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The Very Collection Padded 4 Pocket Parka - Graphite

The Very Collection

Padded 4 Pocket Parka - Graphite

Current sale price is £25.50

(Save £59.50)

Regular price was £85

4.5 out of 5 stars

2 reviews

The Very Collection Relaxed Fit Car Coat - Charcoal

The Very Collection

Relaxed Fit Car Coat - Charcoal

Current sale price is £39.75

(Save £49.25)

Regular price was £89

4 out of 5 stars

3 reviews

The Very Collection Pocket Front Quarter Zip Jumper - Navy

The Very Collection

Pocket Front Quarter Zip Jumper - Navy

Current sale price is £18.25

(Save £15.75)

Regular price was £34

4 out of 5 stars

2 reviews

The Very Collection Faux Wool Collared Jacket - Navy

The Very Collection

Faux Wool Collared Jacket - Navy

Current sale price is £29.25

(Save £35.75)

Regular price was £65

5 out of 5 stars

1 review

The Very Collection 4 Pocket Padded Parka Jacket - Black

The Very Collection

4 Pocket Padded Parka Jacket - Black

Current sale price is £25.25

(Save £59.75)

Regular price was £85

5 out of 5 stars

2 reviews

The Very Collection Cotton Rich Collared Harrington Jacket - Navy

The Very Collection

Cotton Rich Collared Harrington Jacket - Navy

Current sale price is £32.50

(Save £17.50)

Regular price was £50

5 out of 5 stars

1 review

The Very Collection 5 Pack Cotton Blend Crew T-shirt - Multi

The Very Collection

5 Pack Cotton Blend Crew T-shirt - Multi

£35

4.7 out of 5 stars

45 reviews

The Very Collection Cotton Rich Cargo Joggers - Black

The Very Collection

Cotton Rich Cargo Joggers - Black

Current sale price is £18

(Save £10)

Regular price was £28

5 out of 5 stars

1 review

The Very Collection Borg Collar Padded Bomber Jacket - Khaki

The Very Collection

Borg Collar Padded Bomber Jacket - Khaki

Current sale price is £18

(Save £42)

Regular price was £60

The Very Collection Outdoor Tech Trouser - Black

The Very Collection

Outdoor Tech Trouser - Black

Current sale price is £12.75

(Save £19.25)

Regular price was £32

The Very Collection High Neck Crew Neck Jumper with Wool - Black

The Very Collection

High Neck Crew Neck Jumper with Wool - Black

Current sale price is £12

(Save £18)

Regular price was £30

The Very Collection Midweight Knitted Crew Neck Jumper - Brown

The Very Collection

Midweight Knitted Crew Neck Jumper - Brown

Current sale price is £13.50

(Save £16.50)

Regular price was £30

The Very Collection Feather And Down Heat Sealed Midweight Padded Jacket - Graphite Grey

The Very Collection

Feather And Down Heat Sealed Midweight Padded Jacket - Graphite Grey

Current sale price is £46

(Save £69)

Regular price was £115

3 out of 5 stars

2 reviews

The Very Collection Hooded Knitted Jumper - Charcoal

The Very Collection

Hooded Knitted Jumper - Charcoal

Current sale price is £25

(Save £11)

Regular price was £36

The Very Collection Faux Wool Collared Jacket - Winter White

The Very Collection

Faux Wool Collared Jacket - Winter White

Current sale price is £29.25

(Save £35.75)

Regular price was £65

5 out of 5 stars

2 reviews

The Very Collection Straight Jeans with Stretch - Vintage Wash

The Very Collection

Straight Jeans with Stretch - Vintage Wash

£28

4.5 out of 5 stars

11 reviews

The Very Collection Textured Stripe 1/4 Zip with Cotton - Mushroom

The Very Collection

Textured Stripe 1/4 Zip with Cotton - Mushroom

Current sale price is £14.25

(Save £21.75)

Regular price was £36

5 out of 5 stars

2 reviews

The Very Collection Cord Trousers - Dark Green

The Very Collection

Cord Trousers - Dark Green

Current sale price is £15.75

(Save £19.25)

Regular price was £35

4 out of 5 stars

1 review

The Very Collection Premium Loose Fit Jeans With Stretch - Mid Blue

The Very Collection

Premium Loose Fit Jeans With Stretch - Mid Blue

£32

5 out of 5 stars

1 review

The Very Collection 2 Pack Pure Cotton Crew Neck T-shirts - White

The Very Collection

2 Pack Pure Cotton Crew Neck T-shirts - White

£14

4.5 out of 5 stars

19 reviews

The Very Collection Utility Pocket Fleece Jacket - Black

The Very Collection

Utility Pocket Fleece Jacket - Black

Current sale price is £24.75

(Save £20.25)

Regular price was £45

5 out of 5 stars

1 review

The Very Collection Washed Twill Trousers - Charcoal

The Very Collection

Washed Twill Trousers - Charcoal

Current sale price is £10.50

(Save £24.50)

Regular price was £35

5 out of 5 stars

1 review

The Very Collection Cotton Rich Textured 1/4 Zip - Navy

The Very Collection

Cotton Rich Textured 1/4 Zip - Navy

Current sale price is £17.50

(Save £14.50)

Regular price was £32

The Very Collection Outdoor Tech Trouser - Khaki

The Very Collection

Outdoor Tech Trouser - Khaki

Current sale price is £9.50

(Save £22.50)

Regular price was £32

The Very Collection Printed Borg Panel Jacket - Black

The Very Collection

Printed Borg Panel Jacket - Black

Current sale price is £19.75

(Save £25.25)

Regular price was £45

5 out of 5 stars

4 reviews

The Very Collection Slim Jeans With Stretch - Indigo

The Very Collection

Slim Jeans With Stretch - Indigo

£24

The Very Collection Straight Jeans With Stretch - Stay Black

The Very Collection

Straight Jeans With Stretch - Stay Black

£24

4.7 out of 5 stars

11 reviews

The Very Collection Cotton Rich 1/4 Zip Sweat Top - Navy

The Very Collection

Cotton Rich 1/4 Zip Sweat Top - Navy

£30

The Very Collection Slim Jeans with Stretch - Vintage Wash

The Very Collection

Slim Jeans with Stretch - Vintage Wash

£28

4.2 out of 5 stars

13 reviews

The Very Collection Premium Straight Stretch Jeans - Mid Blue

The Very Collection

Premium Straight Stretch Jeans - Mid Blue

£28

4.8 out of 5 stars

51 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.