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Silentnight Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Luxury 9-Heat Setting Pinsonic Heated Throw - Grey

Current sale price is £40

(Save £12)

Regular price was £52

3.8 out of 5 stars

121 reviews

Tower T17186 Vortx Digital Air Fryer, Space Saving Design, 1500W, 5L, Black

T17186 Vortx Digital Air Fryer, Space Saving Design, 1500W, 5L, Black

Current sale price is £32

(Save £57)

Regular price was £89

4.6 out of 5 stars

13 reviews

Tefal Delight 5pc Saucepan & Frying Pan Set

Delight 5pc Saucepan & Frying Pan Set

Current sale price is £39

(Save £39)

Regular price was £78

4.7 out of 5 stars

19 reviews

Silentnight Heat Genie Giant Blanket - Natural

Heat Genie Giant Blanket - Natural

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

1 review

Panda London Adult Luxury Memory Foam Bamboo Pillow - White

Adult Luxury Memory Foam Bamboo Pillow - White

Current sale price is £35

(Save £10)

Regular price was £45

4.7 out of 5 stars

2.5k reviews

MARC JACOBS Dot Eau de Parfum -100ml

Dot Eau de Parfum -100ml

Current sale price is £39

(Save £60)

Regular price was £99

4.7 out of 5 stars

482 reviews

DKNY Nectar Love Eau de parfum 100ml

Nectar Love Eau de parfum 100ml

Current sale price is £30

(Save £51)

Regular price was £81

5 out of 5 stars

1 review

The Very Collection Waist Detail Padded Coat - Mink

The Very Collection

Waist Detail Padded Coat - Mink

Current sale price is £34

(Save £34)

Regular price was £68

4.5 out of 5 stars

17 reviews

Benefit Glam of Life Mascara, Brow and Cheek 5-piece Makeup Gift Set (Worth £120.50)

Glam of Life Mascara, Brow and Cheek 5-piece Makeup Gift Set (Worth £120.50)

Current sale price is £36

(Save £25.50)

Regular price was £61.50

4 out of 5 stars

2 reviews

The Very Collection Asymmetric Padded Coat - Mink

The Very Collection

Asymmetric Padded Coat - Mink

Current sale price is £36

(Save £44)

Regular price was £80

3.8 out of 5 stars

11 reviews

HP DeskJet 2810e All-in–One Wireless Colour Printer with 3 months of Instant Ink Included with HP+ - White

DeskJet 2810e All-in–One Wireless Colour Printer with 3 months of Instant Ink Included with HP+ - White

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.3 out of 5 stars

300 reviews

Michelle Keegan Knitted Asymmetric Hem Dress - Burgundy

Michelle Keegan

Knitted Asymmetric Hem Dress - Burgundy

Current sale price is £35.75

(Save £19.25)

Regular price was £55

3.9 out of 5 stars

8 reviews

Daewoo 2000W 9-Fin Oil-Filled Radiator with Thermostat

2000W 9-Fin Oil-Filled Radiator with Thermostat

Current sale price is £39

(Save £4.99)

Regular price was £43.99

4.2 out of 5 stars

22 reviews

adidas Originals Junior Gazelle Trainers - Pink

adidas Originals

Junior Gazelle Trainers - Pink

Current sale price is £34.50

(Save £20.50)

Regular price was £55

4.8 out of 5 stars

4.7k reviews

The Very Collection Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

The Very Collection

Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

Current sale price is £40

(Save £40)

Regular price was £80

4.1 out of 5 stars

8 reviews

Silvercloud Counting Sheep Bouncer

Counting Sheep Bouncer

Current sale price is £39.99

(Save £20)

Regular price was £59.99

3.8 out of 5 stars

78 reviews

The Very Collection Collarless Wrap Coat - Brown

The Very Collection

Collarless Wrap Coat - Brown

Current sale price is £37.50

(Save £37.50)

Regular price was £75

5 out of 5 stars

5 reviews

adidas Mens Predator League Ft Firm Ground Football Boots - Black

Mens Predator League Ft Firm Ground Football Boots - Black

Current sale price is £37.75

(Save £52.25)

Regular price was £90

4.8 out of 5 stars

239 reviews

V by Very Wide Fit Knee High Slouch Boot with Wider Fitting Calf - Brown

Wide Fit Knee High Slouch Boot with Wider Fitting Calf - Brown

Current sale price is £38.25

(Save £9.75)

Regular price was £48

5 out of 5 stars

8 reviews

adidas Sportswear Junior Vl Court Bold Trainers - Multi

adidas Sportswear

Junior Vl Court Bold Trainers - Multi

Current sale price is £30.50

(Save £14.50)

Regular price was £45

4.9 out of 5 stars

1.2k reviews

The Very Collection Relaxed Fit Double Breasted Overcoat - Charcoal

The Very Collection

Relaxed Fit Double Breasted Overcoat - Charcoal

Current sale price is £35.25

(Save £53.75)

Regular price was £89

5 out of 5 stars

3 reviews

Calvin Klein Eternity Moment 100ml Eau de Parfum

Eternity Moment 100ml Eau de Parfum

Current sale price is £35

(Save £57)

Regular price was £92

4.7 out of 5 stars

353 reviews

River Island Older Girls Belted Faux Fur Padded Coat - Black

Older Girls Belted Faux Fur Padded Coat - Black

Current sale price is £33.50

(Save £18.50)

Regular price was £52

adidas Originals Women's Three Stripe Pants - Black

adidas Originals

Women's Three Stripe Pants - Black

Current sale price is £37

(Save £33)

Regular price was £70

adidas Originals Womens Classics Firebird Tracksuit Bottoms - Black

adidas Originals

Womens Classics Firebird Tracksuit Bottoms - Black

Current sale price is £38.50

(Save £16.50)

Regular price was £55

4.8 out of 5 stars

35 reviews

UNDER ARMOUR Mens Running Charged Surge 4 Trainers - Black

Mens Running Charged Surge 4 Trainers - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.7 out of 5 stars

464 reviews

Michelle Keegan Macrame Embellished Mini Dress - Black

Michelle Keegan

Macrame Embellished Mini Dress - Black

Current sale price is £30

(Save £30)

Regular price was £60

3.8 out of 5 stars

5 reviews

The Very Collection Padded Coat With Contrast Trim - Khaki

The Very Collection

Padded Coat With Contrast Trim - Khaki

Current sale price is £37

(Save £38)

Regular price was £75

5 out of 5 stars

2 reviews

The Very Collection Faux Fur Fleece - Brown

The Very Collection

Faux Fur Fleece - Brown

Current sale price is £37.50

(Save £12.50)

Regular price was £50

Ariana Grande Cloud Eau De Parfum 50ml Gift Set

Cloud Eau De Parfum 50ml Gift Set

Current sale price is £36

(Save £12)

Regular price was £48

1 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.