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The Very Collection Cotton Rich Pointelle V Neck Cardigan With Lace Trim - Cream

The Very Collection

Cotton Rich Pointelle V Neck Cardigan With Lace Trim - Cream

Current sale price is £20

(Save £12)

Regular price was £32

5 out of 5 stars

1 review

The Very Collection Cotton Rich Fringe Knitted Cardigan - Chocolate

The Very Collection

Cotton Rich Fringe Knitted Cardigan - Chocolate

Current sale price is £25

(Save £20)

Regular price was £45

5 out of 5 stars

1 review

The Very Collection Cotton Rich Sun Button V Neck Cardigan - Cream

The Very Collection

Cotton Rich Sun Button V Neck Cardigan - Cream

Current sale price is £16

(Save £22)

Regular price was £38

4.3 out of 5 stars

3 reviews

New Look Lightweight Short Sleeve Cardigan - Blue

Lightweight Short Sleeve Cardigan - Blue

Current sale price is £20

(Save £7.99)

Regular price was £27.99

5 out of 5 stars

1 review

Roman Longline Back Detail Cardigan

Longline Back Detail Cardigan

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

1 review

The Very Collection Curve Knitted Peplum Waistcoat

The Very Collection

Curve Knitted Peplum Waistcoat

Current sale price is £16.75

(Save £11.25)

Regular price was £28

5 out of 5 stars

1 review

The Very Collection Frill Collar Short Sleeve Knitted Cardigan - Cream

The Very Collection

Frill Collar Short Sleeve Knitted Cardigan - Cream

Current sale price is £15

(Save £13)

Regular price was £28

5 out of 5 stars

1 review

The Very Collection Stitch Detail Button Down Jumper - Red

The Very Collection

Stitch Detail Button Down Jumper - Red

Current sale price is £11

(Save £17)

Regular price was £28

2.5 out of 5 stars

2 reviews

The Very Collection V Neck Crochet Cardigan Coord - Chocolate

The Very Collection

V Neck Crochet Cardigan Coord - Chocolate

Current sale price is £20

(Save £18)

Regular price was £38

5 out of 5 stars

2 reviews

New Look Chunky Knit V-Neck Cardigan - Light Grey

Chunky Knit V-Neck Cardigan - Light Grey

Current sale price is £17

(Save £12.99)

Regular price was £29.99

5 out of 5 stars

2 reviews

The Very Collection Curve Shell Button Short Sleeve Cardigan

The Very Collection

Curve Shell Button Short Sleeve Cardigan

Current sale price is £21.75

(Save £10.25)

Regular price was £32

5 out of 5 stars

1 review

The Very Collection Cotton Rich Sun Button V Neck Cardigan - Orange

The Very Collection

Cotton Rich Sun Button V Neck Cardigan - Orange

Current sale price is £16

(Save £22)

Regular price was £38

5 out of 5 stars

1 review

The Very Collection Curve Button Detail Cardigan

The Very Collection

Curve Button Detail Cardigan

Current sale price is £16.75

(Save £15.25)

Regular price was £32

The Very Collection Curve Knitted Peplum Waistcoat

The Very Collection

Curve Knitted Peplum Waistcoat

£28

4 out of 5 stars

4 reviews

The Very Collection Cotton Rich Short Sleeve Blanket Stitch Cardigan - Sage Green

The Very Collection

Cotton Rich Short Sleeve Blanket Stitch Cardigan - Sage Green

Current sale price is £12

(Save £16)

Regular price was £28

The Very Collection Girls Cherry Cardigan - Print

The Very Collection

Girls Cherry Cardigan - Print

Current sale price is From £5.50

(Save up to £9.75)

Regular price was From £14

5 out of 5 stars

2 reviews

River Island Crew Cardigan - Blue

Crew Cardigan - Blue

Current sale price is £21.75

(Save £10.25)

Regular price was £32

The Very Collection Classic Comfort Edge To Edge Cardigan - Black

The Very Collection

Classic Comfort Edge To Edge Cardigan - Black

£20

5 out of 5 stars

1 review

The Very Collection Girls Openwork Crochet Cardigan - Yellow

The Very Collection

Girls Openwork Crochet Cardigan - Yellow

Current sale price is From £6.50

(Save up to £8.50)

Regular price was From £14

Michelle Keegan Batwing Cardigan With Gold Hardware - Olive

Michelle Keegan

Batwing Cardigan With Gold Hardware - Olive

Current sale price is £16.50

(Save £28.50)

Regular price was £45

4.7 out of 5 stars

9 reviews

Roman Lace Trim Knit Cardigan - Ivory

Lace Trim Knit Cardigan - Ivory

Current sale price is £33.50

(Save £8.50)

Regular price was £42

5 out of 5 stars

2 reviews

The Very Collection Girls Heart Pocket Cardigan - Pink

The Very Collection

Girls Heart Pocket Cardigan - Pink

Current sale price is From £13.25

(Save up to £4)

Regular price was From £17

5 out of 5 stars

1 review

The Very Collection Cotton Rich Cherry Embroidered Long Sleeve Cardigan - Cream

The Very Collection

Cotton Rich Cherry Embroidered Long Sleeve Cardigan - Cream

£40

5 out of 5 stars

3 reviews

Only Onlilse Structure Co-ord Vest - Silver Lining

Onlilse Structure Co-ord Vest - Silver Lining

Current sale price is £11.75

(Save £4.25)

Regular price was £16

River Island Short Sleeve Polo Cardigan - Green

Short Sleeve Polo Cardigan - Green

Current sale price is £15.50

(Save £10.50)

Regular price was £26

5 out of 5 stars

1 review

The Very Collection Girls Heart Long Sleeve Cardigan - Pink

The Very Collection

Girls Heart Long Sleeve Cardigan - Pink

Current sale price is From £7.50

(Save up to £10.50)

Regular price was From £15

5 out of 5 stars

1 review

New Look Tipped Crew Neck Cardigan - Brown

Tipped Crew Neck Cardigan - Brown

Current sale price is £17.50

(Save £12.49)

Regular price was £29.99

4.7 out of 5 stars

3 reviews

The Very Collection Short Sleeve Crew Neck Cardigan - Beige

The Very Collection

Short Sleeve Crew Neck Cardigan - Beige

Current sale price is £12.75

(Save £12.25)

Regular price was £25

1 out of 5 stars

1 review

New Look Cotton Rich Ladder Stitch Scallop Trim Knitted Cardigan - Pink

Cotton Rich Ladder Stitch Scallop Trim Knitted Cardigan - Pink

Current sale price is £17.25

(Save £12.74)

Regular price was £29.99

The Very Collection Crew Neck Contrast Edge Cardigan - Brown

The Very Collection

Crew Neck Contrast Edge Cardigan - Brown

£18

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.