton Shirt - Print

Current sale price is £12

(Save £13)

Regular price was £25

1 out of 5 stars

2 reviews

The Very Collection Buckle Belted Pinstripe Trouser - Blue

The Very Collection

Buckle Belted Pinstripe Trouser - Blue

Current sale price is £10.50

(Save £24.50)

Regular price was £35

5 out of 5 stars

1 review

The Very Collection Linen Blend Wrap Mini Dress - Print

The Very Collection

Linen Blend Wrap Mini Dress - Print

Current sale price is £22

(Save £16)

Regular price was £38

2.5 out of 5 stars

4 reviews

The Very Collection Denim Linen Co-Ord Shorts - Dark Wash

The Very Collection

Denim Linen Co-Ord Shorts - Dark Wash

£25

The Very Collection Curve Soft Touch Denim Elasticated Waist Shorts - Blue

The Very Collection

Curve Soft Touch Denim Elasticated Waist Shorts - Blue

Current sale price is £12.50

(Save £12.50)

Regular price was £25

4 out of 5 stars

1 review

The Very Collection Curve Tiered Printed Midi Dress - Multi

The Very Collection

Curve Tiered Printed Midi Dress - Multi

Current sale price is £21.50

(Save £13.50)

Regular price was £35

4.3 out of 5 stars

3 reviews

Michelle Keegan Cotton Stripe Wide Leg Trouser - Multi

Michelle Keegan

Cotton Stripe Wide Leg Trouser - Multi

Current sale price is £21

(Save £9)

Regular price was £30

The Very Collection Strappy Maxi Dress - Multi

The Very Collection

Strappy Maxi Dress - Multi

Current sale price is £16.50

(Save £7.50)

Regular price was £24

3 out of 5 stars

1 review

The Very Collection Curve Shirred Waist Short Sleeve Midi Dress

The Very Collection

Curve Shirred Waist Short Sleeve Midi Dress

Current sale price is £17.50

(Save £17.50)

Regular price was £35

River Island Printed Co-Ord Shorts - Multi

Printed Co-Ord Shorts - Multi

£36

The Very Collection Curve Soft Touch Denim Elasticated Waist Shorts

The Very Collection

Curve Soft Touch Denim Elasticated Waist Shorts

Current sale price is £12.50

(Save £12.50)

Regular price was £25

5 out of 5 stars

1 review

The Very Collection Boys Cargo Swim Shorts - Blue

The Very Collection

Boys Cargo Swim Shorts - Blue

Current sale price is From £4.50

(Save up to £7)

Regular price was From £9

The Very Collection Cut Out Polka Dot Asymmetric Dress - Print

The Very Collection

Cut Out Polka Dot Asymmetric Dress - Print

Current sale price is £32.50

(Save £32.50)

Regular price was £65

4 out of 5 stars

1 review

The Very Collection Curve Stripe Oversized Denim Co-ord Jacket

The Very Collection

Curve Stripe Oversized Denim Co-ord Jacket

Current sale price is £15

(Save £25)

Regular price was £40

The Very Collection Curve Shirred Waist Short Sleeve Midi Dress

The Very Collection

Curve Shirred Waist Short Sleeve Midi Dress

Current sale price is £17.50

(Save £17.50)

Regular price was £35

1 out of 5 stars

1 review

Havaianas Slim Flip Flop - Sand

Slim Flip Flop - Sand

£22

4.8 out of 5 stars

4 reviews

The Very Collection Curve Longline Denim Short - Light Wash

The Very Collection

Curve Longline Denim Short - Light Wash

Current sale price is £17

(Save £11)

Regular price was £28

4.5 out of 5 stars

2 reviews

The Very Collection 2 Pack Stretch Shorts - Multi

The Very Collection

2 Pack Stretch Shorts - Multi

£16

4.5 out of 5 stars

2 reviews

The Very Collection Denim Linen Button Through Co-Ord Top - Dark Wash

The Very Collection

Denim Linen Button Through Co-Ord Top - Dark Wash

£25

The Very Collection Embroidered Peplum Top - Light Blue

The Very Collection

Embroidered Peplum Top - Light Blue

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2.5 out of 5 stars

2 reviews

The Very Collection Pintuck Detail Puffball Midi Dress - Print

The Very Collection

Pintuck Detail Puffball Midi Dress - Print

Current sale price is £22.50

(Save £22.50)

Regular price was £45

2.2 out of 5 stars

5 reviews

Michelle Keegan Straight Leg Jeans - Mid Wash

Michelle Keegan

Straight Leg Jeans - Mid Wash

Current sale price is £10.50

(Save £24.50)

Regular price was £35

4.8 out of 5 stars

5 reviews

The Very Collection Georgette Ruffle Sleeve Mini Dress - Print

The Very Collection

Georgette Ruffle Sleeve Mini Dress - Print

Current sale price is £22.75

(Save £17.25)

Regular price was £40

4.5 out of 5 stars

2 reviews

The Very Collection Slim Fit Chino Short With Stretch - Navy

The Very Collection

Slim Fit Chino Short With Stretch - Navy

£18

3.2 out of 5 stars

5 reviews

The Very Collection Strappy Square Neck Sun Printed Midaxi Dress - Print

The Very Collection

Strappy Square Neck Sun Printed Midaxi Dress - Print

Current sale price is £27

(Save £18)

Regular price was £45

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.