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Home & Garden, Customer Rating 3, £40-£50

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Silentnight Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Current sale price is £40

(Save £12)

Regular price was £52

3.8 out of 5 stars

121 reviews

Tower 50-Litre Rectangular Sensor Bin

50-Litre Rectangular Sensor Bin

£50

3.9 out of 5 stars

63 reviews

Asiatic Nova Antique Rug

+2 colours+1 colour

Available in blue, grey, multi, terracotta, purple coloursAvailable in blue, grey, multi, terracotta, purple coloursAvailable in blue, grey, multi, terracotta, purple coloursAvailable in blue, grey, multi, terracotta, purple coloursAvailable in blue, grey, multi, terracotta, purple colours

Nova Antique Rug

Current sale price is From £49

(Save up to £75)

Regular price was From £74

3.7 out of 5 stars

19 reviews

Bath Vida Priano 2 Door Under Sink Cabinet

Priano 2 Door Under Sink Cabinet

Current sale price is £49

(Save £6)

Regular price was £55

3.6 out of 5 stars

21 reviews

Michelle Keegan Home Concrete Mirror 80cm

Michelle Keegan Home

Concrete Mirror 80cm

Current sale price is £40

(Save £20)

Regular price was £60

3.8 out of 5 stars

4 reviews

Very Home Duck Feather and Down 13.5 Tog Duvet

Duck Feather and Down 13.5 Tog Duvet

Current sale price is From £40

(Save up to £15)

Regular price was From £50

3.9 out of 5 stars

102 reviews

Very Home Luxury Anti Allergy Goose Feather & Down 15 Tog Duvet

Luxury Anti Allergy Goose Feather & Down 15 Tog Duvet

Current sale price is From £50

(Save up to £40)

Regular price was From £90

3.1 out of 5 stars

19 reviews

The Very Collection Glamour Shaggy Rug

+2 colours+1 colour

Available in charcoal, silver, champagne, indigo, mauve coloursAvailable in charcoal, silver, champagne, indigo, mauve coloursAvailable in charcoal, silver, champagne, indigo, mauve coloursAvailable in charcoal, silver, champagne, indigo, mauve coloursAvailable in charcoal, silver, champagne, indigo, mauve colours

The Very Collection

Glamour Shaggy Rug

From £45

3.9 out of 5 stars

261 reviews

Very Home Memory Foam 2.5 cm Mattress Topper

Memory Foam 2.5 cm Mattress Topper

Current sale price is From £45

(Save up to £7)

Regular price was From £52

3.8 out of 5 stars

84 reviews

The Very Collection Hadley Rug - Multi

The Very Collection

Hadley Rug - Multi

From £50

3.9 out of 5 stars

8 reviews

Very Home Lisson 2 Drawer Bedside - White - FSC® Certified

Lisson 2 Drawer Bedside - White - FSC® Certified

Current sale price is £49

(Save £10)

Regular price was £59

3 out of 5 stars

4 reviews

Laurence Llewelyn-Bowen Cotswold Fantasia 100% Cotton Duvet Cover Set

Laurence Llewelyn-Bowen

Cotswold Fantasia 100% Cotton Duvet Cover Set

Current sale price is From £48

(Save up to £20)

Regular price was From £60

3.7 out of 5 stars

3 reviews

Very Home Dusk Textured Champagne Rug

Dusk Textured Champagne Rug

Current sale price is From £45

(Save up to £60)

Regular price was From £65

3 out of 5 stars

2 reviews

Slumberdown Comfy Hugs Heated Throw in Plum

Comfy Hugs Heated Throw in Plum

Current sale price is £43

(Save £12)

Regular price was £55

3.4 out of 5 stars

20 reviews

The Very Collection 300 Thread Count Soft Touch Sateen Stripe Duvet Cover Set

Available in black, white, silver grey coloursAvailable in black, white, silver grey coloursAvailable in black, white, silver grey coloursAvailable in black, white, silver grey coloursAvailable in black, white, silver grey colours

The Very Collection

300 Thread Count Soft Touch Sateen Stripe Duvet Cover Set

From £45

3.3 out of 5 stars

10 reviews

Croydex Malham Illuminated Mirror - Battery Operated

Malham Illuminated Mirror - Battery Operated

£50

3.7 out of 5 stars

3 reviews

GFW Kube 2x2 Storage Cube - Black/Oak

Kube 2x2 Storage Cube - Black/Oak

£45

3 out of 5 stars

2 reviews

Bath Vida Priano 2 Door Under Sink Cabinet

Priano 2 Door Under Sink Cabinet

Current sale price is £49

(Save £6)

Regular price was £55

3.2 out of 5 stars

13 reviews

Very Home Tia Two Tiered Floor Lamp - Grey/Silver

Tia Two Tiered Floor Lamp - Grey/Silver

Current sale price is £50

(Save £20)

Regular price was £70

3.9 out of 5 stars

8 reviews

Silentnight Washed Supersoft Coverless Duvet And Pillowcase Set

Washed Supersoft Coverless Duvet And Pillowcase Set

From £50

3 out of 5 stars

2 reviews

Slumberdown Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

From £45

3.9 out of 5 stars

38 reviews

Very Home Luxury Faux Fur Rug - Quad

+1 colour

Available in grey, mink, ivory, blush pink coloursAvailable in grey, mink, ivory, blush pink coloursAvailable in grey, mink, ivory, blush pink coloursAvailable in grey, mink, ivory, blush pink coloursAvailable in grey, mink, ivory, blush pink colours

Luxury Faux Fur Rug - Quad

Current sale price is £42

(Save £20)

Regular price was £62

3.3 out of 5 stars

6 reviews

The Very Collection Hadley Rug

Available in cream, green coloursAvailable in cream, green coloursAvailable in cream, green coloursAvailable in cream, green coloursAvailable in cream, green colours

The Very Collection

Hadley Rug

From £50

3.7 out of 5 stars

9 reviews

The Very Collection New Devon Lamp Table - Grey/Walnut - FSC Certified

The Very Collection

New Devon Lamp Table - Grey/Walnut - FSC Certified

Current sale price is £49

(Save £20)

Regular price was £69

3.7 out of 5 stars

3 reviews

Very Home Brio Curves Rug - Natural

Brio Curves Rug - Natural

From £45

3.8 out of 5 stars

4 reviews

Very Home Sherlock Floor Lamp - Cream and Black

Sherlock Floor Lamp - Cream and Black

Current sale price is £45

(Save £35)

Regular price was £80

3.8 out of 5 stars

5 reviews

PawHut 125cm Cat Scratching Tower

125cm Cat Scratching Tower

£43

3.9 out of 5 stars

18 reviews

Tower 50-Litre Rectangular Sensor Bin

50-Litre Rectangular Sensor Bin

£50

3.9 out of 5 stars

66 reviews

JML Starlyf Power Washer Cordless Pressure Washer

Starlyf Power Washer Cordless Pressure Washer

£50

3.7 out of 5 stars

26 reviews

Very Home Ultimate Luxury White Goose Down Pillow – Single

Ultimate Luxury White Goose Down Pillow – Single

Current sale price is £40

(Save £10)

Regular price was £50

3.9 out of 5 stars

29 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.