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Silentnight Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Current sale price is £40

(Save £12)

Regular price was £52

3.8 out of 5 stars

121 reviews

Russell Hobbs Textures 17L Black Microwave

Textures 17L Black Microwave

Current sale price is £49

(Save £10)

Regular price was £59

4.7 out of 5 stars

13 reviews

Swan TV’s Queen of Clean Handheld Steam Cleaner with 3 Steam Pressure Settings, 220ml, Pink

TV’s Queen of Clean Handheld Steam Cleaner with 3 Steam Pressure Settings, 220ml, Pink

£49

4 out of 5 stars

94 reviews

Salter Kuro 4 Slice Toaster - Black

Kuro 4 Slice Toaster - Black

Current sale price is £49

(Save £10)

Regular price was £59

5 out of 5 stars

4 reviews

adidas Sportswear Men's Basic 3 Stripes Woven Tracksuit - Green

adidas Sportswear

Men's Basic 3 Stripes Woven Tracksuit - Green

Current sale price is £44

(Save £11)

Regular price was £55

4.8 out of 5 stars

4 reviews

Tassimo by Bosch Happy Friendly Pod Coffee Machine with 70 Drinks Value Starter Bundle, TAS102EGBC - Black

by Bosch Happy Friendly Pod Coffee Machine with 70 Drinks Value Starter Bundle, TAS102EGBC - Black

Current sale price is £44

(Save £62)

Regular price was £106

4.7 out of 5 stars

21 reviews

Playstation Store £50 Gift Card (Digital Download)

Store £50 Gift Card (Digital Download)

£50

4.8 out of 5 stars

147 reviews

Very Home Camberley 3 Drawer Graduated Bedside Chest

Available in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak coloursAvailable in dark oak, white, light oak colours

Camberley 3 Drawer Graduated Bedside Chest

Current sale price is £45

(Save £24)

Regular price was £69

4.3 out of 5 stars

198 reviews

Daewoo 1.6L 1000W Soup Maker

1.6L 1000W Soup Maker

Current sale price is £44

(Save £5)

Regular price was £49

4.3 out of 5 stars

50 reviews

Vax Steam Clean Multi Steam Cleaner

Steam Clean Multi Steam Cleaner

£49

4 out of 5 stars

397 reviews

MARC JACOBS Perfect 100ml Eau de Toilette

Perfect 100ml Eau de Toilette

Current sale price is £49

(Save £55)

Regular price was £104

4.4 out of 5 stars

945 reviews

The Very Collection Funnel Neck Bomber Jacket - Black

The Very Collection

Funnel Neck Bomber Jacket - Black

£45

Russell Hobbs Textures 17L White Microwave

Textures 17L White Microwave

Current sale price is £49

(Save £35)

Regular price was £84

4.6 out of 5 stars

15 reviews

The Very Collection Medium Poly Rattan Storage Chest

The Very Collection

Medium Poly Rattan Storage Chest

£50

4.7 out of 5 stars

27 reviews

Tefal Freemove Power Iron

Freemove Power Iron

Current sale price is £49

(Save £30)

Regular price was £79

4.7 out of 5 stars

46 reviews

Oral-B iO2 Calm Pink Electric Toothbrush + Travel Case

iO2 Calm Pink Electric Toothbrush + Travel Case

Current sale price is £44.99

(Save £55.01)

Regular price was £100

4.9 out of 5 stars

230 reviews

Philips L'OR Barista Coffee Machine - Black

L'OR Barista Coffee Machine - Black

Current sale price is £49

(Save £60)

Regular price was £109

4.5 out of 5 stars

83 reviews

adidas Originals Women's Firebird Loose Tracksuit Pants - Blue

adidas Originals

Women's Firebird Loose Tracksuit Pants - Blue

Current sale price is £48

(Save £12)

Regular price was £60

4.7 out of 5 stars

244 reviews

Michelle Keegan Home Velvet Stripe Bedspread Throw

Michelle Keegan Home

Velvet Stripe Bedspread Throw

Current sale price is £45

(Save £15)

Regular price was £60

5 out of 5 stars

5 reviews

adidas Originals Women's Essentials Oversized Fleece Hoodie - Brown

adidas Originals

Women's Essentials Oversized Fleece Hoodie - Brown

£50

4.7 out of 5 stars

40 reviews

The Very Collection Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

The Very Collection

Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

Current sale price is £40

(Save £40)

Regular price was £80

4.2 out of 5 stars

9 reviews

Snuggledown of Norway Hotel Luxuriously Soft Bundle- 13.5 Tog Super King Duvet + 2 Pillows

Snuggledown of Norway

Hotel Luxuriously Soft Bundle- 13.5 Tog Super King Duvet + 2 Pillows

Current sale price is From £40

(Save up to £16)

Regular price was From £55

4.4 out of 5 stars

9 reviews

adidas Sportswear Unisex Barreda Decode Lux Trainers - Off White

adidas Sportswear

Unisex Barreda Decode Lux Trainers - Off White

Current sale price is £40

(Save £40)

Regular price was £80

The Very Collection Double Collar Short Padded Coat With Hood - Khaki

The Very Collection

Double Collar Short Padded Coat With Hood - Khaki

£45

4.6 out of 5 stars

8 reviews

Yard Heavyweight Chenille Eyelet Curtains

+7 colours+6 colours+5 colours+4 colours+3 colours

Available in beetroot, natural, olive and 7 more coloursAvailable in beetroot, natural, olive, linen and 6 more coloursAvailable in beetroot, natural, olive, linen, brown and 5 more coloursAvailable in beetroot, natural, olive, linen, brown, charcoal, nutmeg, marine, navy, grey coloursAvailable in beetroot, natural, olive, linen, brown, charcoal, nutmeg, marine, navy, grey colours

Heavyweight Chenille Eyelet Curtains

Current sale price is From £47

(Save up to £35)

Regular price was From £59

4.3 out of 5 stars

10 reviews

The Very Collection Reversible Quilted Jacket With Borg Collar - Brown

The Very Collection

Reversible Quilted Jacket With Borg Collar - Brown

£50

5 out of 5 stars

1 review

adidas Originals Women's Essentials Fleece Long Oversized Crew Sweatshirt - Brown

adidas Originals

Women's Essentials Fleece Long Oversized Crew Sweatshirt - Brown

£45

4.8 out of 5 stars

20 reviews

JBL Tune 770NC Wireless Bluetooth Noise-Cancelling Over Ear Headphones

Tune 770NC Wireless Bluetooth Noise-Cancelling Over Ear Headphones

Current sale price is From £49

(Save up to £70)

Regular price was From £119

4.2 out of 5 stars

149 reviews

River Island Funnel Neck Bomber Jacket - Grey

Funnel Neck Bomber Jacket - Grey

£49

The Very Collection Sequin Disc Belted Maxi Dress - Green

The Very Collection

Sequin Disc Belted Maxi Dress - Green

Current sale price is £50

(Save £50)

Regular price was £100

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.