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Emporio Armani Bodywear 2 Pack Stretch Cotton Crew Neck T-Shirts - Navy

Emporio Armani Bodywear

2 Pack Stretch Cotton Crew Neck T-Shirts - Navy

Current sale price is £40

(Save £20)

Regular price was £60

adidas Terrex Mens Outdoor Xploric Cargo Joggers - Navy

Mens Outdoor Xploric Cargo Joggers - Navy

Current sale price is £42.50

(Save £42.50)

Regular price was £85

4.7 out of 5 stars

20 reviews

adidas Mens Running Own The Run Jacket - Blue

Mens Running Own The Run Jacket - Blue

Current sale price is £48

(Save £12)

Regular price was £60

4.8 out of 5 stars

75 reviews

adidas Sportswear Mens Sportswear Basic 3-stripe French Terry Tracksuit - Blue

adidas Sportswear

Mens Sportswear Basic 3-stripe French Terry Tracksuit - Blue

Current sale price is £48

(Save £12)

Regular price was £60

adidas Sportswear Men's Essential 3-Stripe Overhead Fleece Hoodie - Blue

adidas Sportswear

Men's Essential 3-Stripe Overhead Fleece Hoodie - Blue

£45

4.5 out of 5 stars

2 reviews

adidas Terrex Mens Outdoor Multi Essentials 2L Rain Jacket - Navy

Mens Outdoor Multi Essentials 2L Rain Jacket - Navy

Current sale price is £42.50

(Save £42.50)

Regular price was £85

4.4 out of 5 stars

17 reviews

Ellesse Mens Very Exclusive Miscuglio Crew And Short Set - Blue Speckle

Mens Very Exclusive Miscuglio Crew And Short Set - Blue Speckle

Current sale price is £42.25

(Save £22.75)

Regular price was £65

Relaxed Fit Centre Logo T-Shirt - Dark Blue

£45

5 out of 5 stars

1 review

UNDER ARMOUR Mens Training Rival Fleece Joggers - Navy

Mens Training Rival Fleece Joggers - Navy

£45

4.8 out of 5 stars

319 reviews

adidas Manchester United Mens 24/25 Away Stadium Replica Shirt -navy

Manchester United Mens 24/25 Away Stadium Replica Shirt -navy

Current sale price is £40

(Save £40)

Regular price was £80

5 out of 5 stars

3 reviews

J LINDEBERG Mens Golf Bridge Polo - Blue

Mens Golf Bridge Polo - Blue

Current sale price is £48.75

(Save £16.25)

Regular price was £65

Craghoppers Mens Ponsa Waterproof Jacket - Navy

Mens Ponsa Waterproof Jacket - Navy

Current sale price is £50

(Save £20)

Regular price was £70

5 out of 5 stars

1 review

Levi's Truckee Long Sleeve Denim Overshirt - Blue

Truckee Long Sleeve Denim Overshirt - Blue

Current sale price is £42

(Save £18)

Regular price was £60

5 out of 5 stars

3 reviews

New Balance Mens Sports Essential Fleece Crew Sweater - Blue

Mens Sports Essential Fleece Crew Sweater - Blue

Current sale price is £44

(Save £11)

Regular price was £55

4.6 out of 5 stars

30 reviews

Armani Exchange Blue Edition Poplin Shirt - Navy

Armani Exchange

Blue Edition Poplin Shirt - Navy

Current sale price is £46

(Save £69)

Regular price was £115

Superdry Athletic Club Crew Sweat - Navy

Athletic Club Crew Sweat - Navy

£50

Armani Exchange Knitted Polo Shirt - Navy

Armani Exchange

Knitted Polo Shirt - Navy

Current sale price is £44.50

(Save £50.50)

Regular price was £95

2 out of 5 stars

1 review

Lyle & Scott Ombre Check Flannel Shirt - Dark Blue

Ombre Check Flannel Shirt - Dark Blue

Current sale price is £45.50

(Save £24.50)

Regular price was £70

5 out of 5 stars

1 review

Lyle & Scott Golf Mens Tipped Rib Polo Shirt - Navy

Lyle & Scott Golf

Mens Tipped Rib Polo Shirt - Navy

Current sale price is £42

(Save £18)

Regular price was £60

Wrangler 124MJ Denim Jacket - Blue

124MJ Denim Jacket - Blue

Current sale price is £40

(Save £60)

Regular price was £100

5 out of 5 stars

1 review

Regatta Mens Thornbridge Waterproof Insulated Jacket - Blue

Mens Thornbridge Waterproof Insulated Jacket - Blue

£49

4.3 out of 5 stars

3 reviews

New Balance Mens Reimagined Woven Graphic Jacket - Blue

Mens Reimagined Woven Graphic Jacket - Blue

Current sale price is £45

(Save £45)

Regular price was £90

EA7 Emporio Armani

Train Core Id Small Logo Polo Shirt - Navy

Current sale price is £47.25

(Save £27.75)

Regular price was £75

adidas Originals Men's Adicolor Baggy Fit Hoodie - Blue

adidas Originals

Men's Adicolor Baggy Fit Hoodie - Blue

Current sale price is £48

(Save £12)

Regular price was £60

4.9 out of 5 stars

22 reviews

Lacoste Long Sleeved Cotton T-shirt- Navy

Long Sleeved Cotton T-shirt- Navy

Current sale price is £48

(Save £12)

Regular price was £60

5 out of 5 stars

1 review

adidas Mens Arsenal Trainingwear Polo- Navy

Mens Arsenal Trainingwear Polo- Navy

£40

adidas Mens Arsenal Trainingwear Jersey - Blue

Mens Arsenal Trainingwear Jersey - Blue

£45

4.8 out of 5 stars

6 reviews

Tommy Hilfiger Knitted Stripe Polo Shirt - Navy

Knitted Stripe Polo Shirt - Navy

Current sale price is £45.50

(Save £74.50)

Regular price was £120

Armani Exchange Zip Neck Polo Shirt - Navy

Armani Exchange

Zip Neck Polo Shirt - Navy

Current sale price is £49.25

(Save £35.75)

Regular price was £85

Calvin Klein Knitted Relax Fit Polo Shirt - Navy

Knitted Relax Fit Polo Shirt - Navy

Current sale price is £45

(Save £65)

Regular price was £110

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.