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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Extra 15% off selected

Cooking, Customer Rating 4

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Results: 31 - 60 (of 128)

H-OVEN 300 HO9DC3UB308BI 90cm Built Under Double Oven - Black & Stainless Steel

Current sale price is From £389

NZ64H37070K/EU 60cm Intuitive Induction Hob - Black

£349

I5E3KMW - Electric Single Cooker - White

£269

HI6421BSC, Bridge Zone, 60cm Induction Hob - Black

£249

Series 5 NZ84C5047GK/U1 Slim Fit Induction Hob with Flex Zone - Black

£709

HO 255H X UK - Class 2 Single Oven with Multiflow Technology - Silver

Current sale price is From £219

HI8421BSC, Bridge Zone, 80cm Induction Hob - Black

£399

HI6442BSCE, AreaFlex, 60cm Induction Hob - Black

£329

Series 4 HQA574BB3B Built-in Electric Single Oven with Pyrolytic Cleaning - Black

£599

Series 4 HQA534BS3B Built-in Electric Single Oven with Hotair Steam - Stainless Steel

£399

Hi6 BUD714221AX 54/38L Built Under Double Oven with Enamel Liners - Stainless Steel

Current sale price is £389

GG773B Gas on Glass, 75cm Gas Hob - Black

£329

HDE6VDB1 - Electric Double Cooker - Black

Current sale price is £449

CHW6LBB 60cm Gas Hob - Black

£129

IDG6GW - Gas Double Cooker - White

£429

BI62020ABGUK 61L Built In Electric Single Oven - Black

£199

GM642XHS 60cm Gas Hob - Stainless Steel

£99

Series 4 HQA534BB3B Built-in Electric Single Oven with Hotair Steam - Black

£399

Series 2 PKE61RAA8B 60cm Intergrated Electric Ceramic Hob - Black

£249

Series 2 PKE611CA3E 60cm Intergrated Electric Ceramic Hob - Black

£249

Hi2 BI626PBUPUK Built In Electric Single Pyrolytic Oven - Jet Black

£389

ITE5EMW - Electric Twin Cooker - White

£319

IS83Q60NE 60cm Wide Built-In Induction Hob - Black

From £219

PAA642IXIWE1 60cm Gas Hob - Stainless Steel

Current sale price is From £99

Hi8 BlackLine BIM4AH8UKWF 50L Built-in Multifunctional Electric Single Oven with Microwave Function - Jet Black

£1099

Hi6 BlackLine BSA66346PDBGUK Built-In Electric Pyrolytic Steam Add Plus, Wi-Fi Enabled Single Oven - Jet Black

£649

N30 B2DCG7AK3B 60cm Built In Electric Single Oven with Pyrolytic Cleaning - Black

Current sale price is £449

Series 4 NV7B45305AS Dual Cook Flex Smart Oven with Pyrolytic Cleaning – A+ Rated - Stainless Steel

£759

N70 T26PIP4S0 60cm Intergrated Gas Hob - Black

£399

Hi2 BI626PXUPUK Built In Electric Single Pyrolytic Oven - Stainless Steel/Black

Current sale price is £349