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River Island Floral Embroidered Tie Front Jacket - Cream

Floral Embroidered Tie Front Jacket - Cream

Current sale price is £27.50

(Save £41.50)

Regular price was £69

V by Very Printed Ruffle Detail Blouse - Cream

Printed Ruffle Detail Blouse - Cream

Current sale price is £18

(Save £27)

Regular price was £45

3 out of 5 stars

2 reviews

V by Very Lace Insert Balloon Sleeve Foil Blouse - Cream

Lace Insert Balloon Sleeve Foil Blouse - Cream

Current sale price is £20.25

(Save £24.75)

Regular price was £45

2.7 out of 5 stars

3 reviews

V by Very Fringed Mini Dress - Cream

Fringed Mini Dress - Cream

Current sale price is £17.50

(Save £32.50)

Regular price was £50

1 out of 5 stars

2 reviews

River Island Plunge 3D Mini Dress - Cream

Plunge 3D Mini Dress - Cream

Current sale price is £30

(Save £45)

Regular price was £75

2 out of 5 stars

1 review

Michelle Keegan Knitted Cut Out Tassel Hem Dress - Cream

Michelle Keegan

Knitted Cut Out Tassel Hem Dress - Cream

Current sale price is £19

(Save £31)

Regular price was £50

5 out of 5 stars

3 reviews

River Island Short Sleeve Ruffle Bardot Top - Cream

Short Sleeve Ruffle Bardot Top - Cream

Current sale price is £19.50

(Save £19.50)

Regular price was £39

2.5 out of 5 stars

2 reviews

River Island Twist Front Maxi Dress - Cream

Twist Front Maxi Dress - Cream

Current sale price is £16.75

(Save £39.25)

Regular price was £56

3.5 out of 5 stars

2 reviews

River Island Ruffle Smock Dress - Cream

Ruffle Smock Dress - Cream

Current sale price is £39.50

(Save £15.50)

Regular price was £55

5 out of 5 stars

1 review

V by Very Pleated Extreme Trousers - Cream

Pleated Extreme Trousers - Cream

Current sale price is £14

(Save £21)

Regular price was £35

1.5 out of 5 stars

2 reviews

River Island Square Neck Mini Dress - Cream

Square Neck Mini Dress - Cream

Current sale price is £33.50

(Save £8.50)

Regular price was £42

1 out of 5 stars

1 review

V by Very Curve Diamante Button Waistcoat - Cream

V by Very Curve

Diamante Button Waistcoat - Cream

Current sale price is £22.25

(Save £5.75)

Regular price was £28

4.3 out of 5 stars

4 reviews

River Island Broderie Midi Dress - Cream

Broderie Midi Dress - Cream

Current sale price is £17.25

(Save £51.75)

Regular price was £69

4.5 out of 5 stars

2 reviews

New Look Cream Floral Print Lace Trim Mini Dress

Cream Floral Print Lace Trim Mini Dress

Current sale price is £23.25

(Save £6.74)

Regular price was £29.99

4.7 out of 5 stars

3 reviews

Skechers Arch Fit Footsteps Enchant Molded Double Band Slingback Sandal - Natural

Arch Fit Footsteps Enchant Molded Double Band Slingback Sandal - Natural

£44

3.4 out of 5 stars

9 reviews

V by Very Button Detail Short - Cream

Button Detail Short - Cream

Current sale price is £10.50

(Save £17.50)

Regular price was £28

1 out of 5 stars

1 review

V by Very All Over Embroidered Beach Dress - Ivory

All Over Embroidered Beach Dress - Ivory

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

2 reviews

V by Very Corsage Detail Knitted Midi Dress - Cream

Corsage Detail Knitted Midi Dress - Cream

Current sale price is £19.25

(Save £15.75)

Regular price was £35

Ravel Elrig Flat Sandals - Cream

Elrig Flat Sandals - Cream

Current sale price is £36

(Save £9)

Regular price was £45

V by Very Boyfriend Denim Jacket - Ecru

Boyfriend Denim Jacket - Ecru

Current sale price is £15.75

(Save £29.25)

Regular price was £45

3.7 out of 5 stars

7 reviews

Hush Puppies Willow Wedge Sandal - Cream

Willow Wedge Sandal - Cream

Current sale price is £72

(Save £18)

Regular price was £90

5 out of 5 stars

1 review

River Island Short Shirred Dress - Cream

Short Shirred Dress - Cream

Current sale price is £9

(Save £27)

Regular price was £36

SUPERGA 2750 Flower Sangallo

2750 Flower Sangallo

Current sale price is £26.25

(Save £48.75)

Regular price was £75

Lily & Lionel Annie Smocked Wishing Well Print Midi Dress - Multi

Annie Smocked Wishing Well Print Midi Dress - Multi

£110

5 out of 5 stars

1 review

BadRhino Linen Shorts - Natural

Linen Shorts - Natural

£34

New Look Wide Fit Off White Faux Leather Crossover Strap Sandals

Wide Fit Off White Faux Leather Crossover Strap Sandals

Current sale price is £12.75

(Save £17.24)

Regular price was £29.99

3 out of 5 stars

2 reviews

River Island Mid Sleeve Broderie Blouse - Cream

Mid Sleeve Broderie Blouse - Cream

Current sale price is £18.75

(Save £23.25)

Regular price was £42

Lily & Lionel Annie Wishing Well Mazi Dress - Beige

Annie Wishing Well Mazi Dress - Beige

£110

South Beach Mirror Detail Beach Blouse - Cream

Mirror Detail Beach Blouse - Cream

Current sale price is £20

(Save £30)

Regular price was £50

Superdry Lace Trim Maxi Dress - Cream

Lace Trim Maxi Dress - Cream

£75

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.