Protect - Repair | Steam Programme

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Protect - Repair, Steam Programme

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Results: 1 - 27 (of 27)

Series 4 AI Direct DriveT FWY606GBLN1 10 kg Washer Dryer - Slate Grey - A-10% / D Rated

Current sale price is £519

Series 4 Pro AI Direct DriveT FWY706GBTN1 10 kg Washer Dryer - Slate Grey - A-10% / D Rated

Current sale price is £484

Series 5 WD80TA046BX/EU 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer with ecobubble™ - E Rated, Graphite

Current sale price is £519

Series 5 WD80TA046BE/EU 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer with ecobubble™ - E Rated - White

Current sale price is £509

NDB11724WUK 11kg Wash, 7kg Dry, 1600 Spin Freestanding Washer Dryer - White

£449

Series 4 AI Direct DriveT FWY606WWLN1 10kg Wash 6kg Dry 1400rpm -White - A-10% / D Rated

Current sale price is £509

Series 4 AI Direct DriveT F4Y513WWLN1 13 kg Washing Machine - White - A-10% Rated

Current sale price is £604

5S Series Auto Dosing WD5S1045BB WiFi-enabled 10.5 kg Washer Dryer - Black

£499

ActiveCare NDD 10748 DA UK 10+7kg Washer Dryer - White

£549

Series 7 AI Direct DriveT W4X7016TBB 11 kg Washer Dryer - Matte Black - A-35% / D Rated

Current sale price is £659

Series 2 Direct DriveT W4X1095NNK 9 kg Washer Dryer - Onyx Black - A / E Rated

£579

Series 7 AI Direct DriveT W4X7016TWB 11 kg Washer Dryer - White - A-35% / D Rated

Current sale price is £629

Series 4 AI Direct DriveT F4Y511WBLN1 11 kg Washing Machine - White - A-10% Rated

£414

Series 3 Counter-Depth F2Y509WBLN1 MAX 9kg 1200rpm Washing Machine - White - A-10% Rated

£444

Series 4 AI Direct DriveT F4Y510WBLN1 10 kg Washing Machine - White - A-10% Rated

£529

3S Series WF3S1243BB3 WiFi-enabled 12kg Wash, 1400 Spin Washing Machine - Black

£419

Series 4 Hygiene Steam WD80HG4U04BEEU 8kg Load, 6kg Dry, 1400rpm Spin Washer Dryer - White

Current sale price is £569

Series 2 Direct DriveT F4X1009NMK 9kg 1400rpm Washing Machine - A Rated

£569

Series 4 AI Direct DriveT F4Y510GBLN1 10 kg Washing Machine - Slate Grey - A-10% Rated

£529

Series 4 AI Direct DriveT F4Y513GBLN1 13 kg Washing Machine - Slate Grey - A-10% Rated

£779

Series 4 WW90FG3M05AWEU 9kg Load, 1400rpm Spin Hygiene Steam Washing Machine - White

£429

Series 7 AI Direct DriveT F4X7009TBB 9 kg 1400 Spin Washing Machine - Matte Black - A-40% Rated

£749

Series 7 AI Direct DriveT F4X7011TBB 11 kg 1400 Spin Washing Machine - Matte Black - A-40% Rated

£759

H-WASH 400 Pro BH4S69M6DB9BJ-80 Integrated 9kg Washing Machine, A Rated, 1600 rpm, Black, Wifi

Current sale price is From £444

MF110W100BA10/T 10kg Steam Care Washing Machine Graphite

£329

MF110W90BA10/W 9kg Steam Care Washing Machine White

£269

MF110W100BA10/W 10kg Steam Care Washing Machine White

£329

Results: 1 - 27 (of 27)