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Helly Hansen Mens Active Puffy Jacket - Navy

Mens Active Puffy Jacket - Navy

Current sale price is £160

(Save £40)

Regular price was £200

VTech Toot-Toot Drivers Twist & Race Tower

Toot-Toot Drivers Twist & Race Tower

Current sale price is £29.99

(Save £20)

Regular price was £49.99

4.3 out of 5 stars

3 reviews

Helly Hansen Unisex Swift Ski HT Mittens - Black

Unisex Swift Ski HT Mittens - Black

Current sale price is £32

(Save £38)

Regular price was £70

Helly Hansen Womens Westport Insulated Waterproof Coat - Dark Grey

Womens Westport Insulated Waterproof Coat - Dark Grey

Current sale price is £133

(Save £57)

Regular price was £190

5 out of 5 stars

1 review

Helly Hansen Men's Ski Alpine Insulated Pants - Navy

Men's Ski Alpine Insulated Pants - Navy

Current sale price is £62

(Save £93)

Regular price was £155

VTech Toddler Tech Laptop - Pink

Toddler Tech Laptop - Pink

Current sale price is £22.99

(Save £5)

Regular price was £27.99

4.6 out of 5 stars

5 reviews

Helly Hansen Men's Ski Lifa® Merino Midweight 1/2 Zip Baselayer Top - Navy

Men's Ski Lifa® Merino Midweight 1/2 Zip Baselayer Top - Navy

Current sale price is £52

(Save £38)

Regular price was £90

Moda Minx Starfish Scoop Crop Top - Black

Starfish Scoop Crop Top - Black

Current sale price is £18

(Save £12)

Regular price was £30

5 out of 5 stars

1 review

Moda Minx Scrunch Maxi Skirt In Coconut - Brown

Scrunch Maxi Skirt In Coconut - Brown

Current sale price is £13.50

(Save £31.50)

Regular price was £45

Moda Minx Amour triangle bikini top in black

Amour triangle bikini top in black

Current sale price is £15.50

(Save £9.50)

Regular price was £25

4 out of 5 stars

1 review

Helly Hansen Womens Active Puffy Jacket - Black

Womens Active Puffy Jacket - Black

Current sale price is £150

(Save £50)

Regular price was £200

Helly Hansen Womens Valentia 20 Waterproof Raincoat - Blue

Womens Valentia 20 Waterproof Raincoat - Blue

Current sale price is £101

(Save £74)

Regular price was £175

5 out of 5 stars

1 review

Moda Minx Starfish High Waist Bottoms - Black

Starfish High Waist Bottoms - Black

Current sale price is £18

(Save £12)

Regular price was £30

Moda Minx Curve Amour crop bikini top in black

Curve Amour crop bikini top in black

Current sale price is £18

(Save £12)

Regular price was £30

1 out of 5 stars

1 review

Helly Hansen Womens HH Comfort Light Base Layer Set - Black

Womens HH Comfort Light Base Layer Set - Black

Current sale price is £72

(Save £8)

Regular price was £80

Helly Hansen Men's Reine Parka Jacket - Green

Men's Reine Parka Jacket - Green

Current sale price is £210

(Save £70)

Regular price was £280

5 out of 5 stars

1 review

VTech Karaoke Light Party

Karaoke Light Party

Current sale price is £39.99

(Save £20)

Regular price was £59.99

3.7 out of 5 stars

3 reviews

Moda Minx Starfish High Waist Bottom - Coconut - Light Yellow

Starfish High Waist Bottom - Coconut - Light Yellow

Current sale price is £13.50

(Save £16.50)

Regular price was £30

VTech Marble Rush Petal Power Fantasy Marble Run

Marble Rush Petal Power Fantasy Marble Run

Current sale price is £24.99

(Save £5)

Regular price was £29.99

VTech My Busy Workbench

My Busy Workbench

Current sale price is £44.99

(Save £30)

Regular price was £74.99

4.8 out of 5 stars

52 reviews

Moda Minx Cut Out Swimsuit In Coffee - Brown

Cut Out Swimsuit In Coffee - Brown

Current sale price is £25

(Save £25)

Regular price was £50

Helly Hansen Mens Quick Dry Cargo Shorts 11" - Black

Mens Quick Dry Cargo Shorts 11" - Black

Current sale price is £19.25

(Save £45.75)

Regular price was £65

5 out of 5 stars

2 reviews

Marvel Captain America Bitty Boomers Speaker

Captain America Bitty Boomers Speaker

Current sale price is £12.99

(Save £12)

Regular price was £24.99

Moda Minx maxi kimono in black

maxi kimono in black

Current sale price is £13.50

(Save £31.50)

Regular price was £45

3 out of 5 stars

1 review

Moda Minx Amour Triangle Bikini Top - Leopard (With Gold Crystal) - Multi

Amour Triangle Bikini Top - Leopard (With Gold Crystal) - Multi

Current sale price is £15.50

(Save £9.50)

Regular price was £25

5 out of 5 stars

1 review

Moda Minx amour ROUCHED HIGH WAIST BOTTOM - White

amour ROUCHED HIGH WAIST BOTTOM - White

Current sale price is £11.25

(Save £13.75)

Regular price was £25

VTech 3-in-1 Sports Centre

3-in-1 Sports Centre

Current sale price is £37.99

(Save £2)

Regular price was £39.99

4.9 out of 5 stars

18 reviews

Moda Minx Curve Scrunch High Waist Bottom - Coconut

Curve Scrunch High Waist Bottom - Coconut

Current sale price is £12

(Save £18)

Regular price was £30

Moda Minx Club Tropicana Tie Side Full Bum Bikini Bottom - Bubblegum Shooter

Club Tropicana Tie Side Full Bum Bikini Bottom - Bubblegum Shooter

Current sale price is £10

(Save £15)

Regular price was £25

Marvel Legends Deadpool Interactive Head Collectible

Legends Deadpool Interactive Head Collectible

Current sale price is £79.99

(Save £41)

Regular price was £120.99

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.