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undefined Womens Compose Oversized Hood - Oatmeal Marl

Womens Compose Oversized Hood - Oatmeal Marl

£55

undefined Graphic Heritage Sweatshirt - Crew Applique Varsity - Beige

Graphic Heritage Sweatshirt - Crew Applique Varsity - Beige

Current sale price is £43.65

(Save £21.35)

Regular price was £65

undefined Curve Leopard Crew Neck Sweatshirt - Nude

Curve Leopard Crew Neck Sweatshirt - Nude

£27

undefined Northumberland Sweatshirt - Beige

Northumberland Sweatshirt - Beige

Current sale price is £56

(Save £14)

Regular price was £70

Calvin Klein Jeans

Graphic Logo Back Hoodie - Beige

Current sale price is £67.50

(Save £22.50)

Regular price was £90

undefined Womens 100 Glacier 1/4 Zip - Beige

Womens 100 Glacier 1/4 Zip - Beige

Current sale price is £36

(Save £24)

Regular price was £60

undefined Carla Sweatshirt - Beige

Barbour International

Carla Sweatshirt - Beige

Current sale price is £56

(Save £14)

Regular price was £70

4.3 out of 5 stars

3 reviews

Linear Logo Sweatshirt - Beige

Current sale price is £52

(Save £13)

Regular price was £65

Calvin Klein Jeans

Woven Label Logo Hoodie - Beige

Current sale price is £68

(Save £17)

Regular price was £85

Embossed Vintage Logo Graphic Hoodie - Beige

Current sale price is £44

(Save £11)

Regular price was £55

5 out of 5 stars

2 reviews

Stripe Logo Sweatshirt - Beige

Current sale price is £68

(Save £17)

Regular price was £85

undefined Quarter Zip Knitted Jumper - Cream/Beige

Quarter Zip Knitted Jumper - Cream/Beige

£36

undefined Northumberland Hoodie - Beige

Northumberland Hoodie - Beige

Current sale price is £64

(Save £16)

Regular price was £80

4.5 out of 5 stars

2 reviews

undefined Sportswear Club Fleece Oversized Cropped Full-Zip Jacket - Beige

Sportswear Club Fleece Oversized Cropped Full-Zip Jacket - Beige

£65

undefined Animal Side Stripe Sweatshirts - Black

Animal Side Stripe Sweatshirts - Black

Current sale price is £20

(Save £2)

Regular price was £22

1 out of 5 stars

1 review

undefined Elisha Sweatshirt - Beige

Elisha Sweatshirt - Beige

Current sale price is £42

(Save £28)

Regular price was £70

5 out of 5 stars

1 review

undefined Heritage Sweatshirt - Archival Script Crew Egret - Beige

Heritage Sweatshirt - Archival Script Crew Egret - Beige

Current sale price is £48.75

(Save £16.25)

Regular price was £65

4 out of 5 stars

2 reviews

undefined La Marais Oversized Sweat Co-ord - Beige

La Marais Oversized Sweat Co-ord - Beige

£25

undefined Women's Training Hit The Slopes Jacket - Beige

Free People Movement

Women's Training Hit The Slopes Jacket - Beige

Current sale price is £55.75

(Save £84.25)

Regular price was £140

1/2 Zip Mini Logo Sweatshirt - White

Current sale price is £72

(Save £48)

Regular price was £120

5 out of 5 stars

1 review

Plus Logo Hoodie - Beige

Current sale price is £66

(Save £44)

Regular price was £110

undefined Long Sleeve Hoodie - Neutral

Long Sleeve Hoodie - Neutral

Current sale price is £16

(Save £2)

Regular price was £18

undefined Women's Flying V Oversized Hoodie - Beige

Women's Flying V Oversized Hoodie - Beige

£65

Logo Sweatshirt - Beige

Current sale price is £58.50

(Save £31.50)

Regular price was £90

undefined Womens Cragmont Fleece 1/4 Snap - Beige

Womens Cragmont Fleece 1/4 Snap - Beige

Current sale price is £67.28

(Save £47.72)

Regular price was £115

undefined Long Sleeve Hoodie - Navy

Long Sleeve Hoodie - Navy

Current sale price is £16

(Save £2)

Regular price was £18

undefined Split Front Sweatshirt - Beige

Split Front Sweatshirt - Beige

£28

Armani Exchange

Embellished Logo Volume Sleeve Sweat - Beige

Current sale price is £63.25

(Save £51.75)

Regular price was £115

undefined Women's Loungewear Suit - Beige

Women's Loungewear Suit - Beige

£70

undefined Long Sleeve Hoodie - Ecru

Long Sleeve Hoodie - Ecru

Current sale price is £16

(Save £4)

Regular price was £20

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPhone 16 range, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 7% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?
BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?
To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?
Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.