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The Very Collection Arabella 160 cm Ceramic Dining Table - White/Black - FSC® Certified

The Very Collection

Arabella 160 cm Ceramic Dining Table - White/Black - FSC® Certified

Current sale price is £299

(Save £100)

Regular price was £399

1 out of 5 stars

1 review

Very Home Pillar Side Table - Black

Pillar Side Table - Black

Current sale price is £99

(Save £80)

Regular price was £179

1 out of 5 stars

1 review

Mikasa Treviso Red Wine Glasses – Set of 4

Treviso Red Wine Glasses – Set of 4

£39.99

1 out of 5 stars

1 review

Very Home Chevry 3 Door Mirrored Wardrobe - Grey Oak

Chevry 3 Door Mirrored Wardrobe - Grey Oak

Current sale price is £179

(Save £200)

Regular price was £379

1.2 out of 5 stars

5 reviews

Catherine Lansfield Cosy Nori Sherpa Duvet Set

Catherine Lansfield

Cosy Nori Sherpa Duvet Set

Current sale price is From £17

(Save up to £9)

Regular price was From £25

1 out of 5 stars

1 review

Very Home San Antonio Power Recliner Right Hand Corner Group with Charging Ports

San Antonio Power Recliner Right Hand Corner Group with Charging Ports

Current sale price is £1199

(Save £700)

Regular price was £1899

1 out of 5 stars

1 review

Very Home Set of 4 Sage Linen Placemats

Set of 4 Sage Linen Placemats

Current sale price is £10

(Save £8)

Regular price was £18

1 out of 5 stars

1 review

Julian Bowen Riley Triple Sleeper - White

Riley Triple Sleeper - White

£969

1 out of 5 stars

1 review

Airsprung Lila Pillowtop Divan - FSC® Certified

Available in dark grey, natural, light grey coloursAvailable in dark grey, natural, light grey coloursAvailable in dark grey, natural, light grey coloursAvailable in dark grey, natural, light grey coloursAvailable in dark grey, natural, light grey colours

Lila Pillowtop Divan - FSC® Certified

From £369

1 out of 5 stars

1 review

Sara Miller Chelsea 12-Piece Dinner Set

Chelsea 12-Piece Dinner Set

Current sale price is £130

(Save £60)

Regular price was £190

1 out of 5 stars

1 review

Dorel Home Adalynn Linen Sofa Bed Futon - Blue

Adalynn Linen Sofa Bed Futon - Blue

Current sale price is £309

(Save £90)

Regular price was £399

1 out of 5 stars

1 review

Very Home Ariel 3 Seater Fabric Sofa - Silver - FSC Certified

Ariel 3 Seater Fabric Sofa - Silver - FSC Certified

Current sale price is £499

(Save £350)

Regular price was £849

1 out of 5 stars

1 review

Very Home Rune 2 Seater Fabric Sofa - FSC Certified

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

Rune 2 Seater Fabric Sofa - FSC Certified

Current sale price is £549

(Save £150)

Regular price was £699

1 out of 5 stars

2 reviews

Vida Designs Arlington 2 Door, 2 Drawer Wardrobe - White

Arlington 2 Door, 2 Drawer Wardrobe - White

Current sale price is £211

(Save £38)

Regular price was £249

1.9 out of 5 stars

16 reviews

Julian Bowen Casa Set of 4 Dining Chairs - Grey

Casa Set of 4 Dining Chairs - Grey

Current sale price is £209

(Save £20)

Regular price was £229

1 out of 5 stars

2 reviews

The Very Collection Carina Round Coffee Table - Oak - FSC® Certified

The Very Collection

Carina Round Coffee Table - Oak - FSC® Certified

Current sale price is £199

(Save £40)

Regular price was £239

1.5 out of 5 stars

4 reviews

The Very Collection Wooden Tripod Floor Lamp

The Very Collection

Wooden Tripod Floor Lamp

Current sale price is £85

(Save £35)

Regular price was £120

1 out of 5 stars

1 review

Julian Bowen Tribeca 120 cm Dining Table + 2 Monroe Chairs + Bench

Tribeca 120 cm Dining Table + 2 Monroe Chairs + Bench

Current sale price is £359

(Save £140)

Regular price was £499

1.8 out of 5 stars

5 reviews

Jaybe Ce120 Compact Folding Bed With E-fibre Mattress, Small Double

Ce120 Compact Folding Bed With E-fibre Mattress, Small Double

£169

1 out of 5 stars

1 review

CosmoLiving by Cosmopolitan Westerleigh Lift Desk - Graphite Grey

CosmoLiving by Cosmopolitan

Westerleigh Lift Desk - Graphite Grey

£249

1 out of 5 stars

1 review

Julian Bowen Goya Pair of Dining Chairs - Black

Goya Pair of Dining Chairs - Black

Current sale price is £159

(Save £30)

Regular price was £189

1 out of 5 stars

1 review

Very Home Ombre Fluffy Faux Fur Duvet Cover Set

Ombre Fluffy Faux Fur Duvet Cover Set

Current sale price is From £16

(Save up to £9)

Regular price was From £25

1 out of 5 stars

1 review

Made by Zen Gem Aroma Diffuser

Gem Aroma Diffuser

£69

1 out of 5 stars

1 review

Julian Bowen Padstow Storage Coffee Table - Oak

Padstow Storage Coffee Table - Oak

£269

1 out of 5 stars

1 review

Catherine Lansfield Christmas Stripe Duvet Set

Catherine Lansfield

Christmas Stripe Duvet Set

From £17

1 out of 5 stars

2 reviews

The Very Collection Chevron Faux Fur Cushion

Available in charcoal, cream, natural coloursAvailable in charcoal, cream, natural coloursAvailable in charcoal, cream, natural coloursAvailable in charcoal, cream, natural coloursAvailable in charcoal, cream, natural colours

The Very Collection

Chevron Faux Fur Cushion

Current sale price is £12

(Save £2)

Regular price was £14

1 out of 5 stars

1 review

Very Home Paulo Velvet 2 Seater Sofa - Grey - FSC® Certified

Paulo Velvet 2 Seater Sofa - Grey - FSC® Certified

£699

1 out of 5 stars

1 review

CosmoLiving by Cosmopolitan Westerleigh 4 Drawer Chest - Graphite Grey

CosmoLiving by Cosmopolitan

Westerleigh 4 Drawer Chest - Graphite Grey

£429

1 out of 5 stars

1 review

Made by Zen Nomad Cordless Diffuser

Nomad Cordless Diffuser

£55

1 out of 5 stars

1 review

Made by Zen Signature Oil Gift Sets Home Gift Set

Signature Oil Gift Sets Home Gift Set

£30

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.