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Shark Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Current sale price is £199

(Save £200)

Regular price was £399

4.2 out of 5 stars

644 reviews

Activity Superstore Two Night Hotel Escape

Activity Superstore

Two Night Hotel Escape

Current sale price is £129.99

(Save £40)

Regular price was £169.99

3 out of 5 stars

2 reviews

Michael Kors Women's Slim Runway Three-Hand Stainless Steel Watch Gift Set, MK7563SET

Women's Slim Runway Three-Hand Stainless Steel Watch Gift Set, MK7563SET

Current sale price is £139.50

(Save £139.50)

Regular price was £279

Ray-Ban Meta Wayfarer Glasses - Matte Black, Polarised Gradient Graphite

Wayfarer Glasses - Matte Black, Polarised Gradient Graphite

Current sale price is £239.99

(Save £89.01)

Regular price was £329

4.6 out of 5 stars

42 reviews

NINJA Foodi Dual Zone 7.6L Air Fryer AF300UK

Foodi Dual Zone 7.6L Air Fryer AF300UK

Current sale price is £169

(Save £30)

Regular price was £199

4.9 out of 5 stars

8.3k reviews

Hisense A6Q 43" 4K HDR Smart TV with Freely - 43A6QTUK

A6Q 43" 4K HDR Smart TV with Freely - 43A6QTUK

Current sale price is £199

(Save £30)

Regular price was £229

4.7 out of 5 stars

52 reviews

Samsung U7000F 43-inch Crystal UHD 4K Smart TV - UE43U7000

U7000F 43-inch Crystal UHD 4K Smart TV - UE43U7000

Current sale price is £229

(Save £20)

Regular price was £249

4.7 out of 5 stars

29 reviews

THE NORTH FACE Womens Saikuru Parka - Black

Womens Saikuru Parka - Black

Current sale price is £192

(Save £48)

Regular price was £240

5 out of 5 stars

6 reviews

NINJA Prep & Cook Bundle

Prep & Cook Bundle

Current sale price is £229

(Save £120)

Regular price was £349

4.1 out of 5 stars

7 reviews

Tutti Bambini Grande Casa Montessori Toddler Floor Bed - Light Oak

Grande Casa Montessori Toddler Floor Bed - Light Oak

Current sale price is £169.99

(Save £79)

Regular price was £248.99

5 out of 5 stars

1 review

NINJA SLUSHi Frozen Drink Maker FS301UK

SLUSHi Frozen Drink Maker FS301UK

Current sale price is £249

(Save £100)

Regular price was £349

4.7 out of 5 stars

2.9k reviews

Hisense A6Q 50" 4K HDR Smart TV with Freely - 50A6QTUK

A6Q 50" 4K HDR Smart TV with Freely - 50A6QTUK

Current sale price is £249

(Save £30)

Regular price was £279

4.4 out of 5 stars

54 reviews

Beats Solo 4 - On-Ear Wireless Headphones - Matt Black

More time to pay with Very Pay

Solo 4 - On-Ear Wireless Headphones - Matt Black

Current sale price is £149

(Save £50)

Regular price was £199

4.6 out of 5 stars

52 reviews

Very Home Pair Of Angel Scallop Dining Chairs - Grey Velvet- FSC® Certified

Pair Of Angel Scallop Dining Chairs - Grey Velvet- FSC® Certified

Current sale price is £129

(Save £100)

Regular price was £229

4.9 out of 5 stars

11 reviews

Emporio Armani Men's World Explorer Solar-Powered Chronograph Silicone Watch Ar11696 - Blue

Men's World Explorer Solar-Powered Chronograph Silicone Watch Ar11696 - Blue

Current sale price is £215

(Save £84)

Regular price was £299

Ray-Ban Meta Wayfarer Glasses - Shiny Black, Clear

Wayfarer Glasses - Shiny Black, Clear

Current sale price is £219.99

(Save £79.01)

Regular price was £299

4.9 out of 5 stars

9 reviews

Nextbase 422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

Current sale price is £199.99

(Save £75)

Regular price was £274.99

4.4 out of 5 stars

138 reviews

Sony ULT WEAR Wireless Noise-Cancelling Headphones with ULT POWER SOUND

ULT WEAR Wireless Noise-Cancelling Headphones with ULT POWER SOUND

Current sale price is £129

(Save £50)

Regular price was £179

4.6 out of 5 stars

139 reviews

Armani Exchange Men's Chronograph Stainless Steel Watch Ax2137 - Gold

Armani Exchange

Men's Chronograph Stainless Steel Watch Ax2137 - Gold

Current sale price is £157.50

(Save £61.50)

Regular price was £219

5 out of 5 stars

1 review

Vivienne Westwood Westbourne Orb - 2-Tone

Vivienne Westwood

Westbourne Orb - 2-Tone

Current sale price is £128

(Save £127)

Regular price was £255

5 out of 5 stars

2 reviews

Vivienne Westwood The Wallace Charcoal Grey Lace Rose Gold Detail and Crystal Embellished Dial Rose Gold Stainless Steel Bracelet Ladies Watch

Vivienne Westwood

The Wallace Charcoal Grey Lace Rose Gold Detail and Crystal Embellished Dial Rose Gold Stainless Steel Bracelet Ladies Watch

Current sale price is £114

(Save £171)

Regular price was £285

3 out of 5 stars

2 reviews

Vivienne Westwood The Mall

Vivienne Westwood

The Mall

Current sale price is £133

(Save £132)

Regular price was £265

5 out of 5 stars

4 reviews

Armani Exchange Men's Sync Chronograph Stainless Steel Watch, Ax4189 - Blue

Armani Exchange

Men's Sync Chronograph Stainless Steel Watch, Ax4189 - Blue

Current sale price is £143

(Save £56)

Regular price was £199

Michael Kors Women's Lexington 3 -Hand, Stainless Steel Watch And Bracelets Gift Set Mk4815

Women's Lexington 3 -Hand, Stainless Steel Watch And Bracelets Gift Set Mk4815

Current sale price is £223.20

(Save £55.80)

Regular price was £279

Michael Kors Women's Lexington 3-Hand Stainless Steel Watch Mk4741 - Gold

Women's Lexington 3-Hand Stainless Steel Watch Mk4741 - Gold

Current sale price is £175.20

(Save £43.80)

Regular price was £219

COACH Brynn Platform Leather Sandal - Black

Brynn Platform Leather Sandal - Black

Current sale price is £125

(Save £125)

Regular price was £250

5 out of 5 stars

1 review

NINJA CRISPi 4-in-1 Portable Glass Air Fryer - Pink [FN101UKPK]

CRISPi 4-in-1 Portable Glass Air Fryer - Pink [FN101UKPK]

Current sale price is £129

(Save £20)

Regular price was £149

4.3 out of 5 stars

8 reviews

Tommy Jeans Essential Down Parka - Blue

Essential Down Parka - Blue

Current sale price is £138

(Save £92)

Regular price was £230

3.7 out of 5 stars

3 reviews

Seasalt Cornwall Keser Coat - Black

Seasalt Cornwall

Keser Coat - Black

Current sale price is £168

(Save £42)

Regular price was £210

MARC JACOBS The Lug Sole Sliders - Black

The Lug Sole Sliders - Black

Current sale price is £123.75

(Save £101.25)

Regular price was £225

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.