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undefined Botanical Wide Leg Trouser - Cream

Botanical Wide Leg Trouser - Cream

Current sale price is £28

(Save £7)

Regular price was £35

4.3 out of 5 stars

4 reviews

undefined Bubble Embellished Cardigan - Cream

Bubble Embellished Cardigan - Cream

Current sale price is £16.50

(Save £38.50)

Regular price was £55

5 out of 5 stars

2 reviews

undefined Pattern Knit Detailed Cardigan - Cream

Pattern Knit Detailed Cardigan - Cream

Current sale price is £21.50

(Save £14.50)

Regular price was £36

undefined Linen Mix Straight Design Long Sleeve Blazer

Linen Mix Straight Design Long Sleeve Blazer

Current sale price is £27

(Save £63)

Regular price was £90

5 out of 5 stars

1 review

undefined Frankie Crochet Knitted Waistcoat - Cream

Frankie Crochet Knitted Waistcoat - Cream

Current sale price is £24.20

(Save £30.80)

Regular price was £55

undefined Floral Studded Jacket - Cream

Floral Studded Jacket - Cream

Current sale price is £44

(Save £25)

Regular price was £69

3.3 out of 5 stars

3 reviews

undefined Women's Meridian Creek Quarter Zip Sweat - Cream

Women's Meridian Creek Quarter Zip Sweat - Cream

Current sale price is £33

(Save £27)

Regular price was £60

5 out of 5 stars

1 review

Womens Training All Star Logo Crew Sweat - Cream

Current sale price is £39.50

(Save £48.50)

Regular price was £88

undefined Love Rose Printed T-Shirt - Cream

Love Rose Printed T-Shirt - Cream

Current sale price is £34.20

(Save £43.80)

Regular price was £78

5 out of 5 stars

1 review

undefined Octavia Stripe Halter Neck Maxi Dress - Cream/Black

Octavia Stripe Halter Neck Maxi Dress - Cream/Black

Current sale price is £15.50

(Save £46.50)

Regular price was £62

undefined Women's Cosmic Ray Retro Fit Pullover Hoodie - Cream

Women's Cosmic Ray Retro Fit Pullover Hoodie - Cream

Current sale price is £42

(Save £23)

Regular price was £65

undefined Gina Top - Cream

Gina Top - Cream

Current sale price is £9.50

(Save £26.50)

Regular price was £36

3 out of 5 stars

1 review

undefined Perkins Neck Boucle Sweatshirt - Cream

Perkins Neck Boucle Sweatshirt - Cream

Current sale price is £10.50

(Save £19.50)

Regular price was £30

undefined Tiger Varisty T-Shirt - Cream

Tiger Varisty T-Shirt - Cream

Current sale price is £19.60

(Save £15.40)

Regular price was £35

undefined Ribbed Flare Trouser - Cream

Ribbed Flare Trouser - Cream

Current sale price is £10

(Save £25)

Regular price was £35

undefined Floral Placement Shirt Dress - Cream

Floral Placement Shirt Dress - Cream

Current sale price is £20.75

(Save £17.25)

Regular price was £38

3 out of 5 stars

1 review

undefined Funnel-Neck Buttoned Sweater - Cream

Funnel-Neck Buttoned Sweater - Cream

Current sale price is £15

(Save £35)

Regular price was £50

undefined Fine-knit Fitted Sweater

Fine-knit Fitted Sweater

Current sale price is £15.75

(Save £10.25)

Regular price was £26

5 out of 5 stars

1 review

undefined Cotton Jacket With High Collar And Pockets

Cotton Jacket With High Collar And Pockets

Current sale price is £28.60

(Save £21.40)

Regular price was £50

5 out of 5 stars

1 review

undefined Fabienne Long Sleeve O-neck Pullover - Cream

Fabienne Long Sleeve O-neck Pullover - Cream

Current sale price is £13.68

(Save £18.32)

Regular price was £32

undefined Short Padded Coat - Cream

Short Padded Coat - Cream

Current sale price is £18

(Save £42)

Regular price was £60

undefined Textured Long Sleeve Knitted Cardigan - Cream

Textured Long Sleeve Knitted Cardigan - Cream

Current sale price is £19.75

(Save £25.25)

Regular price was £45

3 out of 5 stars

1 review

undefined Women's Movement Feeling Wavy Shorts - Cream

Women's Movement Feeling Wavy Shorts - Cream

Current sale price is £28.75

(Save £35.25)

Regular price was £64

undefined Button Jumper - Cream

Button Jumper - Cream

Current sale price is £19.60

(Save £15.40)

Regular price was £35

undefined Faux Fur Duffle Coat - Cream

Faux Fur Duffle Coat - Cream

Current sale price is £26

(Save £39)

Regular price was £65

4 out of 5 stars

1 review

undefined Cotton T Shirt With Contrasting Trim - Cream

Cotton T Shirt With Contrasting Trim - Cream

Current sale price is £9.80

(Save £13.20)

Regular price was £23

undefined Long Sleeve Collar Cardigan - Cream

Long Sleeve Collar Cardigan - Cream

Current sale price is £13.75

(Save £28.25)

Regular price was £42

1 out of 5 stars

1 review

undefined Heritage Denim Jacket- Cream

Heritage Denim Jacket- Cream

Current sale price is £44

(Save £66)

Regular price was £110

undefined Tie Frill Cardigan - Cream

Tie Frill Cardigan - Cream

Current sale price is £13.50

(Save £22.50)

Regular price was £36

undefined Knitted Skirt - Cream

Knitted Skirt - Cream

Current sale price is £12.60

(Save £17.40)

Regular price was £30

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.