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Russell Hobbs Eden Raspberry Bundle with descaler

Eden Raspberry Bundle with descaler

Current sale price is £44

(Save £55)

Regular price was £99

5 out of 5 stars

4 reviews

Silentnight Airmax 1000 Mattress Topper

Airmax 1000 Mattress Topper

From £50

4.3 out of 5 stars

134 reviews

Very Home Metro Desk - White - FSC® Certified

Metro Desk - White - FSC® Certified

Current sale price is £49

(Save £6)

Regular price was £55

4.2 out of 5 stars

37 reviews

Dreamland Snuggle Up Warming Throw - Pink

Snuggle Up Warming Throw - Pink

Current sale price is £50

(Save £20)

Regular price was £70

4.5 out of 5 stars

77 reviews

Oral-B iO2 Night Black Electric Toothbrush

iO2 Night Black Electric Toothbrush

Current sale price is £44.99

(Save £55.01)

Regular price was £100

4.9 out of 5 stars

296 reviews

PlayStation 5 Worms Armageddon Anniversary: Collector's Edition

Worms Armageddon Anniversary: Collector's Edition

£44.99

5 out of 5 stars

1 review

Tower Optimum 14.8V Handheld Vacuum Cleaner

Optimum 14.8V Handheld Vacuum Cleaner

£49

3.4 out of 5 stars

20 reviews

Dreamland Snuggle Up Large Electric Warming Throw - Black

Snuggle Up Large Electric Warming Throw - Black

Current sale price is £50

(Save £20)

Regular price was £70

4.5 out of 5 stars

44 reviews

Silentnight Ribbed Cotton Bath Sheet - 2 Pack

Available in natural, white coloursAvailable in natural, white coloursAvailable in natural, white coloursAvailable in natural, white coloursAvailable in natural, white colours

Ribbed Cotton Bath Sheet - 2 Pack

£40

5 out of 5 stars

2 reviews

Russell Hobbs Eden Pistachio Bundle with descaler

Eden Pistachio Bundle with descaler

Current sale price is £44

(Save £55)

Regular price was £99

4 out of 5 stars

1 review

Daewoo Cnx+ Smartwatch With Voice Call Function And Amoled Display

Cnx+ Smartwatch With Voice Call Function And Amoled Display

Current sale price is £46.99

(Save £13)

Regular price was £59.99

3.6 out of 5 stars

5 reviews

Airsprung Essential Headboard - FSC® Certified

Available in anthracite, grey, mink coloursAvailable in anthracite, grey, mink coloursAvailable in anthracite, grey, mink coloursAvailable in anthracite, grey, mink coloursAvailable in anthracite, grey, mink colours

Essential Headboard - FSC® Certified

From £49

4.8 out of 5 stars

9 reviews

Salter Boston 4 Slice Toaster - White

Boston 4 Slice Toaster - White

Current sale price is £49

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Regular price was £59

1 out of 5 stars

1 review

PlayStation 5 Alan Wake 2: Deluxe Edition

Alan Wake 2: Deluxe Edition

Current sale price is £41.99

(Save £28)

Regular price was £69.99

5 out of 5 stars

1 review

Russell Hobbs Eden Lemon Bundle with descaler

Eden Lemon Bundle with descaler

£44

5 out of 5 stars

1 review

Russell Hobbs Textures Kettle & Toaster White

Textures Kettle & Toaster White

£44

Vax Stain and Protect Solutions Kit

Stain and Protect Solutions Kit

£40

4.8 out of 5 stars

5 reviews

Xbox Series X Alan Wake 2: Deluxe Edition

Alan Wake 2: Deluxe Edition

Current sale price is £41.99

(Save £28)

Regular price was £69.99

5 out of 5 stars

1 review

Very Home Alani Floor Lamp

Alani Floor Lamp

Current sale price is £50

(Save £20)

Regular price was £70

5 out of 5 stars

2 reviews

Nintendo Switch Rune Factory: Guardians of Azuma

Nintendo Switch

Rune Factory: Guardians of Azuma

£45.99

Xbox Series X Blades of Fire: Day One Edition

Blades of Fire: Day One Edition

£44.99

Xbox Series X Wuchang: Fallen Feathers - Day One Edition

Wuchang: Fallen Feathers - Day One Edition

£42.99

4 out of 5 stars

1 review

The Very Collection Hadley Rug - Multi

The Very Collection

Hadley Rug - Multi

From £50

3.9 out of 5 stars

8 reviews

The Very Collection Hadley Rug

Available in cream, green coloursAvailable in cream, green coloursAvailable in cream, green coloursAvailable in cream, green coloursAvailable in cream, green colours

The Very Collection

Hadley Rug

From £50

3.7 out of 5 stars

9 reviews

Very Home Metro Tall Bookcase - White - FSC® Certified

Metro Tall Bookcase - White - FSC® Certified

Current sale price is £49

(Save £6)

Regular price was £55

4.6 out of 5 stars

17 reviews

Very Home Ellie Floor Lamp

Ellie Floor Lamp

Current sale price is £45

(Save £20)

Regular price was £65

4.7 out of 5 stars

17 reviews

Catherine Lansfield Crushed Velvet Eyelet Lined Curtains

Available in blush, natural, silver coloursAvailable in blush, natural, silver coloursAvailable in blush, natural, silver coloursAvailable in blush, natural, silver coloursAvailable in blush, natural, silver colours

Catherine Lansfield

Crushed Velvet Eyelet Lined Curtains

From £47

4.6 out of 5 stars

175 reviews

Slumberdown Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

Sleep Soundly Climate Control Extra Deep 10cm Mattress Topper- King

From £45

3.9 out of 5 stars

38 reviews

Tommee Tippee Electrical Steriliser - White

Electrical Steriliser - White

Current sale price is £49.99

(Save £10)

Regular price was £59.99

4.6 out of 5 stars

58 reviews

Very Home Lisson 2 Drawer Bedside - Oatmeal - FSC® Certified

Lisson 2 Drawer Bedside - Oatmeal - FSC® Certified

Current sale price is £49

(Save £10)

Regular price was £59

3 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.