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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes all console games, iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Up to 50% off Sale!

Up to 50% off Sale!

All Offers, Technology & Gaming, Black, Flat

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Results: 1 - 30 (of 55)

MH32F 32" HDR Fire TV - 32MH24F

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Q7F 65-inch QLED 4K Vision AI Smart TV - QE65Q7FA

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24-inch HD-Ready LED HDR Smart TV with Freely - 24WV2553DB

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PRO MP251 E14L 24.5" Full HD 144Hz IPS Adaptive-Sync Monitor

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Q7F 43-inch QLED 4K Vision AI Smart TV - QE43Q7FA

Current sale price is £319

Q7F 50-inch QLED 4K Vision AI Smart TV - QE50Q7FA

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40LV2553DB 40" LED HDR Smart TV with Freely - 40LV2553DB

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55C7K 55" QD MiniLED 4K HDR Google Smart TV - 55C7K-UK

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Predator - 27in OLED - QHD - 280 Hz - Gaming Monitor

Current sale price is £399

Legion 5 15AGP11 OLED Gaming Laptop - GeForce RTX 5060 - AMD Ryzen AI 7 - 32GB RAM - 32GB - 15.3in WQXGA (2560x1600) - 165Hz - Black

Current sale price is £1549

MAG 274QP QD-OLED X24 27" QD-OLED WQHD 240Hz 0.03ms Adaptive-Sync Gaming Monitor

Current sale price is £349

QN90F 50-inch Neo QLED 4K Mini LED Vision AI Smart TV - QE50QN90F

Current sale price is £779

MAG 275QF X32 27" WQHD 320Hz 0.5ms Rapid IPS Adaptive-Sync Gaming Monitor

Current sale price is £179

PF650K 43" LED 4K HDR PRO Smart Fire TV with Freely - 43PF650K

Current sale price is £199

Bravia 5 65" 65" XR MiniLED 4K HDR Smart TV - K65XR55B.UKA

Current sale price is £1149

Nitro VG270KV4bmiipx VG0 Series - 27in Gaming Monitor - 4K IPS - 160 Hz - Black

Current sale price is £209

PRO MP271 E14A 27" Full HD 144Hz IPS HDR Ready Adaptive-Sync Monitor

Current sale price is £79

QNED80 50" 4K HDR QNED evo AI MiniLED Smart AI TV - 50QNED80A6A.AEK

Current sale price is £389

LS03F 55-inch The Frame QLED AI Smart TV with Art Mode & Wall Mount - QE55LS03F

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LS03F 43-inch The Frame QLED AI Smart TV with Art Mode & Wall Mount - QE43LS03F

Current sale price is £699

ROG Strix XG32UCWMG 31.5" Gaming Monitor - 3840x2160 - Dual Mode 4K 240Hz/FHD 480Hz - WOLED - Black

Current sale price is £799

Chromebook Plus 514 CB514-3H - 14in WUXGA, AMD Ryzen 5 7520C, 8GB RAM, 256GB SSD, Google Chrome OS

Current sale price is £279

Erazer Beast 18 X1 - Intel Core Ultra 9, 18in QHD+ 240Hz, GeForce RTX 5090, 32GB RAM, 2TB SSD - Gaming Laptop

Current sale price is £3099

LS03F 50-inch The Frame QLED AI Smart TV with Art Mode & Wall Mount - QE50LS03F

Current sale price is £799

PRO MP242 E14A 24" Full HD 144Hz IPS HDR Ready Adaptive-Sync Monitor

Current sale price is £69

MO27Q2A 27in OLED 2K QHD Gaming Monitor - 280Hz, 0.03ms, FreeSync Premium Pro, VESA DisplayHDR True Black 400

Current sale price is £379

ROG Strix XG27AQDPG 26.5" Gaming Monitor - 2560x1440 - 500Hz - QD OLED - Black

Current sale price is £699