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V by Very Chelsea Ankle Boots - Black

Chelsea Ankle Boots - Black

Current sale price is £33.50

(Save £8.50)

Regular price was £42

1 out of 5 stars

1 review

FatFace Lola Waterproof Coat - Navy

Lola Waterproof Coat - Navy

Current sale price is £55

(Save £55)

Regular price was £110

1.3 out of 5 stars

3 reviews

Berghaus Womens Deluge Pro 3.0 Jacket - Black

Womens Deluge Pro 3.0 Jacket - Black

£120

1 out of 5 stars

1 review

V by Very Half Zip Printed Borg Fleece - Multi

Half Zip Printed Borg Fleece - Multi

Current sale price is £11.75

(Save £28.25)

Regular price was £40

1 out of 5 stars

2 reviews

THE NORTH FACE Women's Offtrail Hike Gore-Tex Trainers - Black

Women's Offtrail Hike Gore-Tex Trainers - Black

Current sale price is £127.50

(Save £22.50)

Regular price was £150

1 out of 5 stars

1 review

V by Very Organza Midaxi Dress - Print

Organza Midaxi Dress - Print

Current sale price is £25

(Save £25)

Regular price was £50

1 out of 5 stars

2 reviews

V by Very Metallic Beach Maxi Dress - Blue

Metallic Beach Maxi Dress - Blue

Current sale price is £30

(Save £10)

Regular price was £40

1.5 out of 5 stars

2 reviews

JDY Skylar Hooded Waistcoat - Black

Skylar Hooded Waistcoat - Black

Current sale price is £32.50

(Save £17.50)

Regular price was £50

1 out of 5 stars

1 review

Vans Womens Hylane Trainers - Black

Womens Hylane Trainers - Black

Current sale price is £33

(Save £52)

Regular price was £85

1 out of 5 stars

1 review

The Very Collection Denim Stripe Mini Skirt - Dark Wash

The Very Collection

Denim Stripe Mini Skirt - Dark Wash

Current sale price is £9

(Save £21)

Regular price was £30

1 out of 5 stars

1 review

South Beach Dobby Broderie Strappy Back Midi Dress - Black

Dobby Broderie Strappy Back Midi Dress - Black

Current sale price is £30

(Save £45)

Regular price was £75

1 out of 5 stars

2 reviews

Mango Handbag With Metal Handle - Black

Handbag With Metal Handle - Black

Current sale price is £28.50

(Save £7.50)

Regular price was £36

1 out of 5 stars

1 review

V by Very Aztec Maxi Beach Dress - Blue/White

Aztec Maxi Beach Dress - Blue/White

Current sale price is £9.50

(Save £22.50)

Regular price was £32

1.8 out of 5 stars

4 reviews

Timberland Allington Heights Mid Zip Up Boot - Full Grain - Black

Allington Heights Mid Zip Up Boot - Full Grain - Black

Current sale price is £100

(Save £25)

Regular price was £125

1 out of 5 stars

1 review

adidas Womens Training Knit 7/8 Tights - Black

Womens Training Knit 7/8 Tights - Black

Current sale price is £20

(Save £18)

Regular price was £38

1 out of 5 stars

3 reviews

Ronhill Womens Running Core Gilet - Black

Womens Running Core Gilet - Black

Current sale price is £38.25

(Save £9.75)

Regular price was £48

1 out of 5 stars

1 review

Vero Moda Cape Jacket - Black

Cape Jacket - Black

Current sale price is £30

(Save £28)

Regular price was £58

1 out of 5 stars

1 review

Lauren by Ralph Lauren Mckay Boot Heel - Brown

Lauren by Ralph Lauren

Mckay Boot Heel - Brown

£189

1 out of 5 stars

1 review

Speedo Womens Shaping Contour Eclipse Swimsuit - Grey

Womens Shaping Contour Eclipse Swimsuit - Grey

Current sale price is £30.25

(Save £20.75)

Regular price was £51

1 out of 5 stars

1 review

PIECES Fetina Leopard Print Trenchcoat - Multi

Fetina Leopard Print Trenchcoat - Multi

Current sale price is £31.50

(Save £38.50)

Regular price was £70

1 out of 5 stars

1 review

adidas Sportswear Women's Teamsport Tracksuit - Blue

adidas Sportswear

Women's Teamsport Tracksuit - Blue

Current sale price is £59.50

(Save £10.50)

Regular price was £70

1.5 out of 5 stars

2 reviews

Birkenstock Boston Big Buckle Platform Fur Eggshell

Boston Big Buckle Platform Fur Eggshell

Current sale price is £95

(Save £95)

Regular price was £190

1 out of 5 stars

1 review

V by Very Puff Sleeve Broderie Dress - Pink

Puff Sleeve Broderie Dress - Pink

Current sale price is £12

(Save £28)

Regular price was £40

1 out of 5 stars

2 reviews

Pretty Lavish Corrine Gold Trim Cut Out Maxi Dress - Green

Corrine Gold Trim Cut Out Maxi Dress - Green

Current sale price is £38

(Save £57)

Regular price was £95

1 out of 5 stars

1 review

The Very Collection Shaping Double Button Skinny Jeans - Dark Wash

The Very Collection

Shaping Double Button Skinny Jeans - Dark Wash

£35

1 out of 5 stars

1 review

The Very Collection Crinkle Co Ord Beach Short - White

The Very Collection

Crinkle Co Ord Beach Short - White

Current sale price is £5.25

(Save £12.75)

Regular price was £18

1 out of 5 stars

1 review

FatFace Kelly Maxi Dress - Black

Kelly Maxi Dress - Black

Current sale price is £27.50

(Save £41.50)

Regular price was £69

1 out of 5 stars

1 review

The Very Collection Checked Midi Shirt Dress - Print

The Very Collection

Checked Midi Shirt Dress - Print

Current sale price is £18

(Save £27)

Regular price was £45

1 out of 5 stars

1 review

Forever New Honey Sheer Cape Maxi Dress - Red

Honey Sheer Cape Maxi Dress - Red

Current sale price is £60

(Save £60)

Regular price was £120

1 out of 5 stars

1 review

River Island Button Mini Dress - Blue

Button Mini Dress - Blue

Current sale price is £26.25

(Save £29.75)

Regular price was £56

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.