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Berghaus Mens 24/7 Tech Tee - Black

Mens 24/7 Tech Tee - Black

Current sale price is £25

(Save £7)

Regular price was £32

3.5 out of 5 stars

2 reviews

Mens Classic Short Sleeve Sleeve Xl-Logo Tee - Black

Current sale price is £19

(Save £9)

Regular price was £28

3 out of 5 stars

2 reviews

Craghoppers Mens Nosife Abel Long Sleeved T-Shirt - Blue

Mens Nosife Abel Long Sleeved T-Shirt - Blue

Current sale price is £36

(Save £9)

Regular price was £45

3 out of 5 stars

2 reviews

Mens Classic Logo T-shirt - White

Current sale price is £22

(Save £6)

Regular price was £28

3 out of 5 stars

1 review

Mens Classic Short Sleeve Sleeve Logo Tee - Grey

Current sale price is £22

(Save £6)

Regular price was £28

3 out of 5 stars

1 review

Merrell Mens Speed Fusion Sport RMX Sandals - Black

Mens Speed Fusion Sport RMX Sandals - Black

Current sale price is £40

(Save £40)

Regular price was £80

3.5 out of 5 stars

2 reviews

Columbia Men's Peakfreak Rush Outdry Hiking Shoes - Black

Men's Peakfreak Rush Outdry Hiking Shoes - Black

Current sale price is £66.50

(Save £48.50)

Regular price was £115

3 out of 5 stars

2 reviews

Regatta Mens Professional Workwear Ablaze Printable Softshell Jacket- Grey

Mens Professional Workwear Ablaze Printable Softshell Jacket- Grey

£18

3.9 out of 5 stars

7 reviews

Regatta Mens Amble Waterproof Walking Boots - Black

Mens Amble Waterproof Walking Boots - Black

Current sale price is £40

(Save £15)

Regular price was £55

3 out of 5 stars

2 reviews

THE NORTH FACE Horizon Hat - Black

Horizon Hat - Black

£28

3.9 out of 5 stars

38 reviews

adidas Terrex Mens Xpl 2 Layer Rain Jacket - Black

Mens Xpl 2 Layer Rain Jacket - Black

Current sale price is £81.50

(Save £88.50)

Regular price was £170

3 out of 5 stars

1 review

THE NORTH FACE Mens Hedgehog Goretex Hiking Shoes - Black

Mens Hedgehog Goretex Hiking Shoes - Black

Current sale price is £81.50

(Save £53.50)

Regular price was £135

3 out of 5 stars

2 reviews

adidas Terrex Mens Eastrail 3 Climaproof Hiking Boots - Grey

Mens Eastrail 3 Climaproof Hiking Boots - Grey

Current sale price is £55.25

(Save £29.75)

Regular price was £85

3 out of 5 stars

3 reviews

Salomon Mens Hiking X Ultra 360 Goretex shoes - Black

Mens Hiking X Ultra 360 Goretex shoes - Black

Current sale price is £81

(Save £59)

Regular price was £140

3.9 out of 5 stars

8 reviews

Regatta Mens Lyle IV Jacket - Black

Mens Lyle IV Jacket - Black

Current sale price is £35

(Save £13)

Regular price was £48

3.8 out of 5 stars

8 reviews

Regatta Adult Waterproof Robe- - IIvy Moss/Navy

Adult Waterproof Robe- - IIvy Moss/Navy

£60

3.8 out of 5 stars

12 reviews

The North Face Men's Lightning Zip-In Jacket - Grey

Men's Lightning Zip-In Jacket - Grey

Current sale price is £80

(Save £80)

Regular price was £160

3 out of 5 stars

2 reviews

Regatta Stormbreak Waterproof Shell Jacket - Black

Stormbreak Waterproof Shell Jacket - Black

£20

3.6 out of 5 stars

20 reviews

The North Face Men's Mountain Athletics Fleece Pant - Blue

Men's Mountain Athletics Fleece Pant - Blue

Current sale price is £42

(Save £28)

Regular price was £70

3 out of 5 stars

1 review

Regatta Mens Andreson Hybrid Padded Jacket - Navy

Mens Andreson Hybrid Padded Jacket - Navy

Current sale price is £30

(Save £12)

Regular price was £42

3.5 out of 5 stars

4 reviews

Regatta Mens Samaris 3 Season Hiking Socks - Black

Mens Samaris 3 Season Hiking Socks - Black

£18

3.8 out of 5 stars

5 reviews

Regatta Mens Mens Newhill Hooded Fleece - Grey

Mens Mens Newhill Hooded Fleece - Grey

Current sale price is £19

(Save £26)

Regular price was £45

3.7 out of 5 stars

3 reviews

Regatta Mens Professional Workwear Pro Action Stretch Trousers- Navy

Mens Professional Workwear Pro Action Stretch Trousers- Navy

£30

3 out of 5 stars

1 review

Regatta Mens Matt Ii Waterproof Shell Jacket - Navy

Mens Matt Ii Waterproof Shell Jacket - Navy

£48

3.7 out of 5 stars

3 reviews

Regatta Mens Professional Workwear Ablaze Printable Softshell Jacket- Navy

Mens Professional Workwear Ablaze Printable Softshell Jacket- Navy

£18

3.7 out of 5 stars

7 reviews

Regatta Stormbreak Jacket - Navy

Stormbreak Jacket - Navy

£21

3.9 out of 5 stars

20 reviews

Craghoppers Mens Kiwi Pro III Convertible Trousers - Black

Mens Kiwi Pro III Convertible Trousers - Black

£55

3.5 out of 5 stars

2 reviews

The North Face Unisex Heritage Ski Tuke Beanie Hat - Brown

Unisex Heritage Ski Tuke Beanie Hat - Brown

Current sale price is £21

(Save £14)

Regular price was £35

3 out of 5 stars

2 reviews

Columbia Mens Challenger Full Zip Windbreaker - Black

Mens Challenger Full Zip Windbreaker - Black

£70

3 out of 5 stars

1 review

The North Face Mens Quest Mono Jacket - Grey

Mens Quest Mono Jacket - Grey

£115

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.