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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

15% off 100s of items for 24hrs with code ENGLAND

15% off 100s of items for 24hrs with code ENGLAND

Technology & Gaming, 14 in, Black, Grey, Flat

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Results: 1 - 24 (of 24)

Zephyrus G 14 Gaming Laptop - 14in WQXGA+, GeForce RTX 5070, AMD Ryzen 9, 32GB RAM, 1TB SSD - Grey

Current sale price is From £1838

ROG Zephyrus G14 OLED Gaming Laptop - GeForce RTX 5070 - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - 120Hz - 14in WQXGA+ - Grey

£2899

Vivobook Go 14 Laptop - Intel N150 - 8GB RAM - 128GB SSD - 14in FHD - Black

From £229

Chromebook Plus 514 CB514-3H - 14in WUXGA, AMD Ryzen 5 7520C, 8GB RAM, 256GB SSD, Google Chrome OS

Current sale price is £329

Chromebook - 14in - Intel Celeron - 4GB RAM - 64GB - Grey

£188

Surface Laptop 13.8in Touchscreen - Copilot+ PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Black

From £1449

Chromebook Plus 2-in-1 - 14in WUXGA Touchscreen, Intel Core 3, 8GB RAM, 128GB SSD - Luna Grey

£499

Zenbook 14 - Copilot+ PC - 14in OLED Laptop - AMD Ryzen AI 5 - 16GB RAM - 1TB - Black

Current sale price is From £778

Laptop 14-em0018na - 14in HD, AMD Athlon Silver 7120U, 4GB RAM, 128GB SSD - Black

£238

Chromebook CM14 - Mediatek Kompanio 540 - 4GB RAM - 64GB SSD - 14in FHD (1920x1080) - Grey - No Power Adaptor Included

£279

Chromebook Plus CX14 - 14in FHD, Intel Core 3-N355, 8GB RAM, 128GB SSD - Grey

£268

Prestige 14 Flip AI+ - Intel Core Ultra 7 - 32GB RAM - 1TB SSD - 14in - FHD+ OLED Touch screen- Grey

Current sale price is £1249

Zenbook Duo - 14in OLED Laptop- Intel Core Ultra 9 - 32GB RAM - 2TB - Grey

From £1999

OmniBook Ultra 14-kg0002nax 14in OLED Touchscreen Laptop - Copilot+PC - Snapdragon X2 Plus - 16GB RAM - 512GB SSD - Blue - No Power Adaptor Included

Current sale price is From £1299

Chromebook Plus 514 - 14in FHD+, Intel Core i3, 8GB RAM, 256GB SSD - Iron

£399

Chromebook 14M8911 - Mediatek - 4GB RAM - 128GB - 14in WUXGA IPS - Grey - No Power Adaptor Included

Current sale price is £319

IdeaPad Slim 5 14AGP11 - Copilot+ PC - AMD Ryzen AI 7 - 16GB RAM - 512GB - 14in - WUXGA - Grey - No Power Adaptor Included

From £899

IdeaPad Slim 3 14ARP10 - AMD Ryzen 5 - 8GB RAM - 256GB - 14in WUXGA - Grey - No Power Adaptor Included

Current sale price is From £529

Zenbook 14 - Copilot+ PC - 14in OLED Laptop- AMD Ryzen AI 7 - 16GB RAM - 1TB - Black

Current sale price is From £878

Chromebook 314 CBOA314-1H - 14in FHD - Intel Celeron N4500 - 4GB RAM - 64GB - Black

£249

IdeaPad Slim 3 14IRH10 Laptop - 14in WUXGA, Intel Core i5, 16GB RAM, 512GB SSD, with Norton 360 Antivirus Protection

From £619

Aspire 14 AI - Copilot+ PC - Snapdragon X - 16GB RAM - 1TB SSD - 14in Laptop

From £749

Zenbook 14 OLED Copilot+ PC Laptop - 14in WQXGA+, AMD Ryzen AI 5, 16GB RAM, 1TB SSD - Black

From £1099

IdeaPad Slim 3 Chromebook Plus - 14in FHD, Intel Core i3, 8GB RAM, 256GB Storage

£399

Results: 1 - 24 (of 24)