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adidas Terrex Unisex Multi Trail Vest 5L - Black

Unisex Multi Trail Vest 5L - Black

Current sale price is £52

(Save £13)

Regular price was £65

5 out of 5 stars

2 reviews

The North Face Women's Dryvent Mono Mountain Waterproof Jacket - Blue/Black

Women's Dryvent Mono Mountain Waterproof Jacket - Blue/Black

Current sale price is £157

(Save £68)

Regular price was £225

Regatta Womens Frankie Borg Full Zip Fleece - Brown

Womens Frankie Borg Full Zip Fleece - Brown

Current sale price is £36

(Save £6)

Regular price was £42

2.5 out of 5 stars

4 reviews

The North Face Men's Winter Warm Pro Vest - Black

Men's Winter Warm Pro Vest - Black

Current sale price is £77

(Save £33)

Regular price was £110

4.9 out of 5 stars

8 reviews

The North Face Women's Diablo Dynamic Zip-In Waterproof Jacket - Green

Women's Diablo Dynamic Zip-In Waterproof Jacket - Green

Current sale price is £112

(Save £48)

Regular price was £160

Regatta Womens Frankie Borg Full Zip Fleece - Black

Womens Frankie Borg Full Zip Fleece - Black

Current sale price is £36

(Save £6)

Regular price was £42

4.6 out of 5 stars

7 reviews

The North Face Mens Yumiori Reversible Fleece Jacket - Grey

Mens Yumiori Reversible Fleece Jacket - Grey

Current sale price is £144

(Save £36)

Regular price was £180

4.6 out of 5 stars

44 reviews

OEX Men's Munro Puffer Jacket - Dark Grey

Men's Munro Puffer Jacket - Dark Grey

Current sale price is £104.25

(Save £69.75)

Regular price was £174

5 out of 5 stars

1 review

Craghoppers Womens Longlands Reversible Hooded Fleece Jacket - Ecru/warm Beige

Womens Longlands Reversible Hooded Fleece Jacket - Ecru/warm Beige

Current sale price is £55

(Save £25)

Regular price was £80

Columbia Women's Sequoia Grove Full Zip Fleece - Beige

Women's Sequoia Grove Full Zip Fleece - Beige

Current sale price is £52

(Save £13)

Regular price was £65

5 out of 5 stars

1 review

Regatta Womens Frankie Borg Full Zip Fleece - Navy

Womens Frankie Borg Full Zip Fleece - Navy

Current sale price is £30

(Save £12)

Regular price was £42

4.5 out of 5 stars

2 reviews

Gym + Coffee Womens Training Chill Zip Hoodie - Pink

Womens Training Chill Zip Hoodie - Pink

Current sale price is £29.25

(Save £35.75)

Regular price was £65

The North Face Men's Terra Peak Gillet - Black

Men's Terra Peak Gillet - Black

Current sale price is £124

(Save £31)

Regular price was £155

4.8 out of 5 stars

17 reviews

The North Face Men's Mountain Athletics Full Zip Fleece - Grey

Men's Mountain Athletics Full Zip Fleece - Grey

Current sale price is £81

(Save £9)

Regular price was £90

5 out of 5 stars

1 review

Berghaus Mens Prism Guide Interactive Jacket - Black

Mens Prism Guide Interactive Jacket - Black

Current sale price is £68

(Save £17)

Regular price was £85

5 out of 5 stars

2 reviews

Gym + Coffee Women's Training Adaptive Zip Jacket - Black

Women's Training Adaptive Zip Jacket - Black

Current sale price is £48

(Save £12)

Regular price was £60

5 out of 5 stars

1 review

adidas Originals Women's Three Stripe Full Zip Jacket - Grey

adidas Originals

Women's Three Stripe Full Zip Jacket - Grey

Current sale price is £60

(Save £15)

Regular price was £75

Peach Fit Womens Lucia Active Zip Through Top - Navy

Womens Lucia Active Zip Through Top - Navy

Current sale price is £14

(Save £23)

Regular price was £37

3 out of 5 stars

1 review

The North Face Mens Quest Zip In Jacket - Grey

Mens Quest Zip In Jacket - Grey

Current sale price is £124

(Save £31)

Regular price was £155

5 out of 5 stars

1 review

Craghoppers National Trust Lathkill Fleece Jacket - Green

National Trust Lathkill Fleece Jacket - Green

Current sale price is £48

(Save £17)

Regular price was £65

5 out of 5 stars

5 reviews

Columbia Women's Pouring Adventure 3 Waterproof Jacket - Black

Women's Pouring Adventure 3 Waterproof Jacket - Black

Current sale price is £72

(Save £18)

Regular price was £90

The North Face Women's Mountain Athletics Fleece Print - Blue

Women's Mountain Athletics Fleece Print - Blue

Current sale price is £56

(Save £24)

Regular price was £80

2 out of 5 stars

1 review

adidas Originals Women's Three Stripe Full Zip Jacket - Black

adidas Originals

Women's Three Stripe Full Zip Jacket - Black

Current sale price is £52.50

(Save £22.50)

Regular price was £75

UNDER ARMOUR Womens Training Rival Woven Jacket - White

Womens Training Rival Woven Jacket - White

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4.8 out of 5 stars

4 reviews

The North Face Men's Terra Peak Hooded Jacket - Yellow

Men's Terra Peak Hooded Jacket - Yellow

Current sale price is £140

(Save £60)

Regular price was £200

3.5 out of 5 stars

2 reviews

Regatta Matt Jacket - Navy

Matt Jacket - Navy

Current sale price is £14

(Save £35)

Regular price was £49

3.9 out of 5 stars

28 reviews

EA7 Emporio Armani Zip Through Tracksuit - Black

EA7 Emporio Armani

Zip Through Tracksuit - Black

Current sale price is £120

(Save £30)

Regular price was £150

Columbia Men's Fast Trek Ii Full Zip Fleece - Navy

Men's Fast Trek Ii Full Zip Fleece - Navy

Current sale price is £38.50

(Save £16.50)

Regular price was £55

adidas Terrex Mens Outdoor Xploric High Pile Fleece Pullover Sweatshirt - Blue

Mens Outdoor Xploric High Pile Fleece Pullover Sweatshirt - Blue

Current sale price is £75

(Save £25)

Regular price was £100

4.8 out of 5 stars

16 reviews

Peach Fit Women's Lucia Zip Thru Top - Brown

Women's Lucia Zip Thru Top - Brown

Current sale price is £11.80

(Save £26.20)

Regular price was £38

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.