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Garden Furniture22

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undefined Santa Cruz 8-Piece Furniture Set

Santa Cruz 8-Piece Furniture Set

Current sale price is £152.99

(Save £47)

Regular price was £199.99

4.4 out of 5 stars

602 reviews

undefined Nevada 160 cm Long Dining Table + Corner Seat and Bench Dining Set - Black/Cream - FSC® Certified

Nevada 160 cm Long Dining Table + Corner Seat and Bench Dining Set - Black/Cream - FSC® Certified

£1099

5 out of 5 stars

1 review

undefined Luxury Relaxer Chair

Luxury Relaxer Chair

Current sale price is £35.99

(Save £9)

Regular price was £44.99

4.5 out of 5 stars

238 reviews

undefined Ohio 160 cm Long Dining Table + Benches Corner Dining Set

Ohio 160 cm Long Dining Table + Benches Corner Dining Set

Current sale price is £799

(Save £200)

Regular price was £999

3.9 out of 5 stars

35 reviews

undefined Platform Bed with Mattress Options (Buy & SAVE!) - Black

Platform Bed with Mattress Options (Buy & SAVE!) - Black

From £99

4.8 out of 5 stars

22 reviews

undefined Panama Multi-Position Lounge Set

Michelle Keegan Home

Panama Multi-Position Lounge Set

Current sale price is £549.99

(Save £50)

Regular price was £599.99

5 out of 5 stars

2 reviews

undefined Vazzano 3m Cantilever Parasol Grey

Vazzano 3m Cantilever Parasol Grey

Current sale price is £114.99

(Save £45)

Regular price was £159.99

2 out of 5 stars

1 review

undefined Arabella Round Dining Table + 4 Carina Natural Chairs - White/Black/Natural

Arabella Round Dining Table + 4 Carina Natural Chairs - White/Black/Natural

Current sale price is £649

(Save £150)

Regular price was £799

undefined Vazzano 2.7m Parasol Grey

Vazzano 2.7m Parasol Grey

Current sale price is £59.99

(Save £10)

Regular price was £69.99

undefined Domino Metal Trio Bunk Bed with Optional Mattresses - with Ladder and Top Bunk Guard Rail

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, silver, white coloursAvailable in black, silver, white coloursAvailable in black, silver, white coloursAvailable in black, silver, white coloursAvailable in black, silver, white colours

Domino Metal Trio Bunk Bed with Optional Mattresses - with Ladder and Top Bunk Guard Rail

Current sale price is From £179

(Save up to £40)

Regular price was From £199

3.8 out of 5 stars

146 reviews

undefined Chopstick 120 cm Round Dining Table + 4 Alisha Boucle Chairs - Black/Cream

Chopstick 120 cm Round Dining Table + 4 Alisha Boucle Chairs - Black/Cream

Current sale price is £479

(Save £220)

Regular price was £699

5 out of 5 stars

2 reviews

undefined Gazebo

Gazebo

£226.99

5 out of 5 stars

3 reviews

undefined Small Garden Shed, Steel Lean-to Shed for Bike with Adjustable Shelf, Lock, 5x3

Small Garden Shed, Steel Lean-to Shed for Bike with Adjustable Shelf, Lock, 5x3

Current sale price is £134.99

(Save £25)

Regular price was £159.99

1 out of 5 stars

3 reviews

undefined 6.5ft x 3.5ft Garden Shed, Metal Shed for Garden and Outdoor Storage, Dark Grey

6.5ft x 3.5ft Garden Shed, Metal Shed for Garden and Outdoor Storage, Dark Grey

Current sale price is £184.99

(Save £35)

Regular price was £219.99

4 out of 5 stars

1 review

undefined 6ft X 4ft Castleton Pent Roof Metal Shed

6ft X 4ft Castleton Pent Roof Metal Shed

Current sale price is £179.99

(Save £35)

Regular price was £214.99

3.2 out of 5 stars

5 reviews

undefined Arabella 160 cm Rectangle Ceramic Top Dining Table + 6 Arabella Chairs - Black/White/Grey - FSC® Certified

Arabella 160 cm Rectangle Ceramic Top Dining Table + 6 Arabella Chairs - Black/White/Grey - FSC® Certified

Current sale price is £699

(Save £100)

Regular price was £799

4.7 out of 5 stars

3 reviews

undefined Portofino Hanging Egg Chair

Portofino Hanging Egg Chair

Current sale price is £251.99

(Save £78)

Regular price was £329.99

4.6 out of 5 stars

36 reviews

undefined Kaia Chevron 160cm Dining Table

Kaia Chevron 160cm Dining Table

£299

3 out of 5 stars

2 reviews

undefined Messina Pergola Black 3000x4000mm

Messina Pergola Black 3000x4000mm

Current sale price is £3059

(Save £340)

Regular price was £3399

undefined Bronx 160 cm Walnut Dining Table + 1 Black Faux Leather Bench and 4 Chairs - FSC® Certified

Bronx 160 cm Walnut Dining Table + 1 Black Faux Leather Bench and 4 Chairs - FSC® Certified

Current sale price is £699

(Save £200)

Regular price was £899

undefined Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

Michelle Keegan Home

Cortes 120 cm Ceramic Top Dining Table + 4 Chairs

Current sale price is £569

(Save £230)

Regular price was £799

4.7 out of 5 stars

7 reviews

undefined Oslo 120 cm Round Oak/Black Dining Table + 4 Alisha Cream Boucle Dining Chairs

Oslo 120 cm Round Oak/Black Dining Table + 4 Alisha Cream Boucle Dining Chairs

£699

undefined Corbin Ceramic Top 160-200 cm Extending Dining Table + 6 Marlow Chairs - Black/Grey

Corbin Ceramic Top 160-200 cm Extending Dining Table + 6 Marlow Chairs - Black/Grey

£1199

undefined 8 x 6ft Outdoor Garden Storage Shed with Double Sliding Door, Light Grey

8 x 6ft Outdoor Garden Storage Shed with Double Sliding Door, Light Grey

Current sale price is £254.99

(Save £45)

Regular price was £299.99

3 out of 5 stars

2 reviews

undefined Messina Pergola Louvre Screen Black 900x2180mm

Messina Pergola Louvre Screen Black 900x2180mm

Current sale price is £448.99

(Save £51)

Regular price was £499.99

undefined Roslyn 2 Seater Bar Table Set

Roslyn 2 Seater Bar Table Set

£109

undefined Bushwick Metal Bed Frame - Grey

Bushwick Metal Bed Frame - Grey

Current sale price is From £149

(Save up to £60)

Regular price was From £209

3.9 out of 5 stars

10 reviews

undefined Monaco Ottoman Bed Frame

Monaco Ottoman Bed Frame

From £499

5 out of 5 stars

1 review

undefined 7 x 4ft Garden Shed Storage with Locking Door and Foundation Kit, Dark Grey

7 x 4ft Garden Shed Storage with Locking Door and Foundation Kit, Dark Grey

£199.99

3.4 out of 5 stars

8 reviews

undefined Oslo 120 cm Round Dining Table - Oak/Black - FSC® Certified

Oslo 120 cm Round Dining Table - Oak/Black - FSC® Certified

£299

5 out of 5 stars

1 review

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Number of results per page

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.