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Craghoppers Womens Grange Half Zip Fleece - Ecru

Womens Grange Half Zip Fleece - Ecru

Current sale price is £36

(Save £14)

Regular price was £50

5 out of 5 stars

2 reviews

New Look White Striped Drawstring Waist Beach Shorts

White Striped Drawstring Waist Beach Shorts

£16.99

The Very Collection Oversized Boyfriend Shirt - White

The Very Collection

Oversized Boyfriend Shirt - White

£20

3.8 out of 5 stars

17 reviews

FatFace Fleece Coat - Honey/Ivory

Fleece Coat - Honey/Ivory

Current sale price is £71

(Save £18)

Regular price was £89

Barbour International Gabriella Showerproof Jacket - Off White

Barbour International

Gabriella Showerproof Jacket - Off White

Current sale price is £127

(Save £152)

Regular price was £279

4.7 out of 5 stars

6 reviews

The Very Collection Pleat Neckline Detail Blouse - White

The Very Collection

Pleat Neckline Detail Blouse - White

Current sale price is £26

(Save £14)

Regular price was £40

3 out of 5 stars

1 review

Michelle Keegan Sleeveless Lace Top - White

Michelle Keegan

Sleeveless Lace Top - White

Current sale price is £15

(Save £35)

Regular price was £50

3.2 out of 5 stars

6 reviews

Barbour International Juliana Quilted Jacket - Off White

Barbour International

Juliana Quilted Jacket - Off White

Current sale price is £89.50

(Save £89.50)

Regular price was £179

4.4 out of 5 stars

5 reviews

Barbour International Cher Puffer Jacket - White

Barbour International

Cher Puffer Jacket - White

£249

5 out of 5 stars

1 review

Quiz White Glitter Mesh Bandeau Midaxi Dress

White Glitter Mesh Bandeau Midaxi Dress

£50

Barbour International Jada Puffer Jacket- Cream

Barbour International

Jada Puffer Jacket- Cream

Current sale price is £104.50

(Save £104.50)

Regular price was £209

River Island Tailored Baggy Jeans - White

Tailored Baggy Jeans - White

Current sale price is £22.25

(Save £23.75)

Regular price was £46

4 out of 5 stars

2 reviews

Barbour Kailyn Puffer Jacket - Black

Kailyn Puffer Jacket - Black

£259

4.1 out of 5 stars

7 reviews

V by Very Paperbag Denim Shorts - White

Paperbag Denim Shorts - White

Current sale price is £8.25

(Save £19.75)

Regular price was £28

4.3 out of 5 stars

4 reviews

V by Very Curve Collar Detail Embroidered Shirt - White

V by Very Curve

Collar Detail Embroidered Shirt - White

Current sale price is £12.75

(Save £19.25)

Regular price was £32

5 out of 5 stars

1 review

The Very Collection Frill High Neck Detail Button Up Shirt - White

The Very Collection

Frill High Neck Detail Button Up Shirt - White

Current sale price is £22.50

(Save £7.50)

Regular price was £30

2.4 out of 5 stars

5 reviews

New Look Off White Fluffy Knit Short Sleeve Collared Cardigan

Off White Fluffy Knit Short Sleeve Collared Cardigan

£29.99

The Very Collection Crinkle Long Sleeve Beach Shirt - White

The Very Collection

Crinkle Long Sleeve Beach Shirt - White

Current sale price is £9.75

(Save £12.25)

Regular price was £22

3.9 out of 5 stars

9 reviews

Michelle Keegan Women's Ski Print Family PJs - White

Michelle Keegan

Women's Ski Print Family PJs - White

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

2 reviews

The Very Collection Soft Touch Rib Henley Star And Moon Wide Leg Pj Set - White

The Very Collection

Soft Touch Rib Henley Star And Moon Wide Leg Pj Set - White

Current sale price is £19.25

(Save £8.75)

Regular price was £28

5 out of 5 stars

1 review

Barbour International Palma Fleece - White

Barbour International

Palma Fleece - White

Current sale price is £89

(Save £90)

Regular price was £179

4.6 out of 5 stars

7 reviews

The Very Collection Embroidered High Neck Blouse - White

The Very Collection

Embroidered High Neck Blouse - White

Current sale price is £9

(Save £21)

Regular price was £30

5 out of 5 stars

1 review

V by Very Balloon Sleeve Cotton Button Through Shirt - White

Balloon Sleeve Cotton Button Through Shirt - White

Current sale price is £21

(Save £7)

Regular price was £28

3 out of 5 stars

2 reviews

V by Very Dobby Texture Shirt - White

Dobby Texture Shirt - White

Current sale price is £16.75

(Save £11.25)

Regular price was £28

3 out of 5 stars

1 review

Barbour Brawby Fleece - White

Brawby Fleece - White

£159

New Look White Ruched Waist Crew Neck T-shirt

White Ruched Waist Crew Neck T-shirt

£12.99

Michelle Keegan Bead Detail Mini Dress - White

Michelle Keegan

Bead Detail Mini Dress - White

Current sale price is £14.75

(Save £35.25)

Regular price was £50

4 out of 5 stars

2 reviews

River Island Short Sleeve Linen Dress - White

Short Sleeve Linen Dress - White

Current sale price is £26.50

(Save £32.50)

Regular price was £59

5 out of 5 stars

2 reviews

Joe Browns Selene Pointelle Detail Knitted Dress - Cream

Selene Pointelle Detail Knitted Dress - Cream

Current sale price is £32

(Save £28)

Regular price was £60

5 out of 5 stars

1 review

The Very Collection Crinkle Co Ord Beach Short - White

The Very Collection

Crinkle Co Ord Beach Short - White

Current sale price is £5.25

(Save £12.75)

Regular price was £18

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.