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The Very Collection Albion Luxury Faux Leather High Back 2 Seater Sofa - FSC® Certified

Available in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black colours

The Very Collection

Albion Luxury Faux Leather High Back 2 Seater Sofa - FSC® Certified

Current sale price is £399

(Save £120)

Regular price was £519

4.3 out of 5 stars

25 reviews

adidas Originals Womens Gazelle Bold Trainers - Brown

adidas Originals

Womens Gazelle Bold Trainers - Brown

Current sale price is £76

(Save £18)

Regular price was £94

4.8 out of 5 stars

1.2k reviews

River Island Spot Point Sling Back Court - Brown

Spot Point Sling Back Court - Brown

Current sale price is £20

(Save £19)

Regular price was £39

New Look Faux Suede Flat Tassel Loafer Mules - Brown

Faux Suede Flat Tassel Loafer Mules - Brown

Current sale price is £17

(Save £10.99)

Regular price was £27.99

The Very Collection Stretch Jersey Maxi Dress - Brown

The Very Collection

Stretch Jersey Maxi Dress - Brown

£22

4 out of 5 stars

2 reviews

New Look Faux Leather Heeled Mule Sandals - Dark Brown

Faux Leather Heeled Mule Sandals - Dark Brown

Current sale price is £31.25

(Save £5.74)

Regular price was £36.99

4.5 out of 5 stars

2 reviews

The Very Collection Linen Shorts Co-Ord - Brown

The Very Collection

Linen Shorts Co-Ord - Brown

£16

4 out of 5 stars

1 review

adidas Originals Womens Gazelle Bold Trainers - Brown/pink

adidas Originals

Womens Gazelle Bold Trainers - Brown/pink

Current sale price is £70

(Save £30)

Regular price was £100

4.8 out of 5 stars

1.3k reviews

The Very Collection Stretch Bubble Hem Vest - Brown

The Very Collection

Stretch Bubble Hem Vest - Brown

£10

5 out of 5 stars

1 review

The Very Collection 4 Pack Fitted Vest - Multi

The Very Collection

4 Pack Fitted Vest - Multi

£22

adidas Sportswear Women's Vl Court 30 - Brown

adidas Sportswear

Women's Vl Court 30 - Brown

£60

4.9 out of 5 stars

490 reviews

The Very Collection Casual Cotton Playsuit - Brown

The Very Collection

Casual Cotton Playsuit - Brown

£18

5 out of 5 stars

1 review

New Look Striped Short Sleeve Midi Shirt Dress - Brown

Striped Short Sleeve Midi Shirt Dress - Brown

£35.99

The Very Collection Linen Wide Leg Trouser Co-Ord - Brown

The Very Collection

Linen Wide Leg Trouser Co-Ord - Brown

£25

3.6 out of 5 stars

5 reviews

The Very Collection Mix & Match Padded Triangle Bikini Top - Brown

The Very Collection

Mix & Match Padded Triangle Bikini Top - Brown

Current sale price is £10.50

(Save £4.50)

Regular price was £15

adidas Originals Women's Trefoil Essentials Crew Sweatshirt - Brown

adidas Originals

Women's Trefoil Essentials Crew Sweatshirt - Brown

Current sale price is £27

(Save £18)

Regular price was £45

4.5 out of 5 stars

2 reviews

The Very Collection 2 Pack Cosy Pyjama Bottoms - Brown

The Very Collection

2 Pack Cosy Pyjama Bottoms - Brown

Current sale price is £9

(Save £21)

Regular price was £30

5 out of 5 stars

1 review

adidas Originals Women's Firebird Classic Track Top - Brown

adidas Originals

Women's Firebird Classic Track Top - Brown

Current sale price is £52

(Save £13)

Regular price was £65

4.6 out of 5 stars

30 reviews

The Very Collection Faux Suede Adjustable Hem Jacket - Brown

The Very Collection

Faux Suede Adjustable Hem Jacket - Brown

Current sale price is £20

(Save £25)

Regular price was £45

3 out of 5 stars

5 reviews

adidas Sportswear Womens Vl Court Leopard Trainers - Brown

adidas Sportswear

Womens Vl Court Leopard Trainers - Brown

Current sale price is £44.99

(Save £15.01)

Regular price was £60

4.9 out of 5 stars

495 reviews

The Very Collection Crew Neck Oversized T-shirt - Taupe

The Very Collection

Crew Neck Oversized T-shirt - Taupe

£10

4.7 out of 5 stars

15 reviews

adidas Originals Women's Firebird Loose Track Pants - Brown

adidas Originals

Women's Firebird Loose Track Pants - Brown

Current sale price is £56

(Save £14)

Regular price was £70

4.7 out of 5 stars

129 reviews

The Very Collection Strappy Beach Midaxi Dress - Brown

The Very Collection

Strappy Beach Midaxi Dress - Brown

Current sale price is £13.50

(Save £14.50)

Regular price was £28

5 out of 5 stars

1 review

The Very Collection 2 Pack Stretch Shorts - Multi

The Very Collection

2 Pack Stretch Shorts - Multi

£16

4.5 out of 5 stars

2 reviews

adidas Sportswear Women's Breaknet Sleek - Brown

adidas Sportswear

Women's Breaknet Sleek - Brown

£50

4.8 out of 5 stars

520 reviews

adidas Originals Womens Sl 72 OG Trainer - Brown

adidas Originals

Womens Sl 72 OG Trainer - Brown

Current sale price is £58.50

(Save £31.50)

Regular price was £90

4.8 out of 5 stars

380 reviews

New Look Brown Poplin Circle Skirt

Brown Poplin Circle Skirt

Current sale price is £13

(Save £12.99)

Regular price was £25.99

The Very Collection Tie Front Wide Leg Trouser - Brown

The Very Collection

Tie Front Wide Leg Trouser - Brown

Current sale price is £14.50

(Save £10.50)

Regular price was £25

3.5 out of 5 stars

4 reviews

Michelle Keegan Lace Detail Column Dress - Brown

Michelle Keegan

Lace Detail Column Dress - Brown

Current sale price is £36

(Save £39)

Regular price was £75

1.5 out of 5 stars

2 reviews

The Very Collection Embellished Frill Sleeve Ladder Midaxi Dress - Brown

The Very Collection

Embellished Frill Sleeve Ladder Midaxi Dress - Brown

Current sale price is £26

(Save £39)

Regular price was £65

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.