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Michelle Keegan Knitted Waistband Trouser - Cream

Michelle Keegan

Knitted Waistband Trouser - Cream

Current sale price is £28

(Save £12)

Regular price was £40

5 out of 5 stars

3 reviews

Michelle Keegan Premium Knitted Zip Through Top - Cream

Michelle Keegan

Premium Knitted Zip Through Top - Cream

Current sale price is £31.50

(Save £13.50)

Regular price was £45

3.5 out of 5 stars

2 reviews

Barbour International Gabriella Showerproof Jacket - Off White

Barbour International

Gabriella Showerproof Jacket - Off White

Current sale price is £127

(Save £152)

Regular price was £279

4.7 out of 5 stars

6 reviews

Barbour International Juliana Quilted Jacket - Off White

Barbour International

Juliana Quilted Jacket - Off White

Current sale price is £89.50

(Save £89.50)

Regular price was £179

4.4 out of 5 stars

5 reviews

Michelle Keegan Sleeveless Lace Top - White

Michelle Keegan

Sleeveless Lace Top - White

Current sale price is £15

(Save £35)

Regular price was £50

3.2 out of 5 stars

6 reviews

Michelle Keegan Halter Neck Tie Waist Midaxi Dress - White/brown

Michelle Keegan

Halter Neck Tie Waist Midaxi Dress - White/brown

Current sale price is £24

(Save £56)

Regular price was £80

4 out of 5 stars

7 reviews

V by Very Balloon Sleeve Cotton Button Through Shirt - White

Balloon Sleeve Cotton Button Through Shirt - White

Current sale price is £21

(Save £7)

Regular price was £28

3 out of 5 stars

2 reviews

River Island Older Girls Bow Charm Plim Shoes - White

Older Girls Bow Charm Plim Shoes - White

Current sale price is £12

(Save £8)

Regular price was £20

V by Very Curve Collar Detail Embroidered Shirt - White

V by Very Curve

Collar Detail Embroidered Shirt - White

Current sale price is £12.75

(Save £19.25)

Regular price was £32

5 out of 5 stars

1 review

River Island Pearl Detail Long Sleeve Shirt - White

Pearl Detail Long Sleeve Shirt - White

Current sale price is £21.25

(Save £32.75)

Regular price was £54

River Island Tailored Baggy Jeans - White

Tailored Baggy Jeans - White

Current sale price is £22.25

(Save £23.75)

Regular price was £46

4 out of 5 stars

2 reviews

New Look Faux Fur Midi Coat - White

Faux Fur Midi Coat - White

Current sale price is £39.99

(Save £40)

Regular price was £79.99

5 out of 5 stars

2 reviews

Barbour International Montgomery Waterproof Jacket - Off White

Barbour International

Montgomery Waterproof Jacket - Off White

Current sale price is £83.25

(Save £125.75)

Regular price was £209

4.5 out of 5 stars

4 reviews

Skechers Go Walk 7 Multicolored Engineered Ombre Mesh Slip On - White

Go Walk 7 Multicolored Engineered Ombre Mesh Slip On - White

Current sale price is £26.50

(Save £62.50)

Regular price was £89

4.8 out of 5 stars

6 reviews

The Very Collection Embroidered High Neck Blouse - White

The Very Collection

Embroidered High Neck Blouse - White

Current sale price is £9

(Save £21)

Regular price was £30

Everyday Two Pack Poplin Shorts - Navy/White

Two Pack Poplin Shorts - Navy/White

Current sale price is £13.75

(Save £11.25)

Regular price was £25

4.3 out of 5 stars

22 reviews

Michelle Keegan Floral Applique Lace Shirt - White

Michelle Keegan

Floral Applique Lace Shirt - White

Current sale price is £35

(Save £35)

Regular price was £70

5 out of 5 stars

2 reviews

Birkenstock Catalina Cushion Buckle Sandal - White

Catalina Cushion Buckle Sandal - White

Current sale price is £63

(Save £37)

Regular price was £100

5 out of 5 stars

1 review

The Very Collection Pleat Neckline Detail Blouse - White

The Very Collection

Pleat Neckline Detail Blouse - White

Current sale price is £26

(Save £14)

Regular price was £40

3 out of 5 stars

1 review

Tommy Jeans Tommy Jean Ubran Quilted Large Crossbody Bag - White/ Black

Tommy Jean Ubran Quilted Large Crossbody Bag - White/ Black

Current sale price is £39.50

(Save £45.50)

Regular price was £85

V by Very Cotton Rich Crochet Fringe Knitted Dress - Black/white

Cotton Rich Crochet Fringe Knitted Dress - Black/white

Current sale price is £18

(Save £27)

Regular price was £45

5 out of 5 stars

2 reviews

Tommy Jeans Archive 25 Sneakers - Ecru/Pale Amethyst

Archive 25 Sneakers - Ecru/Pale Amethyst

Current sale price is £40

(Save £60)

Regular price was £100

Calvin Klein Jeans Fitted Short Sleeve T- Shirt - White

Calvin Klein Jeans

Fitted Short Sleeve T- Shirt - White

Current sale price is £20

(Save £20)

Regular price was £40

The Very Collection Extra Wide Fit Platform Trainer - White

The Very Collection

Extra Wide Fit Platform Trainer - White

Current sale price is £11.25

(Save £13.75)

Regular price was £25

2.5 out of 5 stars

12 reviews

V by Very Pleated Broderie Detail Blouse - White

Pleated Broderie Detail Blouse - White

Current sale price is £21

(Save £19)

Regular price was £40

5 out of 5 stars

1 review

Lauren by Ralph Lauren Janson Laced Sneakers - White

Lauren by Ralph Lauren

Janson Laced Sneakers - White

Current sale price is £76

(Save £33)

Regular price was £109

Michelle Keegan Floral Applique Lace Shorts - White

Michelle Keegan

Floral Applique Lace Shorts - White

Current sale price is £14

(Save £21)

Regular price was £35

5 out of 5 stars

1 review

The Very Collection Frill High Neck Detail Button Up Shirt - White

The Very Collection

Frill High Neck Detail Button Up Shirt - White

Current sale price is £22.50

(Save £7.50)

Regular price was £30

2.4 out of 5 stars

5 reviews

Barbour Milda Knitted Bomber - Off White

Milda Knitted Bomber - Off White

Current sale price is £79.25

(Save £79.75)

Regular price was £159

Elle Sport Sports Metallic Trim Trainer - White

Sports Metallic Trim Trainer - White

Current sale price is £12.25

(Save £19.75)

Regular price was £32

5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.