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The Very Collection Timeless Yarn Collared Neck Jumper - Navy

The Very Collection

Timeless Yarn Collared Neck Jumper - Navy

Current sale price is £14.75

(Save £13.25)

Regular price was £28

4 out of 5 stars

1 review

Levi's Lottie Liner Jacket - Emme Patchwork Bandana Dark Indigo - Blue

Lottie Liner Jacket - Emme Patchwork Bandana Dark Indigo - Blue

Current sale price is £65

(Save £65)

Regular price was £130

4.6 out of 5 stars

7 reviews

The Very Collection Deep V Neck Argyle Jacquard Jumper With Wool - Blue

The Very Collection

Deep V Neck Argyle Jacquard Jumper With Wool - Blue

Current sale price is £22.25

(Save £9.75)

Regular price was £32

4.5 out of 5 stars

4 reviews

The Very Collection Timeless Yarn Deep Rib Longline V Neck Jumper - Light Blue

The Very Collection

Timeless Yarn Deep Rib Longline V Neck Jumper - Light Blue

Current sale price is £17.50

(Save £10.50)

Regular price was £28

4.8 out of 5 stars

4 reviews

Levi's Spade Trench Coat - Lets Get Lost Again

Spade Trench Coat - Lets Get Lost Again

Current sale price is £104

(Save £56)

Regular price was £160

4.5 out of 5 stars

22 reviews

River Island High Waist Clean Premium Wide Leg Jogger - Navy

High Waist Clean Premium Wide Leg Jogger - Navy

Current sale price is £25.50

(Save £6.50)

Regular price was £32

4 out of 5 stars

1 review

Classic Logo Hoodie - Dark Blue

£110

4.4 out of 5 stars

14 reviews

Available in dark blue, beige coloursAvailable in dark blue, beige coloursAvailable in dark blue, beige coloursAvailable in dark blue, beige coloursAvailable in dark blue, beige colours

Essentials Small Logo Flared Leggings

£28

4.6 out of 5 stars

31 reviews

River Island Pinstripe Double Breasted Coat - Blue

Pinstripe Double Breasted Coat - Blue

£99

4 out of 5 stars

1 review

adidas Originals Adibreak Pants

Available in blue, dark blue, dark red coloursAvailable in blue, dark blue, dark red coloursAvailable in blue, dark blue, dark red coloursAvailable in blue, dark blue, dark red coloursAvailable in blue, dark blue, dark red colours

adidas Originals

Adibreak Pants

£65

4.8 out of 5 stars

173 reviews

Joules Fairisle Knitted Jumper - Navy

Fairisle Knitted Jumper - Navy

Current sale price is £55

(Save £14)

Regular price was £69

4 out of 5 stars

1 review

French Connection Velvet And Sequin Collared Button Short Sleeve Dress - Blue

French Connection

Velvet And Sequin Collared Button Short Sleeve Dress - Blue

£115

4.5 out of 5 stars

2 reviews

Yours Jenny Jegging - Indigo

Jenny Jegging - Indigo

£27

4 out of 5 stars

12 reviews

River Island Boucle Polo - Blue

Boucle Polo - Blue

Current sale price is £15.50

(Save £16.50)

Regular price was £32

4 out of 5 stars

1 review

Levi's Xl Trucker Jacket - Hold My Purse Trucker - Blue

Xl Trucker Jacket - Hold My Purse Trucker - Blue

£120

4.8 out of 5 stars

32 reviews

Levi's Iconic Western Shirt - Todays News - Blue

Iconic Western Shirt - Todays News - Blue

Current sale price is £52.50

(Save £22.50)

Regular price was £75

4.8 out of 5 stars

11 reviews

Levi's 90s Western Pieced Trucker Jacket - Navy

90s Western Pieced Trucker Jacket - Navy

Current sale price is £78

(Save £52)

Regular price was £130

4.8 out of 5 stars

8 reviews

Levi's Original Trucker Jacket - All Mine - Blue

Original Trucker Jacket - All Mine - Blue

£100

4.4 out of 5 stars

41 reviews

Levi's Cecilia Top - Blue

Cecilia Top - Blue

Current sale price is £35

(Save £15)

Regular price was £50

4 out of 5 stars

1 review

Levi's Longline Fur Trucker Jacket - Bellissima

Longline Fur Trucker Jacket - Bellissima

Current sale price is £126

(Save £54)

Regular price was £180

4.7 out of 5 stars

3 reviews

White Stuff Crochet Relaxed Cardigan - Blue

Crochet Relaxed Cardigan - Blue

£68

4.5 out of 5 stars

2 reviews

Levi's Boxy Tank - Emmi Stripe Peacoat Slub - Blue

Boxy Tank - Emmi Stripe Peacoat Slub - Blue

Current sale price is £16.75

(Save £10.25)

Regular price was £27

4.4 out of 5 stars

14 reviews

Vero Moda Jamie Long Sleeve Denim Shacket - Dark Blue Denim

Jamie Long Sleeve Denim Shacket - Dark Blue Denim

Current sale price is £16.75

(Save £25.25)

Regular price was £42

4 out of 5 stars

2 reviews

Calvin Klein Jeans Denim Mini Shirt Dress - Blue

Calvin Klein Jeans

Denim Mini Shirt Dress - Blue

Current sale price is £55

(Save £55)

Regular price was £110

4 out of 5 stars

1 review

Mint Velvet Cotton Star Tee

Cotton Star Tee

£29

4 out of 5 stars

5 reviews

Monsoon Brianne Button Cardigan - Blue

Brianne Button Cardigan - Blue

£75

2 out of 5 stars

1 review

Levi's Teodora Western Shirt - Air Space 5 - Blue

Teodora Western Shirt - Air Space 5 - Blue

£75

4.9 out of 5 stars

13 reviews

Wrangler Sleeveless Denim Shirt- Blue

Sleeveless Denim Shirt- Blue

Current sale price is £19.50

(Save £45.50)

Regular price was £65

4 out of 5 stars

1 review

adidas Originals Football Inspired Graphic Dress

adidas Originals

Football Inspired Graphic Dress

£55

4.1 out of 5 stars

7 reviews

Levi's Rinoa Camp Shirt - Mischa Stripe Denim

Rinoa Camp Shirt - Mischa Stripe Denim

Current sale price is £22.75

(Save £42.25)

Regular price was £65

4 out of 5 stars

5 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.