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Item number LPYUY
Luxury Lounger – 74 x 95 x 78 cmIndulge yourself in luxury relaxation with this incredibly comfy lounger. It’s perfectly designed for laidback lounging whether you’re relaxing after work, entertaining guests or simply watching a good film.In charcoal, the rich fabric adds contemporary sophistication to living rooms or teenager’s bedrooms, while the simple style means it’s easy to match to most décors.
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New Very Home Insurance customers only. Introduced by Shop Direct Finance Company Limited. Authorised and regulated by the Financial Conduct Authority. Sales arranged by Direct Group Limited.
Enter the code GET10BACK at checkout. Offer ends 28.04.21.
We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. The code can only be used once and not at the same time as other offer codes. Insurances & delivery/installation charges are excluded from the offer. Please note that if you return items from your order, the £10 credit will be reversed if the order value falls below £100
What is Buy Now Pay Later?
Buy Now Pay Later is an interest-bearing option available with Very Pay that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
You can choose:
Buy Now Pay Later for 6 months when you spend £100 or more.
Buy Now Pay Later for 9 months when you spend £150 or more.
Buy Now Pay Later for 12 months when you spend £300 or more.
The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and will be detailed in checkout.
How is interest calculated?
Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.
How to avoid paying interest?
You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.
Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period.
Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your credit account.
How do I make a Buy Now Pay Later payment?
To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Alternatively, you can call us.
What happens after the delayed payment period?
If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. Any outstanding balance plus the interest will now become payable on your account.
As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.
If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.
What is excluded from Buy Now Pay Later?
The costs for delivery and installation services cannot be placed on Buy Now Pay Later. Buy Now Pay Later availability is subject to your credit and account status.
Do I still have to pay my minimum payment?
Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. If you have a non-Buy Now Pay Later balance on your credit account, you will still need to make at least your minimum payment as shown on your statement.
3 payments, 3 months, pay no interest.
*Excludes purchases on Buy Now Pay Later.
And you can avoid interest on every purchase.
Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.
Shop now and delay payment, subject to your credit and account status.
You can pay in full today using a credit or debit card.
And you can avoid interest on every purchase.
Shop now and delay payment, subject to your credit and account status.
You can pay in full today using a credit or debit card.
Representative Example
This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable).
A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.
Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.
© The Very Group Limited. All Rights Reserved.
Shop Direct Home Shopping Limited. Registered number: 4663281.Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.
