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Just Sheepskin Grace mini boots - Brown

Grace mini boots - Brown

£95

3.8 out of 5 stars

8 reviews

Curvy Kate Victory Balconette Bra - Latte

Victory Balconette Bra - Latte

£36

3.3 out of 5 stars

13 reviews

Ralph 5138 Square Sunglasses - Havana

5138 Square Sunglasses - Havana

£98

3.7 out of 5 stars

6 reviews

Very Home Armstrong 3 Seater Sofa - Brown

Armstrong 3 Seater Sofa - Brown

£599

4.6 out of 5 stars

5 reviews

Very Home Hampshire Italian Leather 3 Seater Sofa - FSC® Certified

Hampshire Italian Leather 3 Seater Sofa - FSC® Certified

Current sale price is £919

(Save £130)

Regular price was £1049

4.1 out of 5 stars

17 reviews

Very Home Dury Leather Look Corner Group Sofa - FSC® Certified

Available in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black colours

Dury Leather Look Corner Group Sofa - FSC® Certified

£1199

4.8 out of 5 stars

8 reviews

Very Home Albion Luxury Faux Leather High Back Manual Recliner Armchair

Available in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black colours

Albion Luxury Faux Leather High Back Manual Recliner Armchair

£499

4.2 out of 5 stars

41 reviews

Just Sheepskin Harper Real Suede And Sheepskin Lined Earmuffs

Harper Real Suede And Sheepskin Lined Earmuffs

£50

4 out of 5 stars

1 review

Rust-Oleum Matt Finish Kitchen Cupboard Paint in Warm Clay – 750 ml Tin

Matt Finish Kitchen Cupboard Paint in Warm Clay – 750 ml Tin

£24.99

Mamas & Papas Rocking Horse - Bugsy - Brown

Rocking Horse - Bugsy - Brown

£94.99

5 out of 5 stars

3 reviews

Pour Moi Elise Faux Leather Midi Pencil Skirt

Elise Faux Leather Midi Pencil Skirt

Current sale price is £31.20

(Save £7.80)

Regular price was £39

4.5 out of 5 stars

4 reviews

Very Home Rattan Standing Planter

Rattan Standing Planter

£25

4.8 out of 5 stars

4 reviews

Very Home Vantage Italian Leather 2 Seater Sofa - FSC® Certified

Vantage Italian Leather 2 Seater Sofa - FSC® Certified

£1149

4.5 out of 5 stars

23 reviews

Sculptresse Bliss Wired Full Cup Bra - Brown

Bliss Wired Full Cup Bra - Brown

£42

4 out of 5 stars

2 reviews

Ray-Ban Phantos Sunglasses - Opal Beige

Phantos Sunglasses - Opal Beige

£137

4 out of 5 stars

4 reviews

Curvy Kate Everyday Wonderfully Bra - Latte

Everyday Wonderfully Bra - Latte

£35

2.5 out of 5 stars

6 reviews

Just Sheepskin Ladies Albery Sheepskin Boot Slippers - Brown

Ladies Albery Sheepskin Boot Slippers - Brown

£95

5 out of 5 stars

2 reviews

Skechers Workshire St Work Lace Boots - Brown

Workshire St Work Lace Boots - Brown

£94

4.6 out of 5 stars

10 reviews

Dualit 47450 Classic 4-Slice Toaster - Copper

47450 Classic 4-Slice Toaster - Copper

£220

3.4 out of 5 stars

5 reviews

One Call Alderley Ready Assembled 4 Piece Package - 2 Door Wardrobe, Chest of 5 Drawers and 2 Bedside Chests

Available in rustic oak/taupe, grey, white coloursAvailable in rustic oak/taupe, grey, white coloursAvailable in rustic oak/taupe, grey, white coloursAvailable in rustic oak/taupe, grey, white coloursAvailable in rustic oak/taupe, grey, white colours

Alderley Ready Assembled 4 Piece Package - 2 Door Wardrobe, Chest of 5 Drawers and 2 Bedside Chests

Current sale price is £719.20

(Save £179.80)

Regular price was £899

4 out of 5 stars

21 reviews

Very Home Naples Italian Leather Armchair

Available in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black coloursAvailable in chocolate, black colours

Naples Italian Leather Armchair

£899

3.5 out of 5 stars

2 reviews

Very Home Set Of 2 Bubble Glass Bottles

Set Of 2 Bubble Glass Bottles

Current sale price is £18

(Save £12)

Regular price was £30

Ralph 5206 Square Sunglasses - Havana

5206 Square Sunglasses - Havana

£105

5 out of 5 stars

1 review

Very Home Vantage Italian Leather Armchair - FSC® Certified

Vantage Italian Leather Armchair - FSC® Certified

£899

3.9 out of 5 stars

18 reviews

Erborian Super BB Au Ginseng 15ml

Available in chocolat, caramel coloursAvailable in chocolat, caramel coloursAvailable in chocolat, caramel coloursAvailable in chocolat, caramel coloursAvailable in chocolat, caramel colours

Super BB Au Ginseng 15ml

Current sale price is £14.99

(Save £4.51)

Regular price was £19.50

4.9 out of 5 stars

9 reviews

Teamson Kids Fantasy Fields Dinosaur Kingdom Bookshelf

Fantasy Fields Dinosaur Kingdom Bookshelf

Current sale price is £87.20

(Save £21.80)

Regular price was £109

4.7 out of 5 stars

18 reviews

Maidenform Firm Foundations Hi Waist Thigh Slimmer - Latte Brown

Firm Foundations Hi Waist Thigh Slimmer - Latte Brown

Current sale price is £25

(Save £21)

Regular price was £46

1.5 out of 5 stars

2 reviews

CuddleCo Aria Crib - Rattan

Aria Crib - Rattan

£199.99

5 out of 5 stars

1 review

One Call Alderley Ready Assembled Coffee Table - Rustic Oak/Taupe

Alderley Ready Assembled Coffee Table - Rustic Oak/Taupe

£289

5 out of 5 stars

1 review

MARC JACOBS The Leather Small Tote Bag - Argan Oil

The Leather Small Tote Bag - Argan Oil

£495

4 out of 5 stars

8 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.