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20% off your first credit order

When you apply for Very Pay. Exclusions apply.

Representative 44.9% APR variable

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 36)

43PF650K 43-inch 4K HDR PRO Smart Fire TV with Freely

£199

55PF650K 55-inch, 4K HDR PRO, Smart Fire TV with Freely

Current sale price is £268

32SF540K 32-inch Full HD Fire TV

£119

65PF650K, 65-inch, 4K HDR PRO, Smart Fire TV with Freely

Current sale price is £379

55RC650K Roku TV, 55-inch, 4K Ultra HD HDR, QLED, Smart TV

Current sale price is £269

98P745K, 98 inch, 4K Ultra HD HDR, LED, Smart TV with Google Assistant

£1299

50PF650K 50-inch, 4K HDR PRO, Smart Fire TV with Freely

Current sale price is £245

40SF540K 40-inch Full HD Fire TV

£158

55C805K, 55 inch, QD-Mini LED, 4K, Smart Google TV

Current sale price is £449

75P6K 75-inch 4K Ultra HD HDR Frameless Google Smart TV

Current sale price is £499

32S5400AFK, 32 inch, Full HD Smart Android TV with Google Assistant

£119

65T6C-UK 65-inch 4K QLED Fire TV with Freely

Current sale price is £499

75RC650K Roku TV, 75-inch, 4K Ultra HD HDR, QLED TV

£549

50RC650K Roku TV, 50-inch, 4K Ultra HD HDR, QLED, Smart TV

£259

40S5400AK, 40 inch, Full HD Smart Android TV with Google Assistant

£158

50C6KS-UK, 50-inch C6KS Premium QD-Mini LED TV 60HZ NEW - Smart Google TV

Current sale price is £399

43S5400AK - 43-inch FHD Smart Television with Android TV - HDR & Micro Dimming

Current sale price is £169

43RC650K Roku TV, 43-inch, 4K Ultra HD HDR, QLED TV

£199

55C6K-UK 55-inch C6K Premium QD-Mini LED 4K Ultra HD 144Hz Google TV

Current sale price is £499

65C6K-UK 65-inch C6K Premium QD-Mini LED 4K Ultra HD 144Hz Google TV

Current sale price is £649

43T6C-UK 43-inch 4K QLED Fire TV with Freely

Current sale price is £249

98C655K, 98 inch, Ultra HD HDR Dolby Vision QLED, 4K Google TV with Dolby Atmos

Current sale price is £1299

65RC650K Roku TV, 65-inch, 4K Ultra HD HDR, QLED, Smart TV

£429

98C805K, 98-inch, QD-Mini LED, 4K, Smart Google TV

Current sale price is £1799

50T6C-UK 50-inch 4K QLED Fire TV with Freely

Current sale price is £299

75C855K, 75 inch, 4K 144HZ QD-Mini LED Google TV with Game Master Pro 3.0

£1399

55C6KS-UK, 55-inch C6KS Premium QD-Mini LED TV 60HZ NEW - Smart Google TV

£599

55T6C-UK 55-inch 4K QLED Fire TV with Freely

£399

85C805K, 85 inch, QD-Mini LED, 4K, Smart Google TV

£1299

75C6K-UK 75-inch C6K Premium QD-Mini LED 4K Ultra HD 144Hz Google TV

Current sale price is £799

Results: 1 - 30 (of 36)

20% off your first credit order