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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Pay later with Very Pay

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Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Up to 50% off Sale!

Up to 50% off Sale!

Up to 20% off selected Computing, All Offers, oled

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Results: 1 - 26 (of 26)

Zenbook 14 - Copilot+ PC - 14in OLED Laptop - AMD Ryzen AI 5 - 16GB RAM - 1TB - Black

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ProArt PX13 Convertible Laptop - 13.3in 3K OLED Touchscreen, AMD Ryzen AI MAX, 32GB RAM, 1TB SSD - Black

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Zenbook 14 - Copilot+ PC - 14in OLED Laptop- AMD Ryzen AI 7 - 16GB RAM - 1TB - Black

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15-fc0045na Laptop - 15.6 in FHD, AMD Ryzen 3, 8GB RAM, 256GB SSD - Black

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Chromebook Plus - 14in WUXGA OLED, Mediatek Kompanio Ultra 910, 12GB RAM, 128GB SSD

Current sale price is £449

Swift Go 14 AI - Copilot+ PC - AMD Ryzen AI 7 - 16GB RAM - 1TB - 14in Laptop

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IdeaPad Slim 5 Pro - Copilot+ PC - 16in Laptop - AMD Ryzen AI 5 - GeForce RTX 5050 - 16GB RAM - 1TB SSD

Current sale price is £1179

Zephyrus Gaming Laptop - GeForce RTX 5060 - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - 16in WQXGA - Grey

Current sale price is From £2099

Zephyrus G 14 Gaming Laptop - 14in WQXGA+, GeForce RTX 5070, AMD Ryzen 9, 32GB RAM, 1TB SSD - Grey

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Strix Gaming Laptop - GeForce RTX 5070 - AMD Ryzen 9 - 32GB RAM - 1TB SSD - 18in WQXGA - Grey

Current sale price is From £1799

Zenbook A14 Copilot+ PC Laptop - 14in WUXGA OLED, Qualcomm Snapdragon X, 16GB RAM, 1TB SSD - Gold

Current sale price is From £649

MAG 274QP QD-OLED X24 27" QD-OLED WQHD 240Hz 0.03ms Adaptive-Sync Gaming Monitor

Current sale price is £299

MO27Q2A 27in OLED 2K QHD Gaming Monitor - 280Hz, 0.03ms, FreeSync Premium Pro, VESA DisplayHDR True Black 400

Current sale price is £379

ROG Strix XG32UCWMG 31.5" Gaming Monitor - 3840x2160 - Dual Mode 4K 240Hz/FHD 480Hz - WOLED - Black

Current sale price is £694

ROG Strix XG27AQDPG 26.5" Gaming Monitor - 2560x1440 - 500Hz - QD OLED - Black

Current sale price is £699

ROG Strix XG27AQDMGR 26.5" Gaming Monitor - 2560x1440 - 240Hz - WOLED - Black

Current sale price is £399

ROG Strix XG27ACDMS 26.5" Gaming Monitor - 2560x1440 - 280Hz - QD OLED - Black

Current sale price is £419

ROG Strix XG27AQDNG 26.5" Gaming Monitor - 2560x1440 - 360Hz - QD OLED - Black

Current sale price is £519

39in UltraGear OLED WQHD 240Hz 0.03ms G-Sync Compatible 800R Curved Gaming Monitor with webOS

Current sale price is £979

MAG 272QP QD-OLED X50 27-inch, WQHD, 500Hz, 0.03ms, Adaptive-Sync Gaming Monitor

Current sale price is £499

MAG 272QPW QD-OLED X28 27-inch, WQHD, 280Hz, 0.03ms, Adaptive-Sync Gaming Monitor

Current sale price is £399

MPG 272URX QD-OLED 27-inch, 4K UHD, 240Hz, 0.03ms, Adaptive Sync - Gaming Monitor

Current sale price is £649

MPG 321URXW QD-OLED 32-inch, 4K UHD, 240Hz, 0.03ms, Adaptive Sync, White Gaming Monitor

Current sale price is £649

MPG 341CQPX QD-OLED 34-inch, UWQHD, 240Hz, Adaptive-Sync Curved Gaming Monitor

Current sale price is £699

MPG 321URX QD-OLED 31.5 inch, QD-OLED, 4K UHD, 240Hz, 0.03ms, Adaptive-Sync Flat Gaming Monitor

Current sale price is £699

341CQP QD-OLED - 34in - Quantum Dot-OLED - UWQHD - 175Hz - 0.03ms - Adaptive Sync - True Black 400 Curved Gaming Monitor