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Hot Diamonds Eternity Sterling Silver and 18 Carat Gold Vermeil Diamond Set Interlocking Ring

Eternity Sterling Silver and 18 Carat Gold Vermeil Diamond Set Interlocking Ring

Current sale price is £51

(Save £34)

Regular price was £85

3.6 out of 5 stars

34 reviews

Hot Diamonds Cross Pendant

Cross Pendant

Current sale price is £84

(Save £15)

Regular price was £99

2 out of 5 stars

1 review

Hot Diamonds X Jac Jossa Entwine Earrings

X Jac Jossa Entwine Earrings

Current sale price is £76

(Save £13)

Regular price was £89

4.5 out of 5 stars

2 reviews

Hot Diamonds X Jac Jossa Embrace Statement Round Chain - 50cm

X Jac Jossa Embrace Statement Round Chain - 50cm

Current sale price is £47

(Save £8)

Regular price was £55

4.2 out of 5 stars

6 reviews

Hot Diamonds Amulets Circle Earrings

Amulets Circle Earrings

Current sale price is £33

(Save £6)

Regular price was £39

5 out of 5 stars

1 review

Hot Diamonds HD X JJ Revive Malachite Square Earrings

HD X JJ Revive Malachite Square Earrings

Current sale price is £77

(Save £52)

Regular price was £129

Hot Diamonds Tender Statement Ring

Tender Statement Ring

Current sale price is £67

(Save £12)

Regular price was £79

4.3 out of 5 stars

16 reviews

Hot Diamonds HDXGEM Droplet Necklace

HDXGEM Droplet Necklace

Current sale price is £81

(Save £14)

Regular price was £95

Hot Diamonds Romantic Heart Stud Earrings

Romantic Heart Stud Earrings

Current sale price is £72

(Save £13)

Regular price was £85

Hot Diamonds Amulets Circle Pendant

Amulets Circle Pendant

Current sale price is £42

(Save £7)

Regular price was £49

5 out of 5 stars

2 reviews

Hot Diamonds Amulets Infinity Pendant

Amulets Infinity Pendant

Current sale price is £42

(Save £7)

Regular price was £49

5 out of 5 stars

2 reviews

Hot Diamonds Paperclip Chain Necklace

Paperclip Chain Necklace

Current sale price is £55

(Save £10)

Regular price was £65

5 out of 5 stars

1 review

Hot Diamonds X Jac Jossa Lunar Necklace

X Jac Jossa Lunar Necklace

Current sale price is £110

(Save £19)

Regular price was £129

5 out of 5 stars

1 review

Hot Diamonds Diamond Amulets Heart Earrings

Diamond Amulets Heart Earrings

Current sale price is £33

(Save £6)

Regular price was £39

3.8 out of 5 stars

5 reviews

Hot Diamonds Sterling Silver Memories Pendant

Sterling Silver Memories Pendant

Current sale price is £76

(Save £13)

Regular price was £89

4 out of 5 stars

6 reviews

Hot Diamonds HD X JJ Letter Pendant - Gold Plated

HD X JJ Letter Pendant - Gold Plated

Current sale price is £47

(Save £8)

Regular price was £55

2 out of 5 stars

1 review

Hot Diamonds X Jac Jossa Revive Malachite Square Pendant

X Jac Jossa Revive Malachite Square Pendant

Current sale price is £84

(Save £15)

Regular price was £99

4.3 out of 5 stars

3 reviews

Hot Diamonds HDXGEM Horizontal Oval Ring - Mother of Pearl

HDXGEM Horizontal Oval Ring - Mother of Pearl

Current sale price is £72

(Save £13)

Regular price was £85

5 out of 5 stars

1 review

Hot Diamonds Eternal Stud Earrings

Eternal Stud Earrings

Current sale price is £67

(Save £12)

Regular price was £79

Hot Diamonds HD X JJ Calm Pearl Pendant

HD X JJ Calm Pearl Pendant

Current sale price is £101

(Save £18)

Regular price was £119

5 out of 5 stars

1 review

Hot Diamonds Mother of Pearl Circle Ring

Mother of Pearl Circle Ring

Current sale price is £72

(Save £13)

Regular price was £85

5 out of 5 stars

1 review

Hot Diamonds Reflect Statement Earrings

Reflect Statement Earrings

Current sale price is £72

(Save £13)

Regular price was £85

5 out of 5 stars

1 review

Hot Diamonds Aura Ring

Aura Ring

Current sale price is £98

(Save £17)

Regular price was £115

2 out of 5 stars

1 review

Hot Diamonds Trio Teardrop Pendant

Trio Teardrop Pendant

Current sale price is £118

(Save £21)

Regular price was £139

5 out of 5 stars

2 reviews

Hot Diamonds Trio Triple Heart Pendant

Trio Triple Heart Pendant

Current sale price is £76

(Save £13)

Regular price was £89

3 out of 5 stars

2 reviews

Hot Diamonds Star Earrings

Star Earrings

Current sale price is £55

(Save £10)

Regular price was £65

3.7 out of 5 stars

3 reviews

Hot Diamonds Sterling Silver Diamond Trio Ring Pendant

Sterling Silver Diamond Trio Ring Pendant

Current sale price is £110

(Save £19)

Regular price was £129

4.2 out of 5 stars

13 reviews

Hot Diamonds X Jac Jossa Calm Mother Of Pearl Earrings

X Jac Jossa Calm Mother Of Pearl Earrings

Current sale price is £84

(Save £15)

Regular price was £99

2 out of 5 stars

1 review

Hot Diamonds Flourish Earrings

Flourish Earrings

Current sale price is £118

(Save £21)

Regular price was £139

Hot Diamonds HD X JJ Black Onyx Earrings

HD X JJ Black Onyx Earrings

Current sale price is £106

(Save £19)

Regular price was £125

1 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.